Sentences with phrase «high impact on your credit»

It has high impact on your credit score which in - turn helps lower your insurance rates.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

There's opportunity in emerging market debt despite growing concerns over higher credit levels and the impact of a strong dollar, the chief executive of Goldman Sachs Asset Management told CNBC on Tuesday.

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

Even with the impact of credit and merger - related costs on the Company's EPS, the Company's reported EPS for 2008 was second highest among the largest Peer Group companies (Bank of America, Citigroup, and JPMorgan Chase), and sixth highest when compared to the entire Peer Group.

Your debt - to - income ratio is impacted by the minimum payment on all your debt, so if you are able to pay down or pay off your car loan or eliminate your credit card debt you could have additional room in your budget for a higher housing payment.

With low wages, high part - time or seasonal jobs and self employment with 28,600 working families in receipt of child or working tax credits the impact of Universal Credit on Cornish communities could be harsh for many during Christmas and beyond.

Earlier on Monday, a report by Policy in Practice — a group that works with local authorities on welfare changes — revealed the impact on two - thirds of working tax credit recipients over the next five years, and suggested that the # 4.4 bn savings from the tax credits package would be partly offset by higher housing benefit and council tax support payments.

Evaluations of career academies have shown a positive impact (download) on academic outcomes such as high school attendance, credits earned, grade point averages, and graduation rates.

This issue's research section offers a first - of - its - kind study examining the impact of instructor quality on student achievement in the higher education sector — finding that students taught by above - average instructors receive higher grades and test scores, are more likely to succeed in subsequent courses, and earn more college credits.

Dr. Visher added that CTE can have a positive impact on graduation rates — the idea is that CTE brings increased engagement and awareness, as well as greater 21st century skills, and this will turn into greater knowledge and credit accumulation, which will help students graduate high school at higher rates.

In this study, we analyzed data for the Illinois high school class of 2003 to determine the impact of dual credit participation on postsecondary attainment.

Students can acquire a high school credit in interdisciplinary studies, a course that focuses on interdisciplinary knowledge and skills such as understanding multiple perspectives, processing information using a variety of research strategies and technologies, and analyzing and describing the impact of interdisciplinary approaches on society and solutions to real - life situations.

Depending on how high your credit score is now, contributes to how badly your credit score could be impacted.

As a rule, we always urge consumers to spend wisely and pay off their balance due to avoid late fees, higher penalty APRs, and negative impact on credit histories.

However, if you've maintained a high credit score, a ding from a reported debt settlement may have a larger impact on your credit score.

Knowing how to manage inquiries to ensure the least amount of impact on your credit profile is a good first step to ensuring your score remains high.

In general, having a high credit utilization ratio will have the biggest impact on your credit score over a longer period of time.

The number of time you miss your payments has the highest influence on your credit score and can negatively impact your credit score.

While high loan balances do affect your credit score, they don't have as severe of an impact on your credit score as credit card balances.

Because we have more than two dozen open credit accounts, many with high limits, I finally shut down a couple old Chase cards we hadn't used in eons... with no perceptible impact on my scores.

Our calculations are based on the proportion of consumers (36 %, according to a recent Gallup study) who carry over a balance on their cards from month to month, and therefore would incur interest charges, and the impact of the quarter - point rise in rates, which analysts expect to be passed along in full through higher APRs on credit card balances.

One late payment could have a more significant impact on higher credit scores.

«The only anomaly we found was that higher TPR levels actually resulted in higher auto and mortgage delinquencies for subprime and near - prime mortgage borrowers, but we attribute this performance to the mortgage crisis and its impact on the payment hierarchy — many consumers facing foreclosure placed a higher emphasis on paying off their credit cards,» added Becker.

Dear Bill, As I see it, the conundrum you face in your attempt to both lower your interest expense and help your score by initially paying off one of your two balances is that the higher - interest loan you want to pay off first is the debt having the least impact on your credit score.

