Sentences with phrase «high commission insurance»

Several insurance agents would push high commission insurance policies than the actual need of the customer.

Most of the insurance agents aren't eager enough to learn about different types of policies which make their offers for the customers to be limited to high commissioned insurance products which prove unfruitful for the customer.

Not exact matches

«Normally, one of the great disadvantages of investment - oriented life insurance is that front - end commissions are so high that it takes a few years to start building up any type of cash value.

That means some financial advisors — basically, brokers and insurance agents - will once again be able to give conflicted investment advice by recommending high - priced 401 (k) investments that pay them rich commissions over less expensive - but comparable - alternatives on May 7, 2018.

Insurance Agent Fraud: Sometimes insurance agents breach the trust and loyalty of their customers because of the lure of high commissions, causing them to over insure their clients, or sell high commission products they don't need, such as variable aInsurance Agent Fraud: Sometimes insurance agents breach the trust and loyalty of their customers because of the lure of high commissions, causing them to over insure their clients, or sell high commission products they don't need, such as variable ainsurance agents breach the trust and loyalty of their customers because of the lure of high commissions, causing them to over insure their clients, or sell high commission products they don't need, such as variable annuities.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

But financial products, esp the high - commission fee - loaded stuff the WFG wants to you flog like variable annuities and Transamerica's «Indexed» Universal Life (FFIUL) insurance policy, you usually sell once to a prospect and that's it.

The lobbying group Pharmaceutical Research and Manufacturers of America, or PhRMA, commissioned a study that found the tax would actually lead to higher insurance and medical costs for New Yorkers.

«These proposed zoning changes will speed up the process for owners of Sandy - damaged buildings to obtain building permits for elevation and reconstruction and will reduce their vulnerability to future flood events, as well as protect property owners against higher flood insurance premiums,» said CARL WEISBROD, Director of the New York City Department of City Planning and Chairman of the New York City Planning Commission.

Insurance Products The Pitfalls of Life Settlements Life settlements are often unfavorable due to high commissions and a lack of transparency.

Most mutual fund companies, stock brokers, insurance sales people, and other finance professionals who work on commission push high - cost funds because they make more money on them.

· Annuity Case Chills Insurance Agents http://t.co/rHkg68Lw I'm always skeptical of products w / high commissions & surrender charges $ $ Mar 19, 2012

That's because transactional costs for real estate are very high — factor in land transfer taxes, realtor commissions, legal fees, insurance and moving costs, and quite quickly the price tag for ownership adds up.

That salesman who hides behind the «financial advisor» title but is selling whole life insurance gets paid a huge commission (as high as 75 % of your first years premium!!)

Permanent life insurance policies, particularly those that build cash value, only make sense in certain situations, but agents make higher commissions by selling them.

To save on premiums, it is recommended that a company purchase term insurance versus whole or variable life policies which carry higher premiums and pay out greater commissions for insurance agents.

This process also eliminates a lot of overhead for the insurance companies by reducing the need for high commission - based sales agents, which allows them to offer you lower premiums.

We want to see a significant reduction in the amount of commissions paid to anyone who sells add - on insurance through car dealers, to reduce that conflict of interest in high pressure sales.

The commission - based world is all about wearing a «Black Hat» while struggling to force a square peg into a round hole by selling high - commission products and trades, life insurance company products, financial plans created with fake planning software, and abusing American Funds.

We put the customer first by taking lower commissions from insurance companies to offer you the highest possible rates.

We are changing all traditional platforms and offering solutions such problems as: bureaucracy, high commission costs and insurance limits, informational barriers and court costs.

As a result, if a life insurance salesman has a product offering a high commission, and one offering a low commission, he may act in the following way:

As Milevsky points out, if you buy insurance for a high probability event, the payout you would receive when the event occurs would essentially give you back the insurance premiums you paid less the insurance company's «load,» which is composed of administrative costs, sales commission and profit.

Owners of dangerous dogs could face dramatically higher fines and be required to maintain up to $ 1 million in homeowners insurance under proposals the Brevard County Commission will consider today.Spurred by recent dog attacks that nearly killed a woman and injured a child, commissioners asked animal experts to propose new fines and help toughen the county's animal control ordinance.The proposed fee increases target all irresponsible pet owners, from those who fail to vaccinate their pets to owners whose dogs are involved in severe attacks.

Caixin Online, a Chinese business news website, reported that the government's China Insurance Regulatory Commission could be on the verge of blocking Anbang's bid for Starwood and a separate Anbang offer for Strategic Hotels — a U.S. - based group that own several high - end hotels and resorts.

