But life isn't predictable, so once in a while we need a personal loan to help cover a shortfall or to consolidate
some high interest expenses.
First, the company has a margin of safety if it does not have
high interest expenses.
Stifel lowered its 2018 FFO estimate for Physician Realty by 2 cents and for 2019 by 3 cents to account for slower acquisitions and
higher interest expenses.
HASI's growth in Core Earnings will be in addition to the growth produced to offset
higher interest expense as a result of fixing substantially all interest rate exposure.
To decide between your options, evaluate how much you can afford with your current budget against
the higher interest expense you'd foot over the longer term of the loan.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of
interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to
higher interest payments should
interest rates increase substantially; 27) the effectiveness of any
interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges,
expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Ideally, you'll have at least 6 months of living
expenses set aside in a
high -
interest savings account, just in case you ever needed it.
He had a couple thousand in credit card debt and a small,
high -
interest loan from EasyFinancial he'd taken to cover an unexpected medical
expense for a family member.
T - Mobile is not able to forecast net income on a forward looking basis without unreasonable efforts due to the
high variability and difficulty in predicting certain items that affect GAAP net income including, but not limited to, income tax
expense, stock - based compensation
expense and
interest expense.
«Since Day 1, we've put aside three months» worth of operating
expenses in a
high -
interest account to use in the event we have cash - flow issues.
And if an unexpected
expense comes up and you're late or miss a credit card payment, you can get hit with a penalty fee and a
higher interest rate on the balance you owe.
Irregular income and business
expenses could help explain why self - employed individuals have more credit card debt, which leads to
higher interest rate costs.
2T - Mobile is not able to forecast net income on a forward looking basis without unreasonable efforts due to the
high variability and difficulty in predicting certain items that affect GAAP net income including, but not limited to, income tax
expense, stock based compensation
expense and
interest expense.
Moody's also recently evaluated the level of
interest expense to EBITDA for 18 corporate sectors across investment grade and
high - yield.
And despite our removal of large amounts of income, four of the five companies with the
highest amount of implied
interest expense as a % of revenue still had a negative NOPAT in 2012.
As a result, 57 percent chose a six - month loan with a
higher APR over a longer - term loan to minimize total
interest costs, fees, and
expenses.
Online banks have lower
expenses, and they pass those savings along to customers in the form of
higher interest rates on savings account and CD account balances.
If you're paying
high interest on your credit cards or you have a big
expense coming up, taking out a home equity loan can be a smart way to get the money you need at an attractive rate.
Net
interest expense increased 11 percent to $ 62 million reflecting
higher average
interest rates on the debt portfolio.
Finally, the tradeoff for the lower - than - expected corporate rate (21 % vs. 25 % est.) appears to be more mixed benefits on the personal side and modifications to some key corporate incentives from the way they were originally envisioned (i.e., a more limited
expensing provision, restrictions on
interest deductibility & loss carryforwards,
higher repatriation rates & stronger international tax provisions).
The student loan
interest deduction allows taxpayers with qualified student loans (loans taken out solely to pay qualified
higher education
expenses) to reduce taxable income by $ 2,500 or the
interest paid during the year, whichever is less.
Neiman Marcus Group Inc. swung to a fiscal fourth - quarter profit as the
high - end department - store operator's revenue continued to strengthen and its
interest expense fell.
Net
interest expense increased 14 percent to $ 32 million reflecting
higher average
interest rates on the debt portfolio and
higher levels of debt.
High interest rates, an unstable economy, and unexpected
expenses can all put your current mortgage payments in a new perspective.
Interest on private education loans qualifies, provided that the
higher education
expenses are attributable to a particular academic period and the disbursement used to pay for those
expenses occurred during the academic period or a 90 - day window at the start and end of the academic period.
However, if the excess cash is only used to pay for
higher education
expenses, the
interest on the new loan remains deductible.
Mall traffic had fallen 8 % year - over-year, the debt was too
high, and
interest expenses ate up $ 183 million a year, chief financial officer Scott Huckins lamented in the court papers.
Meanwhile, it would scale back or reform numerous other tax breaks and deductions, including the mortgage
interest deduction, the business
interest expense deduction, the property tax deduction, and
higher education tax benefits.
«I loved the life I had,» says retired expat Brian Gruber, «but it was time for fresh exploration and experience, and I have little
interest in returning to my past cycle of
high stress,
high expenses, in an intensely money - focused culture.»
These positive earnings drivers were more than offset by the combined impact of several factors, including increased energy - related provisions for credit losses, a 17 basis point decline in net
interest margin, moderate growth of non-
interest expenses, the addition of acquisition - related contingent consideration fair value changes reflecting performance within CWB Maxium Financial (CWB Maxium),
higher preferred share dividends, and the 20 % increase to CWB's income tax rate in Alberta.
