However, the bank's statement offset the positives by pointing to potential threats: weakening oil prices that drive down inflation and the significant risks of
high household debt accumulated during years of low borrowing rates.
However, in comparison to
households that only hold owner - occupier
debt, there is evidence that investors tend to
accumulate higher savings in the form of other assets (such as paying ahead of schedule on a loan for their own home, as well as
accumulating equities, bank accounts and other financial instruments).