On the other hand, leaving the interest rate low encourages the kind of borrowing and spending that has produced record -
high levels of consumer debt in Canada and pushed housing prices into the stratosphere.
Not exact matches
Risks associated with the
Consumer Discretionary sector include, among others, apparel price deflation due to low - cost entries, high inventory levels and pressure from e-commerce players; reduction in traditional advertising dollars; increasing household debt levels that could limit consumer appetite for discretionary purchases; declining consumer acceptance of new product introductions; and geopolitical uncertainty that could impact consumer se
Consumer Discretionary sector include, among others, apparel price deflation due to low - cost entries,
high inventory
levels and pressure from e-commerce players; reduction
in traditional advertising dollars; increasing household
debt levels that could limit
consumer appetite for discretionary purchases; declining consumer acceptance of new product introductions; and geopolitical uncertainty that could impact consumer se
consumer appetite for discretionary purchases; declining
consumer acceptance of new product introductions; and geopolitical uncertainty that could impact consumer se
consumer acceptance
of new product introductions; and geopolitical uncertainty that could impact
consumer se
consumer sentiment.
One would hardly realize that the problem facing U.S. industrial employment is that wage earners must earn enough to pay for the most expensive housing
in the world (the FDIC is trying to limit mortgages to absorb just 32 per cent
of the borrower's budget), the most expensive medical care and Social Security
in the world (12.4 per cent FICA withholding),
high personal
debt levels owed to banks and rapacious credit - card companies (about 15 per cent) and a tax shift off property and the
higher wealth brackets onto labor income and
consumer goods (another 15 per cent or so).
Given these figures, it is no surprise that the amount
of student loan
debt in the United States today is considered to be the second
highest level of consumer debt behind only mortgages — and most
of the student loan
debt is held by the Federal government.
Massachusetts residents have
high levels of consumer debt, especially
in the form
of mortgages.
Total
Consumer Debt as % of Discretionary Income (Send me email for the chart) The problem with the «consumer debt as percentage of discretionary income» measure (the above chart) is that it ignores the true cost of debt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the c
Consumer Debt as % of Discretionary Income (Send me email for the chart) The problem with the «consumer debt as percentage of discretionary income» measure (the above chart) is that it ignores the true cost of debt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consu
Debt as %
of Discretionary Income (Send me email for the chart) The problem with the «
consumer debt as percentage of discretionary income» measure (the above chart) is that it ignores the true cost of debt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the c
consumer debt as percentage of discretionary income» measure (the above chart) is that it ignores the true cost of debt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consu
debt as percentage
of discretionary income» measure (the above chart) is that it ignores the true cost
of debt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consu
debt since
higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consu
debt levels in a low - interest - rate environment may not result
in a
high debt service burden (interest and principal payments) on the consu
debt service burden (interest and principal payments) on the
consumerconsumer.
Poor understanding
of the contracts between
consumers and card issuers is a factor
in high levels of credit card
debt and the ills that go along with it, says David Jones, president
of the Association
of Independent
Consumer Credit Counseling Agencies.