Sentences with phrase «high amounts of insurance»

In that time, Breslin took in $ 29,500 in insurance company or insurance lobbyist contributions, while the next highest amount of insurance contributions, $ 12,750, went to Sen. Eric Adams of Brooklyn.

The policy owner temporarily needs a higher amount of insurance.

The higher income earner should be insured for a correspondingly higher amount of insurance.

At a low premium, it is known to provide a high amount of insurance cover.

Not exact matches

If you need a large amount of coverage, simplified issue life insurance isn't ideal for you because most life insurance companies cap the death benefit at $ 100,000 (some companies offer as high as $ 500,000.)

Low rates make it difficult for insurers to earn high returns due to the fact that they are required to hold a significant amount of safe debt to guarantee they can cover the insurance policies they write.

Grzegorz Krychowiak would provide a certain amount of insurance in the role and Arsenal have thus far only made one high - profile signing this summer, the capture of keeper Petr Cech, and the addition of the no - nonsense Sevilla star would aid the North London side's push for major honours.

Increased Retiree Health Insurance Premium - Sharing: While most employers — public and private — do not reimburse retirees for the cost of Medicare Part B premiums, New York State pays for the standard premium and the Income - Related Monthly Adjustment Amounts (IRMAA) levied on high - income retirees (couples with incomes in excess of $ 170,000 per year).13 Under the Governor's proposal, the State would cap the amount retirees are reimbursed at current levels and discontinue IRMAA reimbursements for those most able to afford the costs of health iInsurance Premium - Sharing: While most employers — public and private — do not reimburse retirees for the cost of Medicare Part B premiums, New York State pays for the standard premium and the Income - Related Monthly Adjustment Amounts (IRMAA) levied on high - income retirees (couples with incomes in excess of $ 170,000 per year).13 Under the Governor's proposal, the State would cap the amount retirees are reimbursed at current levels and discontinue IRMAA reimbursements for those most able to afford the costs of health insuranceinsurance.

Bronze and Silver plans have lower premiums (the amount you pay every month), but higher out - of - pocket costs (the amount you pay for hospital and doctor's bills before your insurance kicks in) than the Gold and Platinum varieties.

Or you may wish to increase the amount of regular term life insurance you have to higher amount to include all debts owed and necessary funds to provide for your loved ones when you are no longer there to do so.

If the amount covered by the insurance does not take into account the amount of money healthcare providers charge, then why the latter is so much higher than the amount covered by the insurance?

If the amount covered by the insurance takes into account the amount of money healthcare providers charge, then why the latter isn't even higher?

Here's the formula: Loan amount ÷ appraisal value or purchase price (whichever is less) For example: The home you want to buy has an appraised value of $ 205,000, but $ 200,000 is the purchase price The bank will base the loan amount on the $ 200,000 figure, because it's the lower of the 2 You have $ 40,000 for a down payment, so you need a $ 160,000 loan to meet the $ 200,000 purchase price Your loan - to - value equation would look like this: $ 160,000 ÷ $ 200,000 =.80 You multiply.80 by 100 % and that gives you an LTV of 80 % Private mortgage insurance (PMI) If your down payment is lower than 20 %, your loan - to - value ratio for conventional financing will be higher than 80 %.

Because of the high amount of damages, the renters insurance quotes are typically higher on average compared to the rest of the nation.

High - deductible health plans offer lower premiums than traditional health insurance plans, with the trade - off being much higher deductibles (the amount that the insured person must pay before the insurance company will begin covering part or all of the cost of the medical treatment or item) than traditional health insurance plans.

There is a high amount of idiosyncratic expense associated with running an insurance company.

With income from your other job taking you over the higher - rate threshold, you should inform HMRC of this and get a tax code of DO for the second job, meaning 40 % tax (and also both employer's and employee's National Insurance) will be deducted from the whole amount of the salary.

Investments in CHET Advisor are not guaranteed or insured by the State of Connecticut, the Connecticut Higher Education Trust Program, the Connecticut State Treasurer's Office, Hartford Life Insurance Company, The Hartford Financial Services Group, Inc., the investment sub-advisors for the Underlying Funds or any depository institution and are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.

This may seem like a fast, easy way to get life insurance, but because the insurance company has no insight into your health condition, your premium will be much higher for the amount of coverage that you buy.

Second, another negative of a life insurance trust is it may no longer be necessary since the Federal estate tax exemption amount is so high.

Colonial Penn's term and whole life insurance products don't require a medical exam and have a maximum death benefit of $ 50,000, meaning you'll typically pay higher premiums and won't be able to purchase a greater amount of coverage should your financial needs change.