Building a solid credit history and maintaining a high credit score is essential, and it can have a substantial impact on your overall financial life, both now and in the future.

Harper used real world examples on the Jumbotron to illustrate the cost of high interest credit card debt, the impact that education has on lifetime earnings potential, and the concept of compounded growth.

Of course, any late payments or high balances on accounts will continue to impact your credit score.

Sadly, because credit card interest is high, little impact is made on the principal owed.

Your credit, if it falls on the very high or very low end of the scale, can certainly impact what you or someone else pays for renters insurance.

The higher that percentage, the bigger the negative impact on your credit scores.

High amounts of outstanding debt, even though you are not behind or late on the payments, can impact you negatively with the credit bureaus.

The higher that ratio, the greater the negative impact on your credit score will be.

Whether labeled a high balance, high credit or original amount — depending on the credit bureau — this dollar amount can impact both major forms of credit: revolving credit (cards) and installment (loans).

We believe that the poor economy, high unemployment, tight credit markets, and heightened uncertainty in financial markets during the past two years have adversely impacted discretionary consumer spending, including spending on the types of electronic devices that are accessorized by our products.

A high credit card balance has more impact on your credit score.

The index does not attempt to mitigate other factors influencing the price of high yield bonds, such as credit risk, which may have a greater impact on high yield bond prices than changes in interest rates.

While rising interest rates can still have a negative impact on borrowers, especially those with credit cards that already have a higher interest rate, it is important to understand that it does not mean the worst for everyone.

Bankruptcy has a harsh immediate impact, but the long - term result of bankruptcy on filers» credit scores is positive — about 60 points higher than that of consumers in financial distress who choose not to file for bankruptcy.

Carrying high balances (above 15 % of your credit line should be avoided) has a very big impact on your credit score.

To put it simply, having an open account attached to your credit (if you are paying your installments on time) has a higher positive impact than having a closed account from a paid - off installment loan.

It's okay to use your credit cards, just be careful about using a large percentage of your available credit — high utilization rates can have a major impact on your FICO ® Scores.

The higher your credit utilization is above 30 percent for a particular card, the more of a negative impact you will see on your credit score.

The higher your credit utilization is above 30 percent for a particular card, the more of a negative impact you will see on your credit score.

(2007) • Contribution of Renewables to Energy Security (2007) • Modelling Investment Risks and Uncertainties with Real Options Approach (2007) • Financing Energy Efficient Homes Existing Policy Responses to Financial Barriers (2007) • CO2 Allowance and Electricity Price Interaction - Impact on Industry's Electricity Purchasing Strategies in Europe (2007) • CO2 Capture Ready Plants (2007) • Fuel - Efficient Road Vehicle Non-Engine Components (2007) • Impact of Climate Change Policy Uncertainty on Power Generation Investments (2006) • Raising the Profile of Energy Efficiency in China — Case Study of Standby Power Efficiency (2006) • Barriers to the Diffusion of Solar Thermal Technologies (2006) • Barriers to Technology Diffusion: The Case of Compact Fluorescent Lamps (2006) • Certainty versus Ambition — Economic Efficiency in Mitigating Climate Change (2006) • Sectoral Crediting Mechanisms for Greenhouse Gas Mitigation: Institutional and Operational Issues (2006) • Sectoral Approaches to GHG Mitigation: Scenarios for Integration (2006) • Energy Efficiency in the Refurbishment of High - Rise Residential Buildings (2006) • Can Energy - Efficient Electrical Appliances Be Considered «Environmental Goods»?

«Higher rates have an impact on sales and prices, no doubt,» says David Wyss, chief economist for Standard & Poor's, the global credit rating agency.

@Andre Harris I understand how it works, it's more about what happens if the flip takes too long, the credit cards don't have a high enough limit to cover unexpected costs, the impact on your credit score if «utilization» is too high.

«Realtors ® support a reasonable and affordable cash investment coupled with quality credit standards, strong documentation and sound underwriting; but higher down payments do not have a meaningful impact on default rates.»