Sentences with phrase «high deductables»

Adding glass coverage to your car insurance policy is often pricey and high deductables make it inneffective to boot.

If none of those options are applicable, auto insurance shoppers choosing a higher deductable will reduce the premiums of their car insurance, but that could result in a higher out - of - pocket expense in the result of an accident.

Not exact matches

It is Significantly Annoying that HSAs are only available when taking a high - deductable health plan.

While the deductable is larger at $ 100, it has the highest max payout per year at $ 1,800, covers an unlimited number of phones and reimburses for lost phones.

Here is what you need to know about Income Replacement Benefits (IRB's): • IRB's are calculated at 70 % of your average gross income based on your employment history o Your income is calculated as the higher of either (i) the 52 weeks before the accident OR (ii) the 4 weeks before the accident multiplied by 13 o Self - employed income is calculated as the higher of either (i) the 52 weeks before the accident OR (ii) the last fiscal year o If you are receiving other income replacement assistance, such as short term or long term disability benefits, those amounts are deductable from the amount of your IRB eligibility • IRB's are capped at $ 400 per week • The first 7 days of your disability are not covered by IRB's • IRB's are payable for a 104 week (2 year) period, but you may be eligible to continue receiving this benefit past the 2 years indefinitely, if after the 2 year mark you are unable to do any occupation for which you are reasonably suited by way of your education, training and experience • The age 65 marks changes in IRB's o If you are already over the age of 65, IRB's are payable up to 208 weeks and gradually reduced over that period o If you reach the age 65 while already receiving benefits, the IRB is converted to a lifetime pension at a reduced rate based on an established formula