Seek out companies that can weather the credit crunch, ones with little debt and
high levels of cash on their balance sheets.
Not exact matches
At the time they were used, they were effectively the result
of ambitious management teams trying to
cash in
on the obscene (and stupid) once - in - several - generations valuation
levels that seemed to be hitting new
highs on an almost daily basis back during the dot - com bubble.
On the other hand, if the market is down significantly from its historical
high levels or has been and still is falling fast when you retire, take your withdrawals for living expenses from your four years
of living expenses
cash reserve.
They rely
on their elite educations, political connections at the
highest levels and limitless reserves
of cash.
sorry this is a bit
of the subject does anyone know what the situation with our overall debt is at the moment and what our repayments are i was under the impression that we are at about the # 245 million mark gross debt and about # 97 net debt are the stadium repayments lower now or something is the bonds interest dropped lower inprice we were paying something like # 20 - # 30 million in repayments but heard its down to about # 15 million per yr now i know we will have broken throught the # 300 million mark in revenue now i am guessing that contributes more to the transfer funds or if not what makes up the transfer funds in the club i.e deals or match day revenue plus
cash in the bank which stands at a
high level but must be just in case we might default
on a payment we need heavy
cash in hand to bail us out this side
of the club really intrigues me as it is not a much talked about subject unless you are into that type
of area
of work or care about the general fianacial outcome
of the club does anyone have more insight into our finances would be great to hear from anyone about this matter cheers gonerwineverything (because we are)
Regional schools commissioners will be responsible for doling out the
cash, and will also provide support to MATs to take
on new schools with «
high levels of disadvantaged pupils and significant performance gaps».
Purchase Walmart gift cards (which can be used at Sam's) using your 2 % «Schwab» Visa, the 2 % Fidelity Amex, or another card that gives you at least 2 %
on such purchases (FYI, if your Walmart is set up in the credit card's system as a grocery store you can easily earn more than 2 % since many cards give even
higher levels of cash back for grocery purchases.)
A
cash position
of a size that makes sense gives you a
high level of short term control; you aren't reliant
on someone else's money.
Bradley: «
Cash levels are at
highs, in excess
of 20 %,
on the retail [i.e., you and me] accounts.
The Walmart MoneyCard ℠ MasterCard ® Prepaid Card is ideal for those frequent Walmart shoppers because it offers
high levels of cash back rewards
on Walmart purchases, including online and in - store spending.
In reality, a home buyer and seller working
on a
cash deal could forgo an appraisal and home inspection if they so choose to keep cost down assuming a
high level of trust is present.
Managements are nearly entirely devoted to squabbling over spending money, political fiefdoms, getting the most power or resources, maximizing their options which typically reduce return
on capital, buying back stock at
high levels (when rationally they should be doing a dilution arbitrage, so that investors who bought at rational
levels would receive a positive return
of cash provided by those who irrationally buy into bubbles), not buying back stock at low
levels (when rationally they should be buying, to arbitrage the other direction), etc..
With
cash on corporate balances sheets at
high levels and dividend - payout ratios at their lowest
levels since the start
of the 20th century, there's good reason these types
of companies make a good investment.
If through the daily
cash settlement process, losses in the account
of a security futures contract participant reduce the funds
on deposit (or equity) below the maintenance margin
level (or the firm's
higher «house» requirement), the brokerage firm will require that additional funds be deposited.
When the
cash gets too low for the manager's comfort
level (depends
on the typical pattern
of net inflows and outflows, as well as anticipated flows based
on recent performance), the manager will sell some
of his least favorite holdings, and when the
cash gets too
high he will buy some new holdings or add to his favorite existing holdings.
It looked dumb
on current performance, but if you look at investing as a business asking what
level of surplus
cash flows the underlying investments will throw off, it was an easy choice, because bonds were offering a much
higher future yield than stocks.
In reality, fund manager keep
on watching
cash levels of funds and other corporate announcements
of underlying stocks and accordingly decide to reinvest accumulated dividends in such way that it do not cause for
high tracking error.