PTPP earnings were 4 %
higher, reflecting the combined benefits of very strong 4 % loan growth, a 32 % increase in non-
interest income and relatively stable net
interest margin, partially offset by
higher non-
interest expenses.
Earnings growth primarily resulted from
higher net
interest income and lower preferred share dividends, partly offset by lower non-
interest income, increased non-
interest expenses and a marginally
higher provision for credit losses.
Net
interest income and non-
interest income both increased 7 %; however, the combined impact of moderate growth of non-
interest expenses, increased provisions for credit losses, acquisition - related fair value changes and
higher preferred share dividends resulted in lower earnings.
Therefore, artificially low
interest rates subsidize investment in low - return opportunities at the
expense of investment in
high - return opportunities.
The fund carries a reasonable fee, but short
interest expenses frequently push its tracking lag considerably
higher, though that's expected of a fund with this kind of strategy.
MAGI is calculated by taking the adjusted gross income from you tax forms and adding back deductions for things like student loan
interest and
higher education
expenses.
This increase in
expenses is mainly attributable to
higher insurance and annuity benefits,
interest expense, amortization of acquisition costs and general and administrative
expenses.
MAGI is calculated by taking the adjusted gross income from your tax forms and adding back deductions for things like student loan
interest and
higher education
expenses.
While zero - closing - cost mortgages save out - of - pocket
expense, they can come with
higher interest rates.
If you'd like to take advantage of your home's equity to access cash for home improvements, pay off
high -
interest debt or manage any other
expense, a VA Cash - Out loan may be just what you're looking for.
Interest expense is low despite
high debt levels.
If you're in need of cash to cover major
expenses, you might consider maxing out your credit cards or taking out a
high interest loan but these may not be your best options.
It does seem a little
high given the charitable givings and mortgage
interest expense.
The
higher the
interest rates, the more income to lenders and more
expenses to borrowers.
Executive Board member Benoît Coeuré recently noted that «many banks have been able to more than offset declining
interest revenues with
higher lending volumes, lower
interest expenses, lower risk provisioning and capital gains».
The different governments lead by Mrs. Thatcher restrain the emission of the monetary mass, raise the rate of
interest, reduce in a drastic way the taxes on the
highest incomes, abolish the control of the financial flows, strongly raise the rate of unemployment, provoke strikes, put in place an anti-unions legislation and cut the social
expenses.
Mr Goyder said another
interest rate cut might stimulate retail spending and offset
higher living
expenses such as fuel.
Although I've found it very cathartic to speak, vent and end occasionally rant about all things Arsenal, we need to act carefully and intelligently right now or we're going to get played by this club even worse than at present... the pro-Wengerites and the suits, who represent a considerable proportion of the season ticket holders, don't want to believe that there is no plan and that Wenger has mailed it in for several years now or that things are going to get much worse before they get better... why would they... many have spent a considerable sum buying some of the
highest priced tickets in the World... they want to have a front row seat to see something special and to be seen doing so, which simply provides ample justification for the
expense and the time invested... to many of them, Wenger is the sun in their soccer universe... his awkward disposition, misplaced arrogance and his utter lack of balls makes him a rather unusual cult figure, but the cerebral narrative seemed to embolden those who already felt pretty highly of themselves... many might not even of really liked football that much before his arrival and rarely games they weren't attending... as such, they desperately believe that Wenger, and only Wenger, can supply them with their required fix... if he goes, they were wrong and that's a tough pill to swallow... they would have to admit that they were duped... they will definitely resent whoever made them feel this way, but of course it will be too late by then... so when we go overboard with ridiculous comments bordering of anarchy, it scares the shit out of them and they shift their blame towards us rather than at those who really perpetrated this act of treason... we aren't the enemy... we simply woke much earlier and the reason our comments have gotten more vile in recent years is out of utter frustration... in order for any real change to occur at this club we need to bring as many supporters as possible with us or the big money
interests will fade and our ultimate objective will be lost... so it's time to focus on the head instead of the heart for now
Talented
high school seniors can earn monetary awards to help cover academic
expenses QUEENS, NY — Borough President Melinda Katz today announced she is inviting talented Queens
high school seniors who are
interested in pursuing post-secondary education to apply for the African American Heritage Scholarships that will be awarded early next year by the Borough -LSB-...]
Other investigations of the Titanic disaster found that even when incentives to pursue your own
interests were really
high — that you may die if you don't — people can cooperate and act at the
expense of their own survival.