unusually
high debts from supporting their family before the separation or to just earn a living,
This option is ideal for those students who have accrued very
high debts from their college loans but have only a limited income.
Quantitative easing subsidizes U.S. capital flight, pushing up non-dollar currency exchange rates Quantitative easing may not have set out to disrupt the global trade and financial system or start a round of currency speculation, but that is the result of the Fed's decision in 2008 to keep unpayably
high debts from defaulting by re-inflating U.S. real estate and financial markets.
Not exact matches
Important factors that could cause actual results to differ materially
from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting
from cancellations, deferrals, or reduced orders by their customers or
from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations
from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover
from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition
from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to
higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Since the recession ended in mid-2009, the economy has been expanding at sub-par rates as a string of problems
from higher gas prices to Europe's
debt crisis have acted as a drag on the U.S. economy.
As anyone who's dodged calls
from collections agents knows,
debt creates stress, which spawns all sorts of nasty offshoots in the workplace: lowered productivity,
higher absenteeism, toxic morale.
But he points to a report
from the Parliamentary Budget Officer released earlier this year showing that, since 2009, the
debt service ratio — a measure of income spent to pay
debt — has remained steady at around 14 per cent, not much
higher than the long - term average.
He had a couple thousand in credit card
debt and a small,
high - interest loan
from EasyFinancial he'd taken to cover an unexpected medical expense for a family member.
Student - loan
debt is a ticking time bomb for our economy: It's
higher than ever before, and it may be preventing some of the best and brightest young graduates
from making their mark in the world of entrepreneurship.
Having worked
from high school through college, and with no
debt thanks to his football scholarship, he bootstrapped, funding the startup with his own savings and investments
from family members.
U.S. government
debt yields were
higher Tuesday even after investors heard
from Fed Chair Janet Yellen.
Corporate investment - banking fees were down 4 %
from the year - ago quarter because of lower advisory and equity issuance fees but partly offset by
higher debt - issuance fees, according to the firm.
At the same time, the fact the ECB is likely to gradually raise interest rates, it will mean that these peripheral nations could face
higher debt financing when borrowing money
from the markets.
The problem is that many boomers are burdened by student loan
debt accrued
from funding their children's
higher education.
American's
debt - to - capital ratio is an industry -
high 90 %, and it's just beginning to realize cost savings
from its merger with US Airways.
The record
high levels of consumer
debt among Canadians has also raised a red flag
from Bank of Canada governor Mark Carney and others who have warned that interest rates will rise at some point — raising the cost of borrowing.
If you have a
high credit score and are picky about what kind of
debt you take on, you should investigate SBA loans
from traditional lenders or new lenders.
Conservative finance critic Pierre Poilievre called the PBO's findings «damaging» for the government, citing the impact of larger deficits,
higher debt payments and a carbon tax that he says will erase at least $ 10 billion per year
from the national economy by 2022.
Some funds are
from debt (less risky to the creditors, so it has a lower cost of capital to the firm), and some funds come
from equity (more risky to the investors, so these have a
higher cost of capital).
Plenty of ink has been spilled on the root causes behind this troubling phenomenon,
from high student
debt to the rising costs of healthcare.
Elevated
debt levels
from the acquisition, after accounting for the recent C$ 345 million equity issue, contribute to estimated pro forma leverage of about 3.5 x, which is
high for the rating.
Its self - belief — and that of its citizens, businesses and investors — is slowly recovering but the scars
from the crisis, such as unemployment and
high public
debt, remain.
As a whole, young adults in America are faced with two major financial hurdles that prevent them
from having a lot of extra wealth to invest for retirement:
high housing costs and student - loan
debt.
OTTAWA — Household
debt in Canada hit a new all - time
high in the just completed third quarter, but the tiny increase
from the previous quarter suggests Canadians are reaching their limit on borrowing.
In response to a journalist's question, the governor says he agrees with the view consumers are facing
high debt loads today because they filled in the
debt - accumulation void left when governments turned to austerity by shutting down stimulus measures to address fallout
from the 2008 financial crisis.
Finding a way to put money toward paying off
debt, especially
high interest
debt, is the best way to free yourself
from the vise grip
debt can have on your budget.
Perhaps the most controversial initiative so far is a supreme court blacklist of 170,000 defaulters who are barred
from buying
high - speed train or airplane tickets or staying at luxury hotels as a means to pressure them to repay their
debt.
