Sentences with phrase «high coinsurance»

Gold plans are likely to appeal to people who expect to use their health insurance, who fear being responsible for high coinsurance rates, or who can afford to pay a bit more for a little extra peace of mind than they'd have with a silver or bronze plan.

Most schools don't have a specific coverage limit, but the insurance should provide coverage at a high coinsurance (80 % or more within the PPO network) for pre-natal, delivery, and post-natal care.

Generally speaking, plans with low monthly premiums have higher coinsurance, and plans with higher monthly premiums have lower coinsurance.

Your domestic health insurance you have may not cover you outside your home country, or may provide limited coverage or it may be subject to higher deductible and higher coinsurance and higher out of pocket maximum.

Many domestic health insurance companies provide limited or no coverage outside the U.S. and / or are subject to higher deductibles, higher coinsurance and higher out of pocket maximums.

Even if they do, you will be subject to a higher deductible, higher coinsurance and higher out of pocket expenses.

Health insurance plans with low monthly premiums typically have high deductibles, larger copayments, and a higher coinsurance split.

Another gold plan might have a low deductible paired with higher coinsurance and prescription copays.

Generally speaking, plans with low monthly premiums have higher coinsurance, and plans with higher monthly premiums have lower coinsurance.

In any case, that insurance would be subject to higher deductibles, higher coinsurance and higher out of pocket maximums.

However, you will pay higher coinsurance after deductible with the Rocky Mountain plan at 30 percent, compared to Anthem's 20 percent.

A competing gold plan might have a lower deductible paired with a higher coinsurance or more copays.

A competing silver plan might have a lower $ 2000 deductible, but pair it with a higher coinsurance and a $ 40 copay for prescriptions.

If you're trying to save money by choosing a plan with a lower actuarial value, (like a bronze plan instead of a silver plan), be aware that you'll likely have higher coinsurance and copays when you use your health insurance.

If you choose a higher coinsurance (such as 50/50 instead of 80/20), your premium will be lower.

The only difference is that some of them have higher coinsurance amounts then others, but they all include office visit and prescription coverage before the deductible.

Not exact matches

Even if it does, it may be subject to a higher deductible, copay, coinsurance and out of pocket maximum expenses.

You also need to think about your budget, and whether a plan that involves coinsurance or higher deductibles makes the most sense for you.

Typically, a plan with a lower monthly premium will have a higher deductible, copay, and coinsurance percentage, which increases the amount you'll spend out - of - pocket for health care services.

In fact, if you frequently visit a doctor and you buy a plan with a high deductible and low monthly premium, it's likely that you'll spend more money overall than if you bought a plan with higher premiums, a lower deductible, and lower copayments and coinsurance payments.

This type of plan offers a lower monthly premium, but also requires higher out - of - pocket costs for deductibles, copayments and coinsurance.

Typically, plans with a low monthly premium tend to have higher deductibles, copayments, and coinsurance percentages.

These are high level numbers across the entirety of the plan, taking into account the deductible, coinsurance, and copayments, as dictated by the specific structure of the plan, based on the expected average use of the plan.

The deductibles are relatively high when compared to other plans and coinsurance applies to treatment received inside the U.S. and Canada.

Though 60/40 and 50/50 coinsurance options do exist, these policies leave the insured with a higher out - of - pocket expense ceiling for major medical expenses.

Health insurance plans with higher premiums typically have lower deductibles, lower copayments, and a lower coinsurance split.

However, the higher deductible and coinsurance has an impact on when you pay your out - of - pocket expenses, shifting that toward the beginning of the plan year.

You'll reach the out - of - pocket maximum earlier in the year because it's lower so it's easier to reach, and because your deductible and coinsurance are higher causing you to pay earlier in the year.

For example, one platinum plan might have a high $ 1000 deductible paired with a low 5 percent coinsurance.

Plans that have high out - of - pocket costs (deductibles, coinsurance, and copayments) most often have lower premiums and plans with low out - of - pocket costs have higher premiums.

Since most people never reach the out - of - pocket maximum, the higher the deductible and coinsurance the less the company has to pay for healthcare services for its typical members.

Once again, look at plans with a higher deductible and coinsurance than your current plan.

It also offers dental insurance, long - term care insurance, and Medicare Supplement insurance coverage in order to help seniors from having to pay high out - of - pocket expenses due to Medicare Part A and B coinsurance and deductibles.

Though their coinsurance is slightly higher than our other plans in the same range, most services are offered for a copay, which makes $ 208 per month a very wise choice.

For example, when regular medical insurance does not pay for certain items, insureds can experience high out - of - pocket costs, such as copayments, deductibles, and coinsurance, as well as the cost of necessary prescription medications.

Generally, more restrictive health plans reward you with lower cost - sharing requirements, while more permissive health plans require you to pick up a larger part of the bill through higher deductibles, coinsurance, or copayments.

For example, an HSA - qualified High Deductible Health Plan typically won't include copays, but will have a deductible and may or may not have coinsurance (in some cases, the deductible on the HDHP is the full out - of - pocket maximum, while other HDHPs will have a deductible plus coinsurance in order to reach the out - of - pocket maximum).

If you expect to use your health insurance a lot, or you can't afford high copays, coinsurance, and deductibles, a bronze plan might not be for you.

The premium amount you pay each month for health care is generally lower than for other QHPs, but the out - of - pocket costs for deductibles, copayments, and coinsurance are generally higher.

For example, one gold plan might have a high $ 2500 deductible paired with a low 10 percent coinsurance.