Sentences with phrase «high interest payments which»

Some cash back credit cards can have high interest payments which can outweigh the benefit of having a cash reward.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

Excluding proceeds from the equity financing completed in the first quarter and excluding other financing - related amounts (interest and royalty) and without the company's high level of research and development payments, most of which relates to advancing the REDUCE - IT study to completion this year, net cash outflow in the quarter ended March 31, 2018 was approximately $ 0.1 million.

The main benefit of a shorter term length is that it forces borrowers to pay a higher monthly payment which results in less interest being paid overall.

Borrowers with poor credit also tend to receive higher interest rates, which can drastically increase your monthly mortgage payment.

If interest rates decline, however, bond prices usually increase, which means an investor can sometimes sell a bond for more than face value, since other investors are willing to pay a premium for a bond with a higher interest payment.

Yet under Greenspan's tenure, interest rates were later raised, which reset many of those mortgages to much higher payments, creating even more distress for many homeowners and exacerbating the impact of that crisis.»

These student loan refinancing companies — which are private lenders, unrelated to the state or federal government — offer a solution to student loan borrowers looking to lower their high interest rates and make student loan payments more manageable.

A higher score makes it easier to qualify for a mortgage and also for a lower interest rate, which leads to lower monthly payments.

Using our tool below, you can enter your current amount of debt, estimated monthly payments and current interest rate, and our tool will figure out which credit cards will provide you with the best value, ranking them from highest to lowest value.

Borrowers who are interested in an FHA Purchase Loan must be able to make a down - payment of at least 3.5 % (which can be a gift), must live in the property they are purchasing and have a debt - to - income ratio no higher than 50 - 55 % (depending on their credit history).

You can also get a 15 - year fixed - rate which will allow you to pay off your debt quicker and you will pay less interest but your monthly payments will be higher.

You can also consider a 15 - year fixed - rate mortgage which allows you to pay off your loan in a shorter period of time and has a lower interest rate, but the drawback of this is that your monthly payments will be higher.

You can also choose a 15 - year fixed - rate mortgage which will allow you to pay off your loan in half the time and you'll pay less in interest, but you can expect your monthly payments to be higher.

These numbers will likely be different for each franchisee, as you may decide to make more of a down payment (which would lower your payments), you may decide to finance your equipment over a longer period of time (which will also lower your payments), and you may have to pay a higher interest rate (which would increase your payments).

When interest rates edge higher, the spread between income from loans and payments on deposits typically widens, which can help increase bank profitability through higher net interest margins (NIMs).

sorry this is a bit of the subject does anyone know what the situation with our overall debt is at the moment and what our repayments are i was under the impression that we are at about the # 245 million mark gross debt and about # 97 net debt are the stadium repayments lower now or something is the bonds interest dropped lower inprice we were paying something like # 20 - # 30 million in repayments but heard its down to about # 15 million per yr now i know we will have broken throught the # 300 million mark in revenue now i am guessing that contributes more to the transfer funds or if not what makes up the transfer funds in the club i.e deals or match day revenue plus cash in the bank which stands at a high level but must be just in case we might default on a payment we need heavy cash in hand to bail us out this side of the club really intrigues me as it is not a much talked about subject unless you are into that type of area of work or care about the general fianacial outcome of the club does anyone have more insight into our finances would be great to hear from anyone about this matter cheers gonerwineverything (because we are)

In February, Chicago Public Schools borrowed $ 725 million to cover debt payments and construction projects, but it came with extraordinarily high interest rates — which Emanuel has blamed, in part, on Rauner's talk of a state takeover.

If your new loan extends the number of months over which you pay for your car, your payments will be lower (assuming your interest rate is not higher than before refinancing or you do not finance too many additional costs into your new loan).

Using our tool below, you can enter your current amount of debt, estimated monthly payments and current interest rate, and our tool will figure out which credit cards will provide you with the best value, ranking them from highest to lowest value.

Some lenders offer a zero point / zero fee loan which means that you do not have to pay most of the fees generally required, however, your monthly payments may be somewhat higher (lenders generally will charge a higher interest rate for this type of loan).

Payments that are more frequent reduce the spikes in the balance over the 30 - day billing cycle and shorten the number of days during which you incur higher interest charges.

A waterfall payment is a type of payment scheme in which higher - tiered creditors receive interest and principal payments first, while the lower - tiered creditors receive interest and principal payments after the higher - tiered creditors are paid in full.

