Sentences with phrase «high cash surrender»

We target high cash surrender values in the early going so you can utilize the policy's cash value for other financial endeavors.
We target high cash surrender values in the early going so you can utilize the policy's cash value for other financial endeavors.

Not exact matches

A Democrat has now won the county's highest office three straight elections, but Democrats were doing everything they could Tuesday night to distance themselves from Mr. Levy, who surrendered $ 4 million in campaign cash and didn't seek reelection after prosecutors made inquiries into his fundraising practices.
Had Tom purchased a market - priced universal life (low - expense version) with slightly higher target premiums in the first place, the loan or surrender value would be about $ 1 million and he could continue the policy or surrender it for the cash.
It provides an optional rider for high early cash surrender values.
With flexible requirements on the paid up additions options, the policy provides early high cash value surrender values, making Penn Mutual's whole life policy a top contender for anyone looking for the best cash value whole life insurance.
High early cash surrender values are also available via an additional rider.
I've seen surrender charges has high as 9 % before so this could be a huge blow if you were in need of some quick cash.
Settlements are always higher than the cash surrender value of the policy but lower than the death benefit.
They will preserve a high quality of living by receiving a higher cash payout than the cash surrender value.
A life settlement is the sale of an existing life insurance policy to an institutional investor at a price higher than the current cash surrender value, but lower than the face amount of the policy.
This results in a policy with a higher initial cash value than would be the case if the original policy were simply surrendered and a new policy purchased
Since then, many companies have introduced either a second GUL policy that has a slightly higher premium, but in return the policy owner has cash surrender values that show a better internal rate of return on surrender than the additional premiums could earn in a risk - free investment outside of the policy.
This is not the same as cancelling or surrendering the policy through the issuing insurer — and in many cases, the amount of cash that is received by the policy holder can be up to four times higher than what is in the cash value component.
In the early going, your total cash value may be higher than your cash surrender value due to the surrender charge imposed by the insurer.
The «good» news of surrendering PUAs is that because that portion of the coverage is already paid up, its cash value tends to be high relative to the death benefit, which means the policyowner can give up less death benefit to get much more cash value out (at least compared to a partial surrender of the underlying policy itself).
The cash surrender fee for taking a loan from your universal life policy could be as high as 10 %, and this is money is not credited to your cash value, but rather it is kept by the insurance company.
High early cash surrender values are also available via an additional rider.
In an existing VA where the death benefit is higher than the cash value the contract can be partially surrendered.
Typically a Life Settlement broker can sell your policy to investors for a much higher price than the cash surrender value paid by the insurer.
Higher of Guaranteed surrender value or Special surrender value will be paid to you as Cash Surrender Value, after deduction of any outstanding amount on the policy (Policy Loan or any amount payable against your policy) and TDS * (if appsurrender value or Special surrender value will be paid to you as Cash Surrender Value, after deduction of any outstanding amount on the policy (Policy Loan or any amount payable against your policy) and TDS * (if appsurrender value will be paid to you as Cash Surrender Value, after deduction of any outstanding amount on the policy (Policy Loan or any amount payable against your policy) and TDS * (if appSurrender Value, after deduction of any outstanding amount on the policy (Policy Loan or any amount payable against your policy) and TDS * (if applicable).
Although this method of calculating fees gives the broker an incentive to get you the highest offers possible, it gives no consideration to the cash surrender value that you have already earned.
If the commissions are lower, the surrender charges are lower and the surrender cash value is higher.
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