Sentences with phrase «high cost areas such»

In higher cost areas such as many parts of California, HUD recently increased the 2017 FHA loan limit in California up to $ 636,000 from $ 625,000.

FHA may loan a bit more, up to $ 625,000, but it must be in a high cost area such as Los Angeles, Chicago, New York city, etc..

We believe projects like this serve to increase the stock of affordable housing in high costs areas such as New York,» says Ken Bacon, senior vice president of multifamily for Fannie Mae.

Not exact matches

On such sales, the city would collect either $ 61.49 a square foot or 20 percent of the total cost of the air rights, whichever is higher, to go into an account to fund pedestrian and transit improvements for the area.

Overall, hefty entry fees per class help such studios offset expenses that include high rents in large metro areas, bikes that can cost more than $ 1,000 each, and extensive plumbing and HVAC renovations often required to keep cyclists cool during difficult workouts.

While such a significant amount of electricity usage might go unnoticed in large metropolitan areas, the sheer amount of electricity being used is leading to higher costs for customers in small communities because of a limited supply of low - cost hydropower.

They also increased the conforming loan limits for «higher - cost areas» such as San Francisco and Orange County.

High - cost areas such as major cities do allow a higher loan limit of $ 636,150, but borrowers looking for more than that amount won't be able to apply for financing with PennyMac.

Jumbo loans are excluded from the survey because by definition, jumbo loans exceed the national conforming loan limit of $ 424,100; or, $ 636,150 in such «high - cost» areas as Los Angeles, California and Montgomery County, Maryland.

Delivering to high - density areas such as the inner city was much lower cost and helped to subsidise these deliveries — but by allowing these customers to «cherry pick» between Royal Mail and their competitors the system was unsustainable.

The socioeconomic section of the SGEIS faced a huge amount of criticism when it was released because it concentrated on positive economic impacts while not giving any estimates of costs incurred to municipalities or the state or any treatment of the socioeconomic stresses seen in other areas where wide - spread drilling has occurred, such as higher rents, noise, higher crime rates, increased traffic, and loss of jobs in other sectors.

A Labor Economics Office NT report (Department of Employment, March, 2015) attributes high teacher turnover to several factors, including the high cost of living in remote areas, and relocation due to spousal employment in industries such as the Defence Force.

The problem, say some early - childhood educators, is that districts often have higher standards than other providers in such areas as teacher qualifications and staff - to - child ratios, and therefore have higher costs.

The true nature of market forces shows up as smaller charters are muscled out by large networks, whose business models require that they expand enrollment, favor locations with more generous public per - pupil reimbursements, and reduce exposure to expenses associated with working in distressed areas, such as a greater concentration of high - need students and high insurance costs.

Have you reviewed all areas of the budget including those which may not, at first, appear to be a relatively high cost i.e. use of consumables such as paper and stationery, printing costs, telephony systems etc..?

Also helping to offset those extra costs is the fact that vehicles with AWD or 4WD system usually have higher resale or trade - in values than their two - wheel - drive counterparts, especially in areas where inclement winter weather and rough terrain make such systems popular.

For certain high - cost areas, such as San Francisco and Washington, D.C., the loan limits are higher to account for the higher housing costs.

Living near a major metropolitan area such as Raleigh - Durham offers a broader range of options when it comes to jobs, schools and homes but it also means a higher cost of living.

High - cost areas such as major cities do allow a higher loan limit of $ 636,150, but borrowers looking for more than that amount won't be able to apply for financing with PennyMac.

Usually this limit is set at $ 424,100, but the following states allow higher limits to account for high - cost areas such as San Francisco or New York City.

If the costs of the mortgage will be almost as much as you will receive from the loan due to the fact that you live in an area where closing costs are very high and your property value is less than $ 40,000, you need to think hard about whether or not you want to use your equity on such an endeavor.

In designated high - cost areas, such as Hawaii and Alaska, the conforming loan limit for single - family homes goes up to $ 679,650.

As thousands of new residents are attracted each year to tech - dominant markets such as Seattle, Denver and the Bay Area, the higher cost of living in these areas is offset to a large degree by well - paying tech jobs, according to Zillow senior economist Aaron Terrazas.

For example, if you have upgrades such as granite counter tops, hardwood floors, etc., your building costs may be higher than the average cost in your area.

People with poor driving records or houses in high - crime areas cost more to insure because the insurance companies know that they are more likely to pay out on such policies.

