Sentences with phrase «high cost areas where»

in the past 18 months the maximum FHA loan for a home in the lower 48 states has ranged from $ 417,000 in 2007, to $ 729,750 in 2008, and on to the 2009 loan limits which are generally $ 417,000 except for high cost areas where the maximum loan amount is $ 625,000.

Not exact matches

The aim is to expand wireless service into rural areas where lower profit margins and higher costs have made some carriers reluctant to deploy.

If your condition for GHG policy is that you must impose the same price on all sectors of the economy because you want to be cost - effective, that rules out higher prices on some sectors where deep emissions reductions are possible, or lower prices in more politically sensitive areas to ensure you get a policy in place at all.

We should acknowledge that Ft. Wayne, Indiana, where Arnold lives — while I'm sure it's a lovely place — isn't exactly a high - cost area.

States that qualify as «high tax» include many coastal states where costs of living in the major metropolitan areas and their suburbs also run high, including California, New York, and New Jersey.

-- it will face continued margin pressures «due to higher labor content in certain areas of manufacturing where we have temporarily dialed back automation, as well as higher material costs from recently imposed tariffs, commodity price increases and a weaker US dollar.»

Specifically, there are 39 high - cost counties spread over nine metro areas where the caps will rise next year.

I'm smiling as I recall our chat on the BabyCenter bus about having more than 2 kids, i.e. in the Midwest (St. Louis where I live) it's the norm while in the Bay Area it's not because of the high cost of living.

Democrats in the Assembly — most of whom come from downstate areas where the cost of living is higher — were particularly vociferous.

The socioeconomic section of the SGEIS faced a huge amount of criticism when it was released because it concentrated on positive economic impacts while not giving any estimates of costs incurred to municipalities or the state or any treatment of the socioeconomic stresses seen in other areas where wide - spread drilling has occurred, such as higher rents, noise, higher crime rates, increased traffic, and loss of jobs in other sectors.

Linking the budget's passage to a pay increase — lawmakers last received a bump to $ 79,500 in 1999 — is considered especially key for Assembly Democrats, whose conference is predominantly comprised of lawmakers from New York City and the metropolitan area, where the cost of living is generally higher than the rest of the state.

Even if the Flanagan deal helps Republicans hold the Skelos seat, his support for the higher wage could cost the GOP Senate seats in financially struggling upstate areas, where opposition is strong.

According to a 2013 analysis conducted by Packer, it is cheaper to manage lions in fenced reserves at around $ 500 per square kilometer (not counting the high cost of installing the fence in the first place) than in unfenced areas, where $ 2,000 is only sufficient for managing a population at half its potential density.

This, together with the major problem of recruiting teachers, which has been particularly bad in areas where housing costs are high, is forcing schools to look at different models for teaching and learning.

Area costs — ensuring that additional funding goes to schools in parts of the country where costs for infrastructure are highest

Also helping to offset those extra costs is the fact that vehicles with AWD or 4WD system usually have higher resale or trade - in values than their two - wheel - drive counterparts, especially in areas where inclement winter weather and rough terrain make such systems popular.

I think her pricing is a bit on the high side, though this is the SF Bay Area where everything costs more.

Fortunately, this change finally modernized loan limits in many high - cost areas where borrowers were previously unable to take advantage of FHA home loans.

However, the issue is very important for people who live in high - cost areas where it makes a big difference if the loan cap is $ 625,500 versus $ 729,750.

In areas where housing costs are high it's pretty necessary to put a lot down if you don't want your mortgage to be sky high.

Some of you reading may be in areas where the cost to buy a house is four times as high and the rents don't come close to cash flowing.

So if your credit scores are south of 700 and you have a small down payment, if you are shopping in a high - cost area where FHA has the highest loan limits, or if you're buying in Florida or want a manufactured home, FHA's less restrictive guidelines may make it your best choice.

If the costs of the mortgage will be almost as much as you will receive from the loan due to the fact that you live in an area where closing costs are very high and your property value is less than $ 40,000, you need to think hard about whether or not you want to use your equity on such an endeavor.

Costs will also vary depending on where you live, with some areas charging higher recording fees and taxes.

The maximum loan limit is larger in certain high - cost areas — defined as counties and county - equivalents where the amount equal to 115 % of the local median home price is higher than the baseline loan limit.