Since the return
on short - term
cash investments is generally much less than that
of riskier asset classes like equities, holding these
higher cash levels can end up reducing an active manager's returns.
Some companies allow a base
level of cash back earnings for all purchases, with
higher rebates
on certain purchases, which vary by card but might include groceries, items from certain retail merchants, or even gasoline.
The Walmart MoneyCard ℠ MasterCard ® Prepaid Card is ideal for those frequent Walmart shoppers because it offers
high levels of cash back rewards
on Walmart purchases, including online and in - store spending.
The Fidelity Investment Rewards card lets you earn the
highest flat
cash back rate
of 2 %
on all net spending, which can raise your overall
level of cash rewards earned.
There's Dark Zone
cash which won't really buy you any gear worthy
of your time until you're Dark Zone
level 50 (they definitely need to put in more
level appropriate things to spend your hard earned
cash on), Phoenix credits which buy
high end gear for
levels 30 and above.
Increased weed and pest pressure associated with longer growing seasons and warmer winters will be an increasingly important challenge; there are already examples
of earlier arrival and increased populations
of some insect pests such as corn earworm.64 Furthermore, many
of the most aggressive weeds, such as kudzu, benefit more than crop plants from
higher atmospheric carbon dioxide, and become more resistant to herbicide control.72 Many weeds respond better than most
cash crops to increasing carbon dioxide concentrations, particularly «invasive» weeds with the so - called C3 photosynthetic pathway, and with rapid and expansive growth patterns, including large allocations
of below - ground biomass, such as roots.73 Research also suggests that glyphosate (for example, Roundup), the most widely - used herbicide in the United States, loses its efficacy
on weeds grown at the increased carbon dioxide
levels likely to occur in the coming decades.74 To date, all weed / crop competition studies where the photosynthetic pathway is the same for both species favor weed growth over crop growth as carbon dioxide is increased.72
Say someone forks the
cash intending
on paying a team
of high -
level, armed security workers / mercenaries to accompany them for a day.
In November, it sharply increased the provisioning (the
cash general insurance companies need to set aside to meet the
high level of claims) to 210 per cent
of the claims from 145 per cent, based
on the loss estimates by an actuarial committee.
In addition to the potential for
higher earnings
on cash value balances, policyholders
of universal life contracts have flexibility in terms
of the
level of total death benefit, premium amounts paid and payment frequency.
It was another disappointing day for the cryptocurrencies
on Wednesday, with Bitcoin
Cash failing to make a move through to $ 1,550
levels, hitting an intraday
high $ 1,525 through the early part
of Wednesday before pulling back to $ 1,400
levels and a relatively tight...
• Hands -
on experience in ensuring
high levels of customer satisfaction through provision
of exceptional customer services • Highly skilled in assessing customers» needs and providing both information and assistance to ensure that they are met appropriately • Deep insight into the «extra mile» mantra to drive sales and ensure repeat business opportunities • Deeply familiar with recommending merchandise based
on each customer's individual requirements and likes • Demonstrated expertise in preparing sales contracts and handling payment processes for both
cash and credit card transactions • Unmatched ability to serve multiple customers at the same time, without compromising quality
of services • Qualified to handle merchandising, visual merchandising and stocking activities in a time efficient manner • Proficient in upholding and implementing loss prevention strategies, and effectively reducing item loss through constant check and vigilance • Adept at processing shipments and ensuring that all merchandise is appropriately represented
on the floor • Competent in recommending products to customers by effectively and efficiently providing information
of benefits and demonstrating product features • Well - versed in engaging customers though conversation to determine their needs and assisting them in locating their choices
of products • Proven record
of suggestively selling additional items and services in a bid to meet company and self - sales goals
• Assigned tasks, supervised and reported fiscal / personnel status to the management • Assumed a lead role in coordinating meetings and events with multiple managers / offices • Collaborated inter-departmental communication & resourcefully met deliverable deadlines and accomplished tasks • Collected
