Sentences with phrase «high interest rate if»

In case the potential borrower uses about 95 % of his available credit, he will be proposed a high interest rate if not denied at all.

The Capital One 360 Money Market Account is very similar to the online savings account, except you can get a significantly high interest rate if you have a balance of $ 10,000 or more.

Spiro will be charged a high interest rate if he uses his credit card or gets a personal loan.

Any or a combination of these factors could mean a rejection of your application, or a very high interest rate if you are approved.

Also, you'll pay a pretty high interest rate if you choose to carry a balance, so avoid doing that if you can.

However, your application could be denied or cancelled, or you may get an offer at a high interest rate if you have bad - credit history.

If you have fair or poor credit (generally scores between 550 and 699), you may get a higher interest rate if you are approved for the card.

On the flip side, borrowers with lower scores have a harder time getting approved for mortgage loans, and they usually end up paying higher interest rates if they do get approved.

On the flip side, borrowers with lower scores have a harder time getting approved for mortgage loans, and they usually end up paying higher interest rates if they do get approved.

How they get paid doesn't matter — it's all reflected in the APR — and you have the option of taking a higher interest rate if you prefer to pay less out of pocket.

Chances are you are paying a higher interest rate if you purchased your current home with bad credit.

These tend to have extremely high interest rates if you do not repay the loan within a short - period of time.

You can qualify for a loan at a higher interest rate if you have a low credit score.

An Excellent Speculation on Higher Interest Rates If interest rates never rise, this wide - moat stock will be on a trajectory to return a modest 7 % a year.

Even if approved, you can expect to pay an annual fee and likely will face high interest rates if you carry a balance.

You'll generally receive a higher interest rate if you don't have easy access to it.

Though some may ask for a higher interest rate if they find you in a very bad credit rating; but there is only slim chance for this to happen.

If you have a poor credit history you will often not be eligible for many things and will receive higher interest rates if you are.

A CD is a savings account that promises a higher interest rate if you keep your funds on deposit (without any withdrawals) for an agreed - upon period of time — anywhere from six months to five years.

You also might find yourself paying a higher interest rate if you leave the balance on your credit card.

For example, if you are planning on only having the mortgage for a few years because you plan to pay the loan off very quickly, you may want to accept a slightly higher interest rate if it allows you to lower your loan fees.

However, unsecured loans also expose the lenders to more risk, so expect to pay a higher interest rate if you obtain this type of loan.

Some lenders charge very high interest rates, or have contracts that change to a higher interest rate if you miss payments.

Lenders may charge higher interest rates if they ever approve a borrower with tainted credit record.

Business charge cards may offer better rewards, but can charge high interest rates if you don't pay your full balance on the due date each month — a risky option if you aren't quite sure about your revenue flow yet.

These borrowers will have a harder time finding an auto loan, and they'll pay a higher interest rate if they do find financing.

A bump - up CD or bump - rate CD is one in which you have the option to «bump up» to a newer, higher interest rate if rates rise during the term of your CD.

The promotional APR is a great way to get a break on high interest rates if you are planning to make some larger purchases or have debt to pay off.

That makes you a risky financial investment, so you'll have to be more proactive to qualify for a loan, and you'll have a higher interest rate if you get one (another debt).

Both of these mean that you are going to be paying very high interest rates if you get a loan at all.

Filing a proposal may affect your approval with a new lender and may result in a higher interest rate if you try to refinance.

Your credit score will affect your mortgage rate, causing you to have a higher interest rate if you have bad credit.

We had to fight the lender on issues like hidden costs and why we would have a higher interest rate if my wife and I were both on the loan instead of just one of us.

That negative mark can also weigh down your credit score by dozens of points, which can mean difficulty obtaining new credit (and higher interest rates if you do).

Ginnie Mae, which passes the excess interest payments along to investors of its securities, has said that FHA would have to charge higher interest rates if the payments were eliminated.

Not exact matches

If the projections come true, they raise the likelihood of a fiscal crisis, a situation in which investors become unwilling to finance government borrowing unless they are compensated with very high interest rates, the CBO warned.

Granted, cards with no annual fee tend to charge higher interest rates, but if you never carry a balance, the interest rate is irrelevant.

If interest rates rise and push that risk - free rate of return higher, then those dividend stocks and high - yield bonds are vulnerable.

That would boost economic growth, inflation and debt: if the Joy of Cooking contained a recipe for higher interest rates, that would be it.

Alternatively, if the Department of Finance were to continue tightening mortgage credit, and to also withdraw some of the government's past measures boosting the housing sector, it may not be necessary for the Bank of Canada to rein in a housing boom with higher interest rates.

If the economy slows because of anticipated or real higher interest rates, we won't see unemployment moving under 7 %, and then the Fed is likely to reconsider and not «taper» at all!

The simplest answer I give to companies in which I'm an investor in is that if your company is growing very fast and if your inbound interest in funding your company is sufficiently large then you «earn the right» to have a slightly higher burn rate.

Here's the catch: If you fail to pay off the whole balance by the end of the interest - free period, you're on the hook for high interest rates against the original purchase amount — and not the remainder.

If you can leave this decade with minimal debt, you're in good shape — focus on paying off your highest interest rate debt, and your credit card balances monthly.

«(With an alternative lender), the interest rates are higher, the qualifying rate is higher than if you were going with a traditional bank and they are going to charge one per cent of the mortgage amount (as a lender's fee) for closing, so that means your closing costs increase.»

Open mortgages come with higher interest rates, but give buyers the option to switch to a cheaper lender if something happens.

Keep in mind: If you are pre-approved for the loan before you head to the dealership, you can concentrate on haggling for the lowest price for the car and highest amount for your trade - in without the added pressure of negotiating the interest rate and other details of your loan.

That ability will allow us to manage short - term interest rates effectively and thus to tighten policy when needed, even if bank reserves remain high.»

With respect to interest rates, we continue to see a bifurcation for U.S. rates where shorter - dated yields move higher in response to possibly two or three more Fed rate hikes, while the U.S. Treasury 10 - year yield trades in a 2.25 percent to 2.75 percent range, with a temporary move toward 2 percent possible if geopolitical risks become realities.

If mortgage interest rates were higher, paying down this debt would make more sense, but with rates at about 4 percent, investing that money could yield a higher rate of return.