Mel High School, Chicago, Artist - in - Residence Ward Cheney Award, Yale University School of Art 1992 Polaroid Corporation, Artist Support Program, 20X24 Camera, New York & Boston, MA Addison Gallery of American Art, Phillips Academy, Andover, MA, Edward E. Elson Artist - in - Residence 1991 National Endowment for the Arts Regional Fellowship, Mid Atlantic Arts Foundation Polaroid Corporation, Artist Support Program, 20X24 Camera, New York 1990 New York Foundation for the Arts, Artist Fellowship Polaroid Artist Support Program, Material Support 1989 Percent for Art Commission, Department of Cultural Affairs, NY, Bedford Stuyvesant Multiservice Center The Art Commission of the City of New York, Award for Excellence in Design Visual Studies Workshop, Artist - in - Residence 1988 New York State Council on the Arts, Sponsored Project Grant Percent for Art Purchase, Department of Cultural Affairs, NY, Cumberland Hospital Center 1986 New York Foundation for the Arts, Artist Fellowship Atlanta Life Insurance Company, First Place Purchase Prize 1985 Light Work, Residency Fellowship 1984 New York State Council on the Arts, Residency Fellowship 1983 Creative Artists Public Service (CAPS), Artist Fellowship Percent for Art Purchase, Department of Cultural Affairs, NY, Percent for Art Purchase, Bellvue Hospital Center

The «protectionist instincts» that I and others have are (1) to protect the independence of the bar (sure to be lost eventually under nonlawyer ownership), (2) to protect the health of the legal marketplace (sure to be badly harmed by the cartelization of ABS (see the 5 % commissions charged by the cartel of real estate agencies who still control the vast majority of the realty market, and especially see the ridiculously high costs of dealing with the American title insurance industry where four companies have upwards of 87 % of the conveyancing and title insurance market after first decimating the real estate bar with predatory pricing and other unfair business practices)-RRB-, and (3) to protect the public from those ravages.

A Massachusetts superior court has recently ruled that an insurance company choosing to appeal a jury's decision to a higher court rather than extend a formal settlement offer after a verdict has been entered against them is NOT a commission of unfair settlement practices.

2) To reduce the number of fraudulent claims in Ontario's auto insurance industry and thereby protect the public from unduly high insurance premiums, the Financial Services Commission of Ontario (FSCO) should use its regulatory and oversight powers to:

Although monthly debit ordinary life insurance may seem affordable on the short - term, the higher lapse rates, smaller amounts, fees, and higher commissions make it an expensive option for most people.

Ultimately, a captive agent will try to convince you into buying a life insurance policy from his or her company because that is where they receive the highest commission payout.

How to find and sign on with final expense insurance companies and appointment with companies at the highest commission levels.

Commissions earned by a life insurance agent will be higher with a cash value whole life insurance policy than it will be with a term life insurance policy.

Compared to that, the commission percentage for travel insurance is very high.

Why does anyone sell these policies when the commissions on a normal health insurance policy or high enough?

In addition, military insurance experts point out, agents often earn a commission that may result in higher overall rates for your coverage.

There may be a temptation or incentive for your agent to sell you more expensive (higher commission) insurance products.

If you speak to an insurance agent, he or she is incentivized to sell the policies with the highest commissions.

Whole life insurance has gotten a bad rap because some agents try to force it on clients to get a higher commission.

A travel agent might have a deal with a particular insurance company, with the incentive of higher commissions.

SAN FRANCISCO — Drivers in Detroit pay the highest rates for car insurance in the U.S., while those in Charlotte, North Carolina, get away with the lowest, according to a recent study commissioned by InsuranceQuotes.com.

Commercial insurance may pay a higher commission since they have complex underwriting requirements and time consuming to find the right company.

Whole life insurance pays higher commissions to the broker, and may also include fees for the management of the investments.

An insurance broker: Although an old fashioned insurance broker may be a big help if you have a «spotty» driving record or if you need specialty insurance like for a classic or high performance auto they may be more expensive due to the commission they make off of each sale.

Travel insurance is a high - margin commission opportunity, so as you're booking your next cruise and offering travel insurance, be sure to recommend policies that are right for your clients.

Not only are there better ways to save for the future than being forced to by your insurance company, you can avoid the high commissions by using more traditional investment funds.

The higher cost of permanent insurance goes to fees and commissions associated with the investment part of the policy.

Agents sell the vast majority of life policies written in the U.S. because the life insurance industry has a vested interest in pushing high - commission (and high - profit) whole - life policies.

You won't pay the high policy fees and agent commissions associated with permanent life insurance, your investment performance won't be tied to the life insurance company's financial performance, and you won't be limited to the investments the insurance company offers.

Too often, we're sold insurance products with massive commissions and a high cost.