i) For some who is looking for a plain vanilla term plan with no riders, no variants,
high claim settlement ratio then «Click2Protect» from HDFC Life fits the requirement and is a good choice.
In case you want to go for a company with
higher claim settlement ratio then you can look at HDFC Life which has recently come out with an online term plan «Click2Protect»
Not exact matches
I have shortlisted Birla and Max Life because of their low premium and
high claim settlement ratio and HRFC click to protect since I can buy accidental death / disability rider by paying extra premium but
then it is going out of my budget.
You would try to understand what
claim settlement ratio is and
then apply for
high claim settlement ratio company term insurance plans.