Sentences with phrase «high debt relative»

Similarly, a study from 2013 conducted at Northwestern University found that those who had high debt relative to household assets, reported higher levels of stress, depression, and poor self - reported general health.

In terms of quantitative metrics, the following criteria may be used in a screener: a debt / equity ratio above 2 - 3, high debt relative to EBITDA and large drops in stock prices.

Not exact matches

So just how are mortgage delinquency rates so incredibly low at a time when household debt levels relative to incomes have never been higher?

If current laws remained generally unchanged, the United States would face steadily increasing federal budget deficits and debt over the next 30 years — reaching the highest level of debt relative to GDP ever experienced in this country.

Yields on U.S. government bonds are already some of the highest in the sovereign debt markets and are attractive to non-U.S. buyers on an absolute and relative basis.

The second case is of course «unhealthy», especially if relative debt is already high.

If this ratio is too high, meaning you have too much debt relative to your income, you may be turned down for a loan.

Borrowers must have taken out federal student loans on or after October 1, 2007, to qualify, and debt relative to income must be high.

Marker size shows the relative percentage of graduates with debt: larger diameter = higher percentage & smaller diameter = lower percentage with debt.

Admati and Hellwig counter that the only reason stockholders demand such a high rate of return from banks is to compensate for the relative riskiness of banks — and that they are risky precisely because of all the debt they hold on their balance sheets.

You get a lower payment with IBR if your federal student loan debt is high relative to your income and family size.

An ominous but very real challenge to the developed world (the US, EU, and Japan) is reckoning with high debt loads relative to GDP - also known as Deleveraging.

Copeland also noted the fact that families with heads ages 75 or older whose debt payments are excessive relative to their incomes is near its highest levels since 1992.

According to the Employee Benefit Research Institute, «the percentage of families whose debt payments are excessive relative to their incomes are at or near their highest levels since 1992.»

Today the position of the USA isn't what it was in the 1970's, and the debt load relative to GDP is much, much higher.

Through higher savings, U.S. households have materially paid down debt relative to their disposable incomes over the past decade, and this creates further opportunity for growth in consumer spending.

Business debt last year reached a record high relative to GDP.

«The question that we should ask is how can you inherit a budget deficit of 9.3 % of GDP, proceed to reduce taxes, bring down inflation, bring down interest rates, increase economic growth (from 3.6 % to 7.9 %), increase your international reserves, maintain relative exchange rate stability, reduce the debt to GDP ratio and the rate of debt accumulation, pay almost half of arrears inherited, stay current on obligations to statutory funds, restore teacher and nursing training allowances, double the capitation grant, implement free senior high school education and yet still be able to reduce the fiscal deficit from 9.3 % to an estimated 5.6 % of GDP?

In addition, two broad measures of financial health — debt delinquency rates and credit scores — showed short - lived and modest increases: The worst - flooded residents had 90 - day delinquency rates that were about 10 percent higher, relative to non-flooded residents, for the three months following Katrina.

While not historically the highest it has ever been, consumer debt relative to the gross domestic product (GDP) is still extremely high compared to historical rates.

Today I've created a strategy that focuses on large cap U.S. companies that are seen as undervalued relative to their peers, while trying to avoid stocks with high debt that are more at risk to continue falling in value.

Borrowers must have taken out federal student loans on or after October 1, 2007, to qualify, and debt relative to income must be high.

Looking both within and outside of the benchmark, the Fund seeks relative value opportunities across traditional investment - grade and high - yield bond sectors, also including nontraditional asset classes like non-U.S. sovereign and corporate debt, convertibles, and floating - rate loans.

In doing so, the Fed pushed debt levels relative to GDP far higher than they were during the Great Depression.

By 2007, the situation is too far gone, as the Fed tightens, it reveals systemic weaknesses as debt is too high relative to GDP, and we find ourselves in a structural depression, as opposed to a cyclical recession.

Hengfu seeks to find stocks with strong earnings and sales growth, favorable p / e / g ratios, high operating margins, low debt - to - equity, consistent free cash and relative price strength.

Current Market Perspective: Moderately bearish based on three pieces of information: Our bottom - up security selection process is revealing few bargains; Total public and private debt in developed countries is unsustainably high relative to GDP and will require long, painful de-leveraging... Continue reading →

Aggregate and multi-strategy; Cash / liquidity; Convertibles; Credit; Emerging market debt relative return; Global; Government; High yield; Insurance - linked securities; Tax - exempt

I'm not saying penalize securitization, but put it on a level playing field so that the inherent leverage involved in securitization gets a higher capital charge relative to straight debt of a similar risk class.

So just how are mortgage delinquency rates so incredibly low at a time when household debt levels relative to incomes have never been higher?

The budget office also noted that indebtedness has continued to edge higher in Canada, which has seen the largest increase in household debt relative to income of any G7 country since 2000.

RBC economist Laura Cooper said the high ratio of debt relative to net worth will reinforce the Bank of Canada's cautious approach to raising its benchmark interest rate.

The repayment plan created specifically for those who have a high loan debt relative to their income is called the Income - Based Repayment Plan (IBR).

Delinquency rates for other forms of debt (student loans, home equity lines of credit, and auto loans) were at relative highs as well.

If you work in a qualifying «public service» career, and your student loan payments are high relative to your income, you might be able to get some of your student loan debt forgiven by the government.

On the other hand, if a company is underleveraged — that is, too much equity relative to debt — it may be paying too high of a rate on its overall capital.

Household debt levels are at record highs relative to income and interest rates are at record lows.

Your car payment seems very high relative to your income and your income is very low relative to your debt.

«We believe high household debt relative to disposable income has made the market more susceptible to market stresses like unemployment or interest rate increases,» the agency says in the assessment issued Monday.

The EBRI report notes that «the percentages of families whose debt payments are excessive relative to their incomes are at or near their highest levels since 1992.

In addition to your being a new borrower, your federal student loan debt must be high relative to your income.

That means the consumer's credit card debt is too high relative to his or her credit limits.

A high debt - to - income ratio means you have a large amount of debt relative to the income you have coming in, which can be a strong indicator of financial troubles and an inability to pay your debts.

Unemployment rates remain lower and earnings remain higher for college graduates relative to their less - educated peers, even if the rise in overall debt threatens to consume more and more of their income and savings over time.

High nominal debt levels relative to GDP create their own crisis.)

Government debt is uncertain, as governments think they can always roll it over, but political and other obstacles can lead to a refusal to pay when debt service becomes high relative to tax revenues.

Those periodic special dividends are feasible because of the firm's immaculate balance sheet, which has almost no debt, relatively high cash levels (relative to the size of the company and its acquisitions), and a high current ratio (i.e. the company's short - term assets cover its short - term liabilities by more than three-fold, thus protecting it from unexpected negative financial strains, such as during recessions when demand from restaurants can lead to declining sales, earnings, and cash flow).

«The financial health of consumers has improved, consumer confidence is high and credit card debt is stable relative to income,» said the trade group's Jess Sharp in a news release.

Across a variety of disciplines, professionals who graduate from higher - ranked schools begin their careers with less debt relative to their income.

Attending a more prestigious school doesn't mitigate their high debt - to - income ratio; graduates of top schools pay just as much relative to their salary as grads from lower - ranked programs.