A refinance can also be used to consolidate higher - interest debts, which can save you money on interest payments or pay for a college education.

«Interest rates for 30 - year fixed mortgages are now almost a half percentage point higher than the record low set in mid-November,» says Frank Nothaft, Freddie Mac's chief economist, Freddie Mac, «which for a $ 200,000 conventional loan amounts to $ 50 more in monthly payments.»

Private loans have much higher interest rates and less flexible repayment plans — for example, federal loans offer income - based repayment plans, which take into account your salary when calculating payments — while most private loans do not.

A 28 % or higher mortgage payment, which tends to be frontloaded with interest payments, could feel like a tight squeeze at first.

On the plus side though, you can get money mutual funds from which you can write checks or even make interact payments, so basically operate like a bank account with higher interest.

For instance, putting lump sums of cash toward credit card debt can wipe out high interest payments, which would give you a better return on your money than paying off low interest mortgage debt.

Although personal loans have a high percentage of interest, these are usually never higher than the interest rate on a credit card, which means you can probably keep up with the payments on a monthly basis.

However, some companies may offer zero points at a higher interest rate, which may significantly reduce your initial costs, although your payments may be somewhat higher.

Ideally when the interest rate is high on the current credit card one holds, at times the monthly payments may extend or the amount that is paid is high, which at times consumers are not able to keep pace with and tend to default in their payments, leading to a dip in their credit scores and a negative...

Eventually, the debt piles up due to high - interest rates and short payment terms which usually range from a couple of weeks to a month.

Some payday lenders may make it seem like the interest rate is low, but then actually have a high APR or a short payment length, either of which could make it difficult for a borrower to pay back a loan.

Other risks include rising interest rates, which could mean higher mortgage payments, and, if you're paying down the mortgage on the new home out of current earnings, job loss or disability.

Private student loans come with high interest and fees, which is part of the reason why so many students are behind on their payments.

One downside to these subprime car lenders is they will come with a higher interest rate which will increase your monthly payment and the amount you will pay in total over the life of your loan.

In the era prior to the CARD Act many issuers applied payments made by cardholders to finance charges and balances with lower interest rates which cause higher interest accrual on the accounts and made it more difficult to pay down the total balances on their credit card accounts faster as the portions of their debt with higher interest rates were carried forward from month to month.

On a 10 - year repayment plan, the monthly principal and interest payment for $ 3,000 would have only been $ 34.52, whereas the payment for a balance of $ 3,867 is $ 44.50, which is 29 percent higher.

Higher interest rates imply higher monthly payments which (unless you get longer repayment programs to reduce them) will imply that you may have to settle for a lower price property if your income doesn't let you afford the installHigher interest rates imply higher monthly payments which (unless you get longer repayment programs to reduce them) will imply that you may have to settle for a lower price property if your income doesn't let you afford the installhigher monthly payments which (unless you get longer repayment programs to reduce them) will imply that you may have to settle for a lower price property if your income doesn't let you afford the installments.

This payment method saves you the most money out of them all because you're targeting the loans with the highest interest rate, which is technically the most expensive student loan that you have.

Alternatively, you can choose a shorter term with higher monthly payments, which means you'll pay less interest in the long run.

In the example listed above, failure to make a timely payment may trigger the default APR, which is a much higher interest rate in most cases than the one a consumer typically has attached to their account.

However, some lenders may offer zero points at a higher interest rate, which may significantly reduce your initial costs, although your payments may be somewhat higher.

Look at the amounts you owe and determine where you are paying the highest interest rates, which loans have the longest payment terms, and whether you have several debts that could be combined.

If the cards to which you will only make minimum payments have an interest rate much higher than the card with the highest utilization, you might end up paying more in interest.

Otherwise, interest rates could be higher to ensure that lenders are covered if the borrower hits a bump in the road — in which case the borrower is much more likely to cease payments on the second home than the first.

The incentive that's meant to rope you in — like 10 % of your purchase — is temporary; the interest rates on the cards are upwards of 20 %; the minimum payments are incredibly low, which encourage people to maintain high balances that rack up that nasty amount of interest; and many come with hidden fees (or just high fees) that can cost you even more money.

That would drive down the price of existing bonds, which will appear less attractive compared to newer bonds with their higher interest payments.