cash transmittals from various county departments, issued receipts, made necessary deposits and prepared entries to be recorded into the financial MIS • Competently did support work for the senior managers, performing highly complex administrative functions • Conducted admin related research & maintained expense reports • Coordinated activities across numerous business groups, providing support for program and project management • Determining work priorities and schedules, examined correspondence and supervised employees engaged in obtaining and dispersing information • Efficiently handled multiple priorities and flexibly adapted to changing priorities and demands
of management and clients alike • Gathered data relevant to projects for the senior management • Handled and distributed all incoming mail to appropriate departments • Made necessary arrangements for special guests; received guests in the absence
of the administration department manager • Maintained
high level of confidentiality in a professional manner • Managed extremely heavy scheduling
of administrative work • Met and greeted clients and affiliates during
on site meetings • Monitored office equipment such as computers, phone systems and electronics and coordinated maintenance issues • Ordered, received, stored and distributed office supplies while accurately maintaining supply - inventory • Arranged briefing materials for meetings, proposals, presentations and calls • Prepared complicated documents and presentations • Processed and reviewed routine paperwork and entered data into the database • Provided support and guidance to newly hired clerical employees and administrative staff • Statistically analyzed information gathered by assistants, preparing charts, graphs & administrative reports • Utilizing arithmetic knowledge, calculated & prepared & coded billings, verifying receipts • With superior interpersonal and customer service skills, handled time - sensitive & stressful situations related to customers
• Greet customers and provide them with the menu and ensure that any discounts or deals are communicated to them • Ascertain that customers are being serviced by waiters or attendants by coordinating the liaison • Sum up customers» totals and print out bills after ensuring that the amounts are accurate • Process
cash and credit and debit card payments and tender change and receipts • Balance
cash drawers at the end
of each shift and make sure that any discrepancies are resolved prior to closedown • Count
cash at the beginning
of each shift and ensure that sufficient change is available • Fill out bank deposit slips and deposit all earned
cash at the end
of the day • Provide assistance to waiters during rush hours by preparing and packing orders • Take and process orders for takeaway and deliveries and follow up to make sure that they are prepared
on time • Resolve customers» problems and complaints by providing them with the
highest level of services • Ascertain that inventory
of supplies such as condiments, napkins and food items is updated
on a constant basis • Pack food items according to customers» instructions and ensure that appropriate condiments are added with packed items • Take reservations over the telephone and in person and ensure that restaurant managers are made aware
of them
SOME COMPANY Sep 2008 — Mar 2013 Courier • Suggested a safe way
of transporting hazardous goods, resulting in
high commendation from the supervisor • Determined quickest and safest routes to delivery addresses by using technology and conventional address - finding methods • Handled paperwork and delivery documents in order and up to date, by following the company's documentation protocols • Performed regular and preventative maintenance
on delivery vehicle such as fluid
levels management • Took payments for
cash on delivery (COD) items and issue receipts • Provided feedback to the company dock about delivered and undelivered items
• Demonstrated ability to handle customer load in a
high volume retail environment by delegating work duties • Exceptional verbal and written communication skills aimed at providing the epitome
of good customer services and handling adverse situations with tact • Track record
of closing sales effectively, keeping in mind personal and company sales goals • Successful in merchandising products to maximize both visual appearance and sales • Known for enforcing supermarket policies to ensure efficient and safe delivery
of goods • Strong problem solving skills aimed at handling incorrect or late deliveries to ensure minimum impact
on customers • Technologically savvy with a great ability to manage transactions using complex database and
cash handling systems • Exceptional planning and organization skills aimed at placing signage and displays in accordance to company policies and procedures • Special talent for providing patrons with the
highest level of satisfaction within the limitations set by the company • Adept at stock rotating and replacing activities to ensure availability
of quality merchandize
on a constant basis
Maintained friendly and professional customer interactions.Verified that all merchandising standards were maintained
on a daily basis.Received and processed
cash and credit payments for in - store purchases.Worked as a team member to provide the
highest level of service to customers.
