Sentences with phrase «high insurance premiums if»

Also, you might be able to avoid high insurance premiums if you participate in a driver - training program, you maintain a good grade average in school or if your car has safety features.

«Be advised that you'll likely pay a higher insurance premium if you have stacked coverage.

Not exact matches

Although this clause is not automatically included in most modern life insurance policies, you may have to pay a higher premium if you fall into certain high - risk categories.

Second, even the small amount in the «cookie jar» would not exist if the Finance Department had not continued to use higher - than - required employment insurance premiums to help generate the budgetary surpluses in 2015 - 16 and 2016 - 17.

If your apartment or house has a history of multiple claims, your insurance premiums will likely be higher.

If the insurance company won't cover it, it's because they have determined that the risk of a bad outcome is too high for the level of premium they are getting.

Connecticut state employees could receive four years of full job security if they agree to concessions such as a two - year wage freeze, three furlough days and higher insurance premiums and pension contributions.

But she has not said if she supports a GOP plan to give states the option of placing those with preexisting conditions in «high - risk» insurance pools that could raise premiums.

In the US, where there are some 9000 cases of inherited breast cancer each year, women fear they might be denied health insurance or be forced to pay high premiums if their results are positive.

If you have a bad credit score, chances are you'll pay a higher insurance premium.

If you or your employer are tired of the high costs of health insurance and premiums, and would prefer to keep that money for yourself to spend as you need healthcare, or save for the future, you should look into a Health Savings Account.

Your contributions can be withdrawn without penalty at any time, and your earnings can be withdrawn without penalty if for certain qualified purposes, including higher education, buying your first house or paying health insurance premiums while unemployed.

If your family remains relatively healthy throughout the year (and your out of pocket expenses are low), there is a good chance you'll come out ahead than if you had paid higher monthly premiums for a traditional health insurance plaIf your family remains relatively healthy throughout the year (and your out of pocket expenses are low), there is a good chance you'll come out ahead than if you had paid higher monthly premiums for a traditional health insurance plaif you had paid higher monthly premiums for a traditional health insurance plan.

As if the high up - front and monthly mortgage insurance premiums weren't enough, the Federal Housing Administration has been systematically overcharging borrowers at the closing table when they refinance an FHA loan.

You can see that if Borrower A has a FICO credit score of 760 or higher and Borrower B has a score lower than 639, Borrower B's mortgage insurance premiums would cost 4x Borrower A's.

If you consider that your car insurance premium is high, it is possible that you don't know what Continue Reading14 Car Insurance Discounts That Can Help Savinsurance premium is high, it is possible that you don't know what Continue Reading14 Car Insurance Discounts That Can Help SavInsurance Discounts That Can Help Save Money →

As you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.

Also, if you added your newborn to your workplace health insurance plan, you may be paying higher premiums than you did before.

Also, if and your new spouse combine your auto insurance policies, your partner's credit history could lead to higher premium rates.

If a claim history of a four door car is higher than that of a two door car, then, the insurance premium of the two door car is going to be cheaper.

Consequently, Berkshire will be able to charge higher premiums than the other monolines by taking a higher percentage of the spread (perhaps as much as 80 % or more) that is saved through the use of insurance, and still provide the issuer with an overall lower cost of borrowing that if they bought insurance from a traditional monoline.

Please note that I didn't say that if you buy an expensive car, that you are going to pay high insurance premium.

These costs may include a land transfer tax (an escalating levy that rises to 2 % of the purchase price), a bank appraisal fee ($ 300), legal fees (roughly $ 1,200), as well as a high - ratio mortgage insurance premium, which is required if you make a down payment of less than 20 %.

One may still go - ahead and buy an insurance if you are going to have dependents in the near future as the premium at lower age would be less than the premium at higher age for the same sum assured.

If the event is very likely to happen, you'll either find no insurance or the premiums will be extremely high.

FYI, you may be charged higher premiums as if you have a recent history of making a lot of renters insurance claims.

FHA loans typically have higher mortgage insurance requirements than conventional loans; so if you have an FHA loan, you should compare mortgage rates and mortgage insurance premiums to see if you can lower your payment.

If you decide at some point in the future that you need to take out a new policy, you may have to pay a much higher premium as insurance companies base their rates in large part on your age on the date of issue.

This includes if you were to become totally disabled, if you have excess medical bills that are more than 7 1/2 percent of your adjusted gross income, if you're unemployed and need to pay your health insurance premiums, if you owe taxes to the IRS, and if you want to pay higher education expenses for yourself or an immediate family member.

Similarly, if you live in Louisiana, the premiums for your separate flood insurance policy would likely be substantially higher than those of a house in Arizona.

Even if you opt for a super-practical family sedan, you still might get stuck with high insurance premiums.

While FHA loans are certain to continue attracting buyers and homeowners who want an FHA refinance, higher mortgage insurance premiums on the loans have led some borrowers to pursue conventional financing even if it means they must make a larger down payment.

Also, if your original FHA mortgage was closed after May 31, 2009, the mortgage insurance premiums most likely will be significantly higher, so make sure to evaluate those costs carefully versus the savings you'll receive from the lower interest rate.

If you consider that your car insurance premium is high, it is possible that you don't know what to do to bring it down.

As with any insurance policy, if you want that loss (the deductible) to be very small, the cost (premium) is higher.

Choosing a higher deductible reduces the amount of money your insurance company pays in the event of a claim, so if you're willing to pay a higher deductible, insurance providers are willing to lower your premium.

The higher you set your excess, the cheaper your premiums will be, but the lower the amount you'll be able to claim if you actually need to use your insurance.

People that opt for permanent life insurance at an early age often find that because premiums are higher than with term life insurance, they skimp and buy less insurance than they really need to replace lost wages, pay off a mortgage or pay for their children's college education if they die.

It's not just insurance companies who can lower your premiums; if you want to lower what you pay each month or each year, you can request a higher deductible or even, in some cases, a lesser amount of coverage.

And, while scores have no consistent effect on premiums (meaning you can not predict if certain credit behavior will result in a high or low premium), there are steps consumers can take to help avoid paying more for insurance:

If you look at the above graph and compare the blue line (the cost of life insurance on a yearly basis) with the white line (permanent insurance, premiums level for life), you'll see that in the early years, the whole life premiums far exceed the actual cost of insurance — the company is taking in premiums far higher than they need.

If you have dependents, invest in a term insurance at an early age so that you can get a higher sum insured for lower premium.

If the amortization period or the mortgage is more than 25 years when the mortgage default insurance is obtained, the premium rate may be higher.

First, premiums are substantially higher than what a person would pay for a term life insurance policy for the same dollar amount, if it were to be issued.

If you have the ability to pay the higher premiums consistently, there can be advantages to owning a whole life insurance policy.

If underwriters determine that you fall into a Standard risk class then your life insurance premium will be higher but still quite affordable.

When you apply for car insurance, most of us know that your car insurance premium will be higher if your credit is bad.

If you compare MMDAs with money - market funds, the limits on liquidity and typically lower rates add up to a high premium to pay for federal deposit insurance.

This means, if your car is still very new, the premium you will need to pay for collision insurance policy will be higher than when the vehicle is almost fully depreciated.

If Canadian law were to ban insurance companies from obtaining the results of predictive genetic tests, the result may be higher premiums across the board.