«Finding a way to put money toward paying off
debt, especially
high interest
debt, is the best way to free yourself
from the vise grip
debt can have on your budget,» says Kimberly Palmer, NerdWallet's credit card expert.
Find out if you should withdraw funds
from your individual retirement account (IRA) to help pay off
high - interest credit card
debt.
In order to qualify for a loan
from Payoff, you'll need a FICO score of 640 or
higher and a
debt - to - income ratio of 50 % or less.
Most of the capital provided to these companies comes
from high - yield («junk») corporate bond sales, preferred share offerings, and
debt.
Howard Buffett, who runs a foundation with money
from his billionaire father Warren Buffett, said
high - yield
debt is an inspiration for the right approach to philanthropy.
People who carry a balance on their credit cards typically pay rates of 17 percent or
higher, according to Nick Clements, author of «Secrets
From An Ex-Banker: How To Crush Credit Card
Debt» and co-founder of price comparison website MagnifyMoney.
With last - minute support
from Maryland's Republicans, the House of Representatives narrowly approved a bill Friday to raise the nation's
debt ceiling, but the
high - stakes hunt for a bipartisan plan that could pass both chambers of Congress was set to...
The
debt to GDP ratio had fallen steadily
from a
high of 67.1 per cent in 1995 - 96 to 28.2 percent in 2008 - 09.
The ratings agency Moody's maintained the US's top - notch «Aaa» credit rating Thursday, saying, «The diversity, dynamism, and competitiveness of the US economy, along with the US dollar's status as the preeminent international reserve currency and very large size and depth of the US Treasury market, offset rising fiscal pressures stemming
from aging - related entitlement spending,
higher debt - service payments, and recent policy actions that will likely reduce future revenues and increase expenditures.»
Risks associated with the Consumer Discretionary sector include, among others, apparel price deflation due to low - cost entries,
high inventory levels and pressure
from e-commerce players; reduction in traditional advertising dollars; increasing household
debt levels that could limit consumer appetite for discretionary purchases; declining consumer acceptance of new product introductions; and geopolitical uncertainty that could impact consumer sentiment.
Spain's
high unemployment, excessive
debt, and stagnant growth stem indirectly
from policies implemented by Germany that forced down the GDP share of German wages while also reducing domestic investment.
Compared to our neutral benchmark, CIU tilts toward
higher - quality bonds and overweights USD - denominated
debt from overseas entities.
When growth is most needed, when a country is suffering
from excessively
high levels of
debt, it is hard to find many cases in which the aggressive implementation of reforms led to growth rates fast enough for the debtor to grow its way out of
debt.
That will mean around $ 1 billion per year
from Albertans»
higher fuel and heating bills going toward schools, health and
debt servicing / deficit limiting.
We invest in countries around the world at all levels of the capital structure —
from debt (first lien bank
debt, second lien loans and
high yield bonds) to undervalued equity.
Coverage ratio scores range
from 1 — 4; the
higher the score, the better the business's ability to afford the
debt.
Prior to joining Cerberus, Mr. McLeod managed the leveraged finance origination and execution activities at CIBC World Markets
from 1998 to 2006, where he originated, structured and executed transactions involving
high yield
debt securities, leveraged loans, privately placed mezzanine securities and merchant banking investments.
Peltz also proposed cutting other «excess» costs, adding
debt, adopting a more shareholder - friendly policy for distributing cash
from CyclicalCo / CashCo, prioritizing
high returns on invested capital for initiatives at GrowthCo, and introducing more shareholder - friendly governance, including tighter alignment between executive compensation and returns to shareholders.
«Saving the economy» has become a euphemism for the policy of keeping bad
debts on the books and saving
high finance
from writing them down to reflect the realistic ability to pay.
The fragility of Italy's application —
high levels of
debt, runaway deficits — was underscored the next year when Italy was expelled
from the exchange rate mechanism and came close to running out of money.
So while these «fallen angel» bonds have the potential to be intrinsically
higher quality than
debt originally issued at the junk or
high - yield level, undue structural selling pressure
from the downgrade can cause them to sell at a discount.
While a shortage of workers is pushing wages
higher in the skilled trades, the financial return
from a bachelor's degree is softening, even as the price — and the average
debt into which it plunges students — keeps going up.
Based on the huge jump in credit card
debt to an all - time
high and the decline in the savings rate to a record low in Q4 2017, it's most likely that the average consumer «pre-spent» the anticipated gain
from Trump's tax cut.