A higher deductible — the amount you pay out of pocket when you bump someone's bumper — means cheaper insurance.

For a cash value life insurance policy, premiums are higher at the beginning than they would be for the same amount of term insurance.

Variable universal life insurance is going to give you the least amount of flexibility in how much you can change your premiums, but it will also give you the highest cap on how much growth you can get from the cash value.

Lowering your limits means that the maximum amount your insurance company is responsible will be reduced; again, this can lead to higher out - of - pocket expenses when an incident occurs.

Given their intent, survivor life insurance policies can have incredibly high death benefits and you won't be limited if you need a fair amount of coverage.

Group life insurance doesn't always offer the right amount of coverage if you work a high - risk job.

If you need a large amount of coverage, simplified issue life insurance isn't ideal for you because most life insurance companies cap the death benefit at $ 100,000 (some companies offer as high as $ 500,000.)

Even if the market is moving upwards, if volatility is elevated the higher costs the insurance company must pay as a result can result in reduced cap and participation rates, reducing the amount of interest credited to your index - linked subaccounts.

Choosing a higher deductible reduces the amount of money your insurance company pays in the event of a claim, so if you're willing to pay a higher deductible, insurance providers are willing to lower your premium.

It's not just insurance companies who can lower your premiums; if you want to lower what you pay each month or each year, you can request a higher deductible or even, in some cases, a lesser amount of coverage.

A low deductible (the amount you pay out of pocket when filing an insurance claim) usually means a higher premium or monthly payment.

Endowment policies provide insurance coverage as well as savings accrual and the savings amount accrued at the end of the tenure is generally higher than other savings options available.

For certain individuals, it may be more prudent to purchase a term life insurance policy with lower premiums for a fixed amount of time and take the difference in savings between the two policies and invest in different types of stocks, bonds and mutual funds which may lead to higher returns and a more diversified portfolio.

Final expense insurance: These policies are for seniors with health issues who can't qualify for traditional term life insurance, but need a policy to help cover end - of - life costs and outstanding debts, Premiums are generally high and coverage amounts are limited.

The amount of your Social Security benefits is based on the average of your 35 highest - earning years of your working life, with the amount of wages that you earned in any given year indexed for inflation, which is used to calculate your primary insurance amount.

In this regard, a higher insurance credit score will result in you paying a lower amount of premium, and conversely, a lower insurance score will likely result in you being charged a higher amount for coverage.

I have been reevaluating my life - insurance strategy and having remembered an article about using laddered term life insurance to give you a higher amount of coverage in the short term with reducing...

While the initial premium on term life coverage is less than a comparable amount of permanent coverage, over time term life insurance premiums can become quite high.

(The percentages are slightly off, but the concept is the same — delaying the benefit of the spouse with the higher primary insurance amount increases the amount the couple receives as long as either spouse is still alive, while delaying the low - PIA spouse's benefit increases the amount the couple receives while both spouses are alive.)

These types of GICs may offer a small amount of guaranteed interest, but they are appealing because they come with deposit insurance up to a limit and provide an opportunity for a much higher return if the market does well.

As a result, universal life insurance premiums are typically lower during periods of high interest rates than whole life insurance premiums, often for the same amount of coverage.

We want to see a significant reduction in the amount of commissions paid to anyone who sells add - on insurance through car dealers, to reduce that conflict of interest in high pressure sales.

After notice and comment periods, but beginning this spring, the FHA will raise mortgage insurance fees that borrowers must pay, cap the amount of cash that sellers can contribute for closing costs and require higher down payments for the borrowers with poor credit scores.

The majority of people are probably not going to need this much life insurance, but if you are a very high - income individual, have a lot of debt, or are a business owner who has a buy / sell agreement in place with a partner, this amount of insurance may be necessary.

The Interest Plus annuity from Bankers Life Insurance Company is designed for the individual who desires a higher than average rate of return, but with the ability to access funds for any reason or amount — without incurring an excessive surrender charge.

Some carriers offer guaranteed universal life insurance options and adjust the amount of the premium higher while making the policy amount lower, so that in addition to offering a guaranteed death benefit, the policy almost immediately begins to generate a larger cash value.

Premium financing is generally reserved for ultra high net worth households due to the approval requirements and amount of cash - value life insurance involved.

Premiums are often much higher than a term life insurance policy with the same amount of coverage because you're paying for an insurance policy as well as putting money into the cash value portion of the policy.

When rates were high, this made a lot of sense — you pay lower premiums to get the same amount of cash value or slightly better.However, if the interest rate goes down, your premiums could go up as the life insurance company has to put more money in to maintain the policy's cash - value component.