This means many borrowers in high - cost areas such as California, Boston, New York and Washington will not be able to finance big loans.

The maximum amount of $ 729,750 will only be applicable to extremely high - cost metropolitan areas such as: Los Angeles County, San Francisco County, Orange County, and Santa Barbara County.

These loan limits are crucial in high - cost areas such as San Francisco, Los Angeles, New York and New Jersey.

Loans over $ 453,100 are not allowed, even in designated high - cost areas such as New York City, New York; Los Angeles, California; and Montgomery County, Maryland where the local conforming mortgage loan limit is $ 679,650.

FHA - insured mortgages for properties in high - cost areas such as New York and Los Angeles must not exceed a maximum loan limit of $ 362,790, according the FHA.com — a prohibitively low amount when compared to the actual selling prices of most homes in those areas.

These higher market - impact costs are more prevalent in less liquid areas of the market such as small cap and emerging markets stocks.

On the other side, while there will undoubtedly be high costs to any serious attempt at mitigation, this would also require something like a global agreement (covering at least the rich world, India and China, and probably other states with large and currently poor populations) which would inevitably have to bring in issues other than greenhouse gas emissions — such as those you mention — if only because these states will say, reasonably enough, that they can not bring their populations on board without serious help in those other areas.

If this forecast is correct, it will take a long time or big technological innovations on the production side to induce large - scale fossil - fuel production from high - cost areas such as the Arctic Ocean, regardless of sea - ice conditions.

This is especially so in Australia, where the economic costs on a carbon - intensive economy are high (our main comparative advantage is in energy, minerals and energy - intensive metals processing; we provide a high proportion of world trade in such areas), and where any impact on eventual warming will be negligible.

This is a particular problem for clean energy technology, because the capital costs in this area are higher than those of previous U.S. high - tech success stories such as information technology or biotechnology.

Evolving natural capital accounting standards and strategies such as «shadow pricing» can help illuminate areas of high environmental costs within a company's supply chain.

In areas where electricity costs are high — such as the Northeast and California — microgrids may be able to consistently provide energy at a lower cost.

This lack of evidence that Firewise reduces wildfire suppression costs suggests that policy makers attempting to address future costs are better served focusing on other solutions such as limiting future development in high risk areas.

Derivatives in the property area thus overcome numerous disadvantages of traditional property investment such as transaction lead time, credit and liquidity market seizures, availability and immovability of real property assets and high transaction costs.

Such an extension would have dramatically cut the cost base for firms, allowing more investment in solicitors doing the casework and higher court advocacy — the two areas where great skills are needed.

discussed the value of an oral hearing at some length, noting that there is no universal right to be heard orally in all cases (para. 9), especially due to «considerations such as costs and the impact of requiring an oral hearing in an area of administrative decision - making which may be a «high volume» jurisdiction...» (para. 10).

In a much more cost - conscious climate, the recent trend is for a higher proportion of legal work to be kept in - house; the scope of legal work to be extended; and new non-legal work from non-traditional areas such as risk, compliance and strategy to be piled on lawyers» plates.

With large firms able to deliver standard work such as conveyancing and probate at relatively low - cost, mid-sized firms are discovering that high profits can be made by working in areas of law where they have deep expertise and focusing on complex cases in their specialised fields.

For example, a single parent with a college - bound teen living in a region with a high cost of living — such as New York — will need more term life insurance coverage than a two - income household with very young children in a rural area.

Staff who work in high - cost areas, such as around London, receive extra pay.

If the costs of the mortgage will be almost as much as you will receive from the loan due to the fact that you live in an area where closing costs are very high and your property value is less than $ 40,000, you need to think hard about whether or not you want to use your equity on such an endeavor.

Rising costs also pose a threat to operators, particularly those operators in areas such as the Northeast who may be affected by higher minimum wage levels or electricity prices.

Although a $ 1.5 - million loan limit might seem like the exclusive domain of the rich, in high - cost areas such as parts of California, New York, and Florida, jumbo borrowers are squarely in the middle - income range, says David Adamo, whose company, Luxury Mortgage, specializes in jumbo loans.

Such a move would recognize the challenge posed by purchasing a home in certain high - cost areas and give veterans greater flexibility in their purchasing decisions.

NAR is working with other groups to build support for the increase, which would make affordable rental project development feasible in high - cost areas such as San Francisco and New York.