Sentences with phrase «high insurance premiums when»

Why spend a lifetime of tickets, accidents and high insurance premiums when you can gain a firm, working understanding of driving?

Why spend a lifetime of tickets, accidents and high insurance premiums when you can earn a company, working understanding of driving?

Not exact matches

Another thing you are paying a higher premium for when you buy a traditional whole life insurance policy is consistency.

For example, a young, high - income parent may get whole life insurance since they would have lower annual premiums by purchasing early when they're healthy.

The main disadvantage of doing business with a local shop is that the premiums you'll pay are typically higher (even when you include shipping and insurance costs) because the business owner has overhead costs to recoup.

One potential approach would require individuals to maintain health insurance or face some kind of financial penalty when they next seek coverage, although insurers still could be blocked from charging higher premiums based on health status.

Anonymous term life insurance quotes for smokers often result in much higher premium rates when compared to non-smokers.

As if the high up - front and monthly mortgage insurance premiums weren't enough, the Federal Housing Administration has been systematically overcharging borrowers at the closing table when they refinance an FHA loan.

For example, a young, high - income parent may get whole life insurance since they would have lower annual premiums by purchasing early when they're healthy.

«When we have a quote for someone with a clean driving history — but a very high insurance premium — it's due to credit.»

Note, however, that a downside to renewable term life insurance is that the you are saddled with higher premiums when you renew the term annually, or the face amounts drops, or both.

The biggest problems found with credit card payment protection is that the premiums for the insurance are extremely high for the balance that it is covering and there are so many exclusions and disqualifying actions that very few people qualify for the assistance when it is needed.

A low deductible (the amount you pay out of pocket when filing an insurance claim) usually means a higher premium or monthly payment.

Insurance companies use credit scores as part of their risk profiling, so you get a higher premium when you pick up vehicle or home iInsurance companies use credit scores as part of their risk profiling, so you get a higher premium when you pick up vehicle or home insuranceinsurance.

If the amortization period or the mortgage is more than 25 years when the mortgage default insurance is obtained, the premium rate may be higher.

When you apply for car insurance, most of us know that your car insurance premium will be higher if your credit is bad.

Although your monthly insurance premiums may be higher, you'll hit your deductible more quickly (since delivery is a major healthcare event), saving more money in the long run when your insurer takes over paying for service.

This means, if your car is still very new, the premium you will need to pay for collision insurance policy will be higher than when the vehicle is almost fully depreciated.

When comparing the cost of different car insurance policies, weigh up the difference between having a high premium and low excess versus the opposite.

When you consider the magnitude of these illnesses — and the higher mortality rates they carry — it's easy to see why insurance companies charge smokers higher premiums.

Later in life when the cost of insurance is higher, more of the premium goes toward insurance coverage.

When rates were high, this made a lot of sense — you pay lower premiums to get the same amount of cash value or slightly better.However, if the interest rate goes down, your premiums could go up as the life insurance company has to put more money in to maintain the policy's cash - value component.

If you are receiving health insurance benefits through your work, be aware that while the costs may seem high when they are deducted from your paycheck, your employer is likely paying about three times as much as you are toward your premiums.

When it comes to health insurance, many median - income families find themselves in a familiar predicament, in which they make too much to qualify for Medicaid but too little to be able to afford high premiums.

As Milevsky points out, if you buy insurance for a high probability event, the payout you would receive when the event occurs would essentially give you back the insurance premiums you paid less the insurance company's «load,» which is composed of administrative costs, sales commission and profit.

When evaluating health insurance plans for my family, I chose a high premium / low deductible plan so that I could take advantage of...

When evaluating health insurance plans for my family, I chose a high premium / low deductible plan so that I could take advantage of the self - employed health insurance tax deduction.

This trick takes advantage of the simple fact that insurance premiums are higher when a claim is more likely.

All too often, pet owners faced with costly care have to borrow from relatives, use credit cards with high interest rates or sacrifice their pets because they do not have the funds, when it could be easily prevented with affordable monthly premiums for pet health insurance.

Lastly, pet insurance is an excellent way to plan for unforeseeable accidents and illnesses in your pets by paying a low monthly premium to ensure that when emergencies arise, you are covered against the high vet bills that are sure to follow.

I don't have a problem with it when it comes to health insurance except perhaps people who voluntarily participate in high risk activties (whether it's too much Texas BBQ or too much hang gliding) probably ought to pay a fair premium for their risky choices.

Anxious customers benefit insurance companies by leading them to accept higher premiums (when claims may actually be lower).

I recently read a transcript of a High Court hearing when the eloquence and professionalism with which the substantive issue was disposed of sadly did not extend to the discussion as to whether and how a success fee and after - the - event insurance premium could or be dealt with as part of a summary assessment with a consequential frustrating waste of time and money.

This will result in greater damage to the reputation of the organisation, causing lower share prices, higher insurance premiums and a greater difficulty when tendering for future work.

When you've paid off your car, you can lower your auto insurance premiums if you drop collision or comprehensive, or you can always consider carrying a higher deductible to lower your premium.

When you apply for life insurance, the insurance company is going to require that you take a medical exam, unless you have chosen to purchase a no medical exam plan, due to severe health issues, which will come at a higher premium rate.

When compared to higher cost full coverage or comprehensive collision car insurance policies, the PLPD car insurance is often as much as 70 - 80 percent cheaper in terms of annual premium rates.

When you are well into your retirement years your premiums will be so high that you will not be paying anything into your retirement and your cash value will be decreasing to pay for the Cost Of Insurance.

A big factor when it comes to increased premiums in getting term life insurance for parents over 60 is the higher number of health or life style risks as compared to those in their 30s or 40s.

Life insurance high BMI or when you are overweight or obese expect your premiums to be higher.

When compared to many other life insurance companies, what Primerica life insurance rates are generally on the high side when it comes to term life insurance premiWhen compared to many other life insurance companies, what Primerica life insurance rates are generally on the high side when it comes to term life insurance premiwhen it comes to term life insurance premiums.

When clients use some of their assets to purchase a life insurance policy, they secure a death benefit amount higher than the amount of premiums paid right away.

The premium paid will be lower in comparison to a life insurance plan, and the sum assured paid will be higher if the insurer passes away when the insurance policy is active.

It may feel like a total waste of money to pay for insurance when you're not even driving, but if you let your insurance lapse, even for just a few months, you'll wind up paying much higher premiums once you reinstate it.

To get the maximum benefit, when you purchase a universal life insurance policy, you should pay higher premiums while young; that way the money can gain interest and which may allow your payments to go down as you get older.

If you are receiving health insurance benefits through your work, be aware that while the costs may seem high when they are deducted from your paycheck, your employer is likely paying about three times as much as you are toward your premiums.

When you choose to increase your deductible, your insurance company will offset the higher deductible with a lower premium.

When compared to the drivers who are having clean records your insurance premium will be very high.

You should always negotiate with the insurance company when you are paying high premiums to see how you can find a better price.

Certain hazardous hobbies and activities represent a much greater risk of payout to life insurance companies, and when seeking life insurance quotes you may pay for that increased risk through higher life insurance premiums.