We look for
high debt coverage ratios in rent min 1.5 x. Which means if the payment is 1000 we better be cashflowing 1.5 * that before the payment ie 1500 - payment = $ 500.
Not exact matches
Generally speaking, the lower the interest
coverage ratio, the
higher the company's
debt burden and the greater the possibility of bankruptcy or default.
Last but not least is STORE's fortress - like balance sheet, exemplified by its very low leverage ratio (
Debt / EBITDA) and one of the
highest interest
coverage ratios in the industry.
Hormel's balance sheet is one of the strongest in corporate America, with cash exceeding
debt, a very strong current ratio (short - term assets / short - term liabilities), and a
high interest
coverage ratio.
Last but not least is STORE's fortress - like balance sheet, exemplified by its very low leverage ratio (
Debt / EBITDA) and one of the
highest interest
coverage ratios in the industry.
When we do, we find a leverage ratio (
Debt / EBITDA) that's about three times smaller, a debt to capital ratio that's less than half, and a very high interest coverage ratio, which helps to secure GD a very strong investment - grade credit rat
Debt / EBITDA) that's about three times smaller, a
debt to capital ratio that's less than half, and a very high interest coverage ratio, which helps to secure GD a very strong investment - grade credit rat
debt to capital ratio that's less than half, and a very
high interest
coverage ratio, which helps to secure GD a very strong investment - grade credit rating.
Final expense insurance: These policies are for seniors with health issues who can't qualify for traditional term life insurance, but need a policy to help cover end - of - life costs and outstanding
debts, Premiums are generally
high and
coverage amounts are limited.
However,
debt / derivatives are far too
high at EUR 3.7 bio (resulting in a net EUR 245 interest bill)-- vs. the latest operating free cashflow of EUR 697 mio, a 57 % reduction in
debt would bring interest
coverage back to reasonable levels.
Critics of previous rules said penalizing people for medical
debt was unfair, because patients often don't know what they owe hospitals and doctors and
high medical fees combined with limited insurance
coverage can be catastrophic to people's budgets.
These
coverage ratio factors imply that the firm's dividends are wholly paid from operating and investing cash flows net of any
debt repayments, which suggests a
high dividend quality.
«Lack of adequate insurance
coverage can lead to
high unexpected costs that might cause you to go into
debt,» said Harrine Freeman, financial expert and CEO of H.E. Freeman Enterprises.
Final expense insurance: These policies are for seniors with health issues who can't qualify for traditional term life insurance, but need a policy to help cover end - of - life costs and outstanding
debts, Premiums are generally
high and
coverage amounts are limited.
This is because this type of
coverage can help policy holders to protect their loved ones from the
high cost of final expenses and other
debts, as well as from the loss of income should a family's bread winner pass away unexpectedly.
Due to increases in the cost - of - living and
higher amounts of household
debt, consumers may be more focused on getting the
coverage amounts they need at the most affordable price,» James Scanlon, Director of Research at LIMRA
October 23, 2016 update: China Oceanwide Holdings Group Co. agreed to buy Genworth Financial Inc. for $ 2.7 billion in cash, pledging to help the U.S. firm manage its
debt and strengthen life insurance units after it was hurt by
higher - than - expected losses tied to long - term care
coverage.
Your premiums will be
higher for this increase in
coverage, but your death will not result in more
debt and the loss of your home.
A ladder strategy is a great way to layer multiple life insurance policies on top of each other to ensure
high levels of
coverage during your biggest periods of
debt and avoid paying for
coverage you don't need later in life (read: money - saving opportunity).
Life insurance is often purchased by
high - net - worth families to essentially protect their estates and minimize the
debt burden for heirs, either through an individual policy, or through lower cost «second to die»
coverage (meaning heirs receive the death benefit after both spouses on a policy die).
Once you have secured new
coverage, withdrawal the remaining cash in your policy and put it into a savings account or pay of your
high interest
debts.
Higher loan - to - value ratios (LTVs) are being underwritten with lower quality tenants and lower
debt service
coverage ratios, as well as more interest - only loans.
To keep tabs on assets that may be facing a
higher than usual risk of default, Morningstar Credit Ratings, a Nationally Recognized Statistical Ratings Organization (NRSRO), follows a special formula that takes into account the assets»
debt service
coverage ratios, loan - to - value ratios, occupancy levels, maturity dates, tenant rollover expectations within a 12 - month period and the overall leasing conditions in the assets» metropolitan area.
CMBS lenders also prize malls with
high occupancy levels, 130 to 135
coverage on the net operating income (NOI) and a
debt yield of 10 percent or better, he notes.
Borrowers will need
higher debt service
coverage ratios than they did three to four years ago.
It can be extremely difficult to obtain financing from a traditional bank or institutional lender because their
debt service
coverage requirements restrict them from being able to share a borrower's vision for a
high - vacancy property.
Traditional lenders, including commercial banks and insurance companies, have become strict in their underwriting criteria, demanding recourse,
high debt service
coverage ratios and equity contributions of at least 35 percent.