Received and processed
cash and credit payments for in - store purchases.Opened and closed the store, including counting
cash, opening and closing
cash registers and creating staff assignments.Placed special merchandise orders for customers.Worked as a team member to provide the
highest level of service to customers.Maintained friendly and professional customer interactions.Verified that all merchandising standards were maintained
on a daily basis.
Worked as a team member performing cashier duties, product assistance and cleaning.Expressed appreciation and invited customers to return to the store.Managed quality communication, customer support and product representation for each client.Interacted with customers and retail buyers to follow - up
on shipping statuses and expedited orders.Guaranteed positive customer experiences and resolved all customer complaints.Processed and issued money orders for customers.Maintained adequate
cash supply in
cash drawers in multiple checkout stations.Responsible for ringing up customers in a timely manner and guaranteeing
high level of customer service.Managed
cash stock and inventory balances accurately.Managed
cash stock and inventory balances accurately.Stocked and rotated inventory regularly.
The Chasm Group, LLC and Chasm Institute, LLC (San Bruno, CA) 1997 — 2008 Business Operations Manager • Managed all daily operational tasks for leading multi-million dollar
high - tech market strategy consultancy, while providing executive administration to C -
level executives and venture capital partners • Developed and managed the firm's annual budget, proposing and implementing expense cuts, producing monthly reports and financial statements, and coordinating with CPA firm for accurate and timely filings • Oversaw all client relationship management efforts while cultivating new business efforts from concept to implementation, providing
high - quality service in sales efforts while utilizing new lead tracking system • Negotiated and managed all contracts, stock grants, and financing arrangements, working closely with outside counsel to draft legal documents and resolve LLC - and proprietary - related issues • Led three office space build - outs and two office relocations, managing all aspects
of each process under aggressive timeline and budget expectations • Reduced firm telecom expenses by 22 % by streamlining IT objectives, including migration to VOIP phone system, software / hardware purchases, domain renewals, and outsourced technical support • Directed all phases
of staff recruitment while creating and implementing all HR policies and programs, including comprehensive employee benefits plans • Supervised multiple administrative staff members, conducted performance appraisals and wage / salary surveys in comparison to incentive program guidelines, and maintained HR files in accordance with legal mandates • Produced all out - going client invoices in an accurate and timely fashion to increase,
cash flow and reduce aging receivables, providing consistent attention to overhead costs and vendor arrangements • Administered all company insurance policies, including E&O, general liability, bonds, partner life and disability, conducting annual benefits reviews and employee / company insurance audits • Obtained necessary certificates for consulting contracts while processing federal, state, and local business reporting requirements to maintain licenses and incorporation status • Directed all marketing efforts and oversaw logistical aspects
of national educational workshop series, utilizing sponsorship arrangements to offset production costs • Transformed «brochure» website into a dynamic tool to better illustrate company opportunities through relevant case studies, as well as maintaining all other promotional media, including press kits and video Association
of California School Administrators (Burlingame, CA) 1993 — 1997 Issues and Planning Committee Coordinator • Executed all phases
of event planning and implementation for a membership - driven organization including 23 state committees, 5 task forces, 6 strategic planning conferences, and a conference
of 1,500 attendees • Focused
on facility evaluations, bid requests, site visits, contract negotiations, and all pre - and post-conference planning processes • Produced statistical and financial reports, including budget projections and cost monitoring for developmental training efforts • Oversaw all participant -
level responsibilities, including inquiries, eligibility, registration, correspondence, and billing statements • Managed all legal professional standards calls for Northern California regions, including the processing
of attorney authorizations, the preparation
of legal assistance letters, and liens
on cause
of action • Served as second point
of contact for computer inquiries and troubleshooting efforts as well as provided back - up executive administrative support for Executive Director, Committee Chairs, and the State Superintendent
of Public Instruction • Held responsibility for software installation and hardware configuration while performing weekly AS / 400 backup and report generation
Fannie Mae plans to offer a
cash incentive
of $ 1,200 to real estate practitioners who sell real - estate owned properties
on behalf
of the company to owner - occupants, confirmed a
high -
level staffer during a panel at the REO Expo conference in Fort Worth, Texas.