Sentences with phrase «high consumer debt levels»

«There are shorter product life cycles and if consumers are feeling less connected to the products they're already buying, just add easier access to credit and higher consumer debt levels and it's a toxic combination,» says Shah.

Not exact matches

On the other hand, leaving the interest rate low encourages the kind of borrowing and spending that has produced record - high levels of consumer debt in Canada and pushed housing prices into the stratosphere.

The record high levels of consumer debt among Canadians has also raised a red flag from Bank of Canada governor Mark Carney and others who have warned that interest rates will rise at some point — raising the cost of borrowing.

High levels of consumer debt leaves current levels of homebuying and construction resting on a weak foundation.

Bonds tumbled as upbeat consumer spending data lowered demand for U.S. debt, pushing the two - year note yield to its highest level since 2011.

An important issue shaping the future is how these cross-cutting themes are resolved: businesses feel better than they have for some time, but consumers feel weighed down by weak income growth and high debt levels.

Risks associated with the Consumer Discretionary sector include, among others, apparel price deflation due to low - cost entries, high inventory levels and pressure from e-commerce players; reduction in traditional advertising dollars; increasing household debt levels that could limit consumer appetite for discretionary purchases; declining consumer acceptance of new product introductions; and geopolitical uncertainty that could impact consumer seConsumer Discretionary sector include, among others, apparel price deflation due to low - cost entries, high inventory levels and pressure from e-commerce players; reduction in traditional advertising dollars; increasing household debt levels that could limit consumer appetite for discretionary purchases; declining consumer acceptance of new product introductions; and geopolitical uncertainty that could impact consumer seconsumer appetite for discretionary purchases; declining consumer acceptance of new product introductions; and geopolitical uncertainty that could impact consumer seconsumer acceptance of new product introductions; and geopolitical uncertainty that could impact consumer seconsumer sentiment.

«However, historically high levels of household debt and low wage growth will offset some of the positive impact of recent strong employment data, so consumers are likely to remain cautious.»

«Given that the savings rate in America is so low and the consumer debt level is so high, more people should be resolving to save more and pay down debt,» said Huddleston.

Consumers carrying high levels of debt are more vulnerable to the impact of an unforeseen event or economic shock.

Still, high housing prices and consumer - debt levels are economic risks.

The Canadian consumer, meanwhile, might be benefiting from somewhat cheaper gasoline, but their spending capacity is stretched thanks to a record high level of household debt.

One would hardly realize that the problem facing U.S. industrial employment is that wage earners must earn enough to pay for the most expensive housing in the world (the FDIC is trying to limit mortgages to absorb just 32 per cent of the borrower's budget), the most expensive medical care and Social Security in the world (12.4 per cent FICA withholding), high personal debt levels owed to banks and rapacious credit - card companies (about 15 per cent) and a tax shift off property and the higher wealth brackets onto labor income and consumer goods (another 15 per cent or so).

But the Korea Automobile Importers and Distributors Assn. projects 10 % growth by the imports, noting this is conservative and takes into account high levels of consumer debt and consumer doubts about the economy.

Given these figures, it is no surprise that the amount of student loan debt in the United States today is considered to be the second highest level of consumer debt behind only mortgages — and most of the student loan debt is held by the Federal government.

With global growth barely budging and government and consumer debt at extremely high levels, it's conceivable that rates could stay this low indefinitely.

«High and rising household debt - to - income levels leave both borrowers and lenders vulnerable to an economic downturn, despite strong consumer credit quality metrics to date,» reads the report.

During the 2010 - 2015 period, issuers tightened up their credit card underwriting considerably, and consumers moved away from racking up high levels of credit card debt.

Rising affluence and rising debt have become almost indistinguishable, as year - over-year consumers embrace higher levels of debt together with lower levels of savings.

Consumers carrying high levels of debt are more vulnerable to the impact of an unforeseen event or economic shock.

As we know debt levels, consumer debt levels, are high, bankruptcy risks are high so you — I want more information.

The agencies — the Board of Governors of the Federal Reserve System, the Consumer Financial Protection Bureau, the Federal Deposit Insurance Corporation, the National Credit Union Administration, and the Office of the Comptroller of the Currency — and the SLC recognize that the competitive job market, traditionally low entry - level salaries, and higher student debt loads can contribute to some borrowers preferring greater flexibility with their payments as they transition into the labor market.

Massachusetts residents have high levels of consumer debt, especially in the form of mortgages.

Total Consumer Debt as % of Discretionary Income (Send me email for the chart) The problem with the «consumer debt as percentage of discretionary income» measure (the above chart) is that it ignores the true cost of debt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the cConsumer Debt as % of Discretionary Income (Send me email for the chart) The problem with the «consumer debt as percentage of discretionary income» measure (the above chart) is that it ignores the true cost of debt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consuDebt as % of Discretionary Income (Send me email for the chart) The problem with the «consumer debt as percentage of discretionary income» measure (the above chart) is that it ignores the true cost of debt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the cconsumer debt as percentage of discretionary income» measure (the above chart) is that it ignores the true cost of debt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consudebt as percentage of discretionary income» measure (the above chart) is that it ignores the true cost of debt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consudebt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consudebt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consudebt service burden (interest and principal payments) on the consumerconsumer.

Poor understanding of the contracts between consumers and card issuers is a factor in high levels of credit card debt and the ills that go along with it, says David Jones, president of the Association of Independent Consumer Credit Counseling Agencies.

As corporations seek more and more profits, all levels of governments are increasing taxes and closing tax loopholes, new technology costs are increasing (cell phones, internet), higher and higher levels of consumer debt (debt servicing) increase... these all erode cash flow for the average family.

Despite the higher level of household debt, Canadian household finances are stable with consumer bankruptcies down by 1.7 per cent and 90 - day - plus delinquency rate falling by 6.4 per cent year - over-year.