Loans over $ 453,100 are not allowed, even in designated high - cost areas such as New York City, New York; Los Angeles, California; and Montgomery County, Maryland where the local conforming mortgage loan limit is $ 679,650.

However, Fannie Mae and Freddie Mac have designated high - cost areas where limits are higher.

In areas of the country where housing costs are relatively high, many individuals looking to purchase a home could not, as the old FHA loan limits were below the median house prices.

Living in a very high cost area, where property values are stratospheric and home ownership continues to be out of reach, I've gotten to know many homeowners who are biding their time with regards to making a new home purchase.

I'm familiar with the Oshawa area where they are planning to move and rents are actually fairly high relative to the cost of buying — at least right now.

Any area where the loan limits may exceed the floor is known as a high cost area (the «ceiling») which are set at 150 percent of the national conforming limit of $ 453,100 for a one - unit Property.

The low end of the range can be as inexpensive as $ 50 - 75 (though we have never heard of the procedure preformed this inexpensively in Georgia) while vets in major metropolitan areas, where rent and labor costs are high, usually charge several hundred dollars.

The regulation has been softened since but still operates to push renewable projects to more remote areas where they can compete with high - cost fuel like diesel, and makes them uncompetitive in areas like Java where they compete with low - cost, abundant coal.

This is especially so in Australia, where the economic costs on a carbon - intensive economy are high (our main comparative advantage is in energy, minerals and energy - intensive metals processing; we provide a high proportion of world trade in such areas), and where any impact on eventual warming will be negligible.

This may be reasonable in isolated island areas with small local grids, where the cost of undersea grid links to the main land, to export occasional excess power, is very high, and it does mean that more / new renewable capacity can be added to supply a larger contribution at other times.

For example, these organizations are not sufficiently candid about: * The high costs of wind energy; * The added costs of wind energy due to its need for backup generating capacity from traditional energy sources because of the intermittence, variability and unpredictability of wind energy; * The absence of transmission capacity in remote areas where windmills might otherwise be acceptable; * The extent to which wind developers» costs are being shifted to taxpayers and electric customers and hidden in their tax and electric bills; * Scenic impairment and other adverse environmental, health and safety impacts.

In areas where electricity costs are high — such as the Northeast and California — microgrids may be able to consistently provide energy at a lower cost.

It concluded that areas with high agricultural yields, low production costs and good access to markets — like the Atlantic Forest and the Gulfs of Guinea and Thailand — are places where conservation faces long odds in terms of economics.

Although window performance has improved dramatically over time, the cost of high performance windows needs to improve further and this is one area where innovation is likely to drive costs down and performance up.

Such an extension would have dramatically cut the cost base for firms, allowing more investment in solicitors doing the casework and higher court advocacy — the two areas where great skills are needed.

The reforms under LASPO recognised the cost effectiveness of mediation, by making legal aid available, although income and capital limits for eligibility mean many couples, particularly in areas where house prices are high, are not eligible.

With large firms able to deliver standard work such as conveyancing and probate at relatively low - cost, mid-sized firms are discovering that high profits can be made by working in areas of law where they have deep expertise and focusing on complex cases in their specialised fields.

In some high risk areas, where flood insurance is mandatory, premiums will cost more.

Depending on where you live in the state and the history of tornadoes in your area, tornado coverage can be very affordable, though high - risk areas will cost more.

Your Trusted Choice Independent Agent can help you identify areas where equipment or procedures can be put into place to reduce the chance of injury and can help you to find a more affordable policy to cover the sometimes high cost of workman's comp.

Homeowner's insurance costs can vary quite a bit, depending on where the Gaithersburg home is located, whether it's just off of 270 or near transport hubs, in Historic Old Town or in some of the flashy new high - rise housing developments in the area.

Insurance companies feel that most of the travelers take travel insurance only when they are travelling to Schengen area comprising 26 European nations where having a cover is compulsory and when they are travelling to Canada and US where medical costs are very high.

Your Trusted Choice Independent Agent can help you identify areas where equipment or procedures can be put into place to reduce the chance of injury and help you to find a more affordable policy to cover the sometimes high cost of workman's comp.

Arlington Heights car insurance rates may be higher than average because of the relatively high population density and the general economic conditions in the area, but local residents still have a need to save money where they can to minimize their car insurance costs.

The saving grace for Niagara Falls residents is that they are comfortably far away from the greater five boroughs area of New York City in the southeast, where average policy costs are much higher.