Another way to do it with (2) cards: # 1: Bus
Cash: 5X on office supply; no AF # 2: Sapphire Reserve: 3X travel; $ 450 AF, but max $ 300 Travel credit bring annual cost down to $ 150, which is only $ 55 more than CSP, and you get
higher bonus on travel (3X
vs 2X), pt
higher value of points (1.5 ct
vs 1.25 ct).