Not exact matches
«States with economies heavily reliant
on oil and energy are bucking the trend and experiencing
higher delinquency rates.»
It's getting harder for landlords who rely
on borrowed cash to find new loans to pay off the old ones, leading to forecasts for
higher delinquencies.
The growth in
delinquencies on prime variable loans is also noteworthy in Graph 7 but this predominantly reflects
higher arrears
on Alt - A loans, which are categorised as prime loans in the Mortgage Bankers Association data used here.
Oklahoma's
delinquency rate
on credit card debt is 21 %
higher than the rest of the United States.
To include borrowers delinquent
on their non-FHA ARMs due to a rate reset or the occurrence of an extenuating circumstance but experienced no more than two 30 - day or one 60 - day late payment in the 12 months prior to the rate reset or extenuating circumstance that caused the
delinquency; (In a telephone news conference with reporters when the FHASecure program was first introduced, a
high - ranking HUD official explained that the program was open to delinquent borrowers regardless of how many payments had been missed — he actually mentioned six or more as an example.)
TransUnion found card holders who only made the minimum payment had
higher delinquency rates not only
on credit cards, but also other debts like mortgages and car loans.
States where residents carry the lowest levels of student debt,
on the other hand, have some of the
highest delinquency rates.
Information collected by Fitch Ratings uncovered that the auto loan
delinquency level is now at 5.8 percent, the
highest rate in some time.Despite the growing economy in the United States, an increasing number of subprime auto loan borrowers are defaulting
on their loans.
While
delinquencies incur late payment fees, cardholders who go into default may find that they're unable to get credit cards, and if they can, the interest rate
on them is usually very
high, since card issuers will deem them a risk.
Rates are good, with the
highest fixed rate APR currently set at 14.24 % with auto - pay (rates are subject to change), but the loan may be tougher to score if you have a bankruptcy or major
delinquency on your credit.
«The only anomaly we found was that
higher TPR levels actually resulted in
higher auto and mortgage
delinquencies for subprime and near - prime mortgage borrowers, but we attribute this performance to the mortgage crisis and its impact
on the payment hierarchy — many consumers facing foreclosure placed a
higher emphasis
on paying off their credit cards,» added Becker.
These lenders are focused
on sustainable homeownership, and want to avoid the
high cost of
delinquencies and foreclosure.
«While the focus in recent years has been
on the mortgage market, lenders will need to keep an eye
on student loan portfolios — and
on customers who have student loan debt — as the
high delinquency rates among these borrowers can spell trouble across multiple products.»
The state also has the second -
highest credit card
delinquency rate, with 1.45 percent of Florida cardholders being more than 90 days delinquent
on one or more cards.
39 — Serious
delinquency and public record or collection filed 13 — Length of time (or unknown time) since
delinquency 02 — Level of
delinquency on accounts too
high
Key Factor 1 Serious
Delinquency Key Factor 2 Time since delinquency too recent or unknown Key Factor 3 Proportion of loan balances to loan amounts too high Key Factor 5 Number of inquiries on cr
Delinquency Key Factor 2 Time since
delinquency too recent or unknown Key Factor 3 Proportion of loan balances to loan amounts too high Key Factor 5 Number of inquiries on cr
delinquency too recent or unknown Key Factor 3 Proportion of loan balances to loan amounts too
high Key Factor 5 Number of inquiries
on credit burea.
The «whole loan» program had a relatively
high delinquency rate, 7.8 percent, and CalPERS reported losing $ 3 million
on the program since 1997.
If a borrower can afford future payments that are slightly
higher than existing payments, but can not afford to pay the accrued
delinquency, then there is no need to require that payments
on a modified loan be lower than the existing payments, only that the
delinquency be eliminated via the modification.
Special
Delinquency Rates When you do not pay your credit card bill on time, you will receive a higher interest rate called «delinquency rates» otherwise known as «default ra
Delinquency Rates When you do not pay your credit card bill
on time, you will receive a
higher interest rate called «
delinquency rates» otherwise known as «default ra
delinquency rates» otherwise known as «default rates».
By ensuring that your creditors are only reporting fantastic data, your reports and scores will take you where you want to go:
on the road to
high scores, with no crashing into expensive debt, payment
delinquencies and collection activity.
From the point of view of the children of separating families, the costs of conflict can include: impaired brain development;
higher incidences of truancy and
delinquency, alcohol and drug use and other maladaptive behaviours;
higher levels of stress and psychological disorder; and, in their lives as adults, problems forming stable, trusting relationships and dispute resolution strategies modelled
on their parents» approaches.
Research shows that
high - quality father involvement and support are associated with a number of positive child outcomes, including decreased
delinquency and behavioral problems, improved cognitive development, increased educational attainment, and better psychological wellbeing.8 Children with involved fathers,
on average, perform better in school, have
higher self - esteem, and exhibit greater empathy, emotional security, curiosity, and pro-social behavior.
Fourth, family support has a stronger effect than cognitive gain
on juvenile
delinquency (social - emotional competence), while their effect is about equal
on high school completion (cognitive competence).
This multisite randomized controlled trial examines the impact of a 12 - year long professional youth mentoring program, Friends of the Children (FOTC),
on boys and girls who were identified during kindergarten as at the
highest risk and lowest protection for future problems, including antisocial behavior and
delinquency.
For example: «Test Moffitt's theory of
delinquency abstention by examining links between friendship networks and adolescent
delinquency involvement» or «Test the impacts of intensive police patrol at
high crime spots
on the legitimacy evaluations of residents.»
Fact: «Although early research suggests that youth living in two - parent biological families fare better
on a range of developmental outcomes than those in single - parent or alternative structures (Amato and Keith, 1991), this research typically finds that effects of family structure
on developmental outcomes such as
delinquency are not strong (Hetherington and Kelly, 2002)... More tangible differences in family dynamics or circumstances — such as supervision practices — are largely responsible when study groups have different outcomes... The
highest rates of
delinquency were for youth in father - only households, followed by father - stepmother...»
Adolescent emotional and behavioural problems result in great personal, social and monetary cost.1, 2 The most serious, costly and widespread adolescent problems — suicide,
delinquency, violent behaviours and unintended pregnancy — are potentially preventable.3 In addition to
high - risk behaviours, such as the use of alcohol, tobacco and other drugs; parents of adolescents also express concerns in everyday parenting issues, such as fighting with siblings, talking back to adults and not doing school work.4 These parental concerns are often perceived as normative during adolescence and the impact
on family dynamics, such as parental stress and negative parent — adolescent relationships, is often undermined.
In fact, the second
highest rate of self - reported
delinquency in the sample was found for the group of children who were
high on CU traits but without conduct problems at the start of the study.
Andershed et al. (2001) also found the
highest delinquency rates among male adolescents scoring
high on psychopathic traits.
Based
on a self - report
delinquency measure, it appeared that the psychopathy - like group had the
highest delinquency rates, except for vandalism.
As different combinations of elevated scores
on psychopathic traits may lead to different types of juvenile
delinquency [9], with for example a
higher score
on all three YPI scales predicting the probability for having committed violent offenses and a
higher score
on only one scale of the YPI predicting the probability for having committed non-violent offenses, we categorized the self - reported
delinquency in two types of offenses (i.e., violent offenses and non-violent offenses).1 Furthermore, given the controversial discussion about the role of gender in the relationship between psychopathic traits and specific forms of self - reported
delinquency; the second objective was to examine the influence of gender
on this relationship.
Higher scores on psychopathy are related to a higