Sentences with phrase «high cash value due»

By cash value life insurance, I am referring to whole life insurance from a mutual company that accrues high cash value due to paid up additions and pays dividends.

By cash value life insurance, I am referring to whole life insurance from a mutual company that accrues high cash value due to paid up additions and pays dividends.

Not exact matches

The VA cash - out refinance remains one of the more attractive cash - out refinance options due to the high loan - to - value maximum, lack of monthly mortgage insurance, and lenient FICO score guidelines compared to other cash - out loan programs.

That is to say, banks with high numbers of cash back cards might appear to be subpar, due to the low value of cash back bonuses.

But due to the fact that your cash value growth is tied to the rate at which you pay back the loan, many choose to pay back the loan at a higher interest rate than normal.

The Chase Freedom Unlimited card offers a 1.5 % flat - rate cash back on every purchase and ranks among our favorite picks due to its high rewards value and flexibility in redeeming cash back.

Premium financing is generally reserved for ultra high net worth households due to the approval requirements and amount of cash - value life insurance involved.

Term Rider: Due to the higher initial cost of permanent policies, you can supplement your coverage with a term rider to increase your death benefit coverage until your cash value has a chance to catch up.

High net worth estate planning may require using strategies such as the 1035 exchange for life insurance due to potentially high cash values and the need to assure that policies are performing optimally after many yeHigh net worth estate planning may require using strategies such as the 1035 exchange for life insurance due to potentially high cash values and the need to assure that policies are performing optimally after many yehigh cash values and the need to assure that policies are performing optimally after many years.

But, over a five - year period, the value of the Citi Double Cash card is better, due to its higher rewards rate:

We always recommend using transferrable points for travel versus cash back due to the 50 percent or more higher value.»

Due to the high rewards rate on the Citi ® Double Cash Credit Card being uncapped, high spenders will find more value out of it.

The benefits may include full replacement value, with no obligation to replace policies (cash - out options), by - law coverage, greater allowances for additional living expenses and coverage for higher limits of jewelry, fine arts, antiques or items that can not be replaced due to their inherent nature.

While the premiums on permanent life insurance may be higher than those of a comparable term life policy, this is primarily due to the fact that some of the premium is going towards the cash value portion of the policy.

Variable Universal Life (VUL) provides similar flexible premiums but with the highest cash value accumulation opportunity due to the cash account being directly invested into the market.

Term policies do not build cash value, but whole life policies premiums are higher due to the cash accumulation and lifetime coverage.

This can be a big deal when your growth is high because you can borrow against your cash value and earn positive arbitrage due to your borrowed balance still earning interest crediting.

Con's are the most obvious being the cost of it which you will see the quotes for permanent life are much higher than term life, if not structured properly can lapse due to insufficient funding, and cash value accumulation can be minuscule not making it worthy investment tool.

In the early going, your total cash value may be higher than your cash surrender value due to the surrender charge imposed by the insurer.

While the actual cash value of your living room furniture is going to hundreds or thousand less than your paid for it, due to use and depreciation, the replacement cost may be higher.

Premium financing is generally reserved for ultra high net worth households due to the approval requirements and amount of cash - value life insurance involved.

High net worth estate planning may require using strategies such as the 1035 exchange for life insurance due to potentially high cash values and the need to assure that policies are performing optimally after many yeHigh net worth estate planning may require using strategies such as the 1035 exchange for life insurance due to potentially high cash values and the need to assure that policies are performing optimally after many yehigh cash values and the need to assure that policies are performing optimally after many years.

Indexed universal life provides the potential for higher cash value returns due to the participation in indexed accounts that track the major stock market indices.

Premiums are higher for Universal Life, versus Term Life, due to the investment portion which accumulates cash value.

Note that while the cash value may be much higher due to the return on investment, you are usually guaranteed a minimum payout regardless of how well the investments perform.

Due to the time value of money, high velocity money (either cash flow or equity) will boost IRR since the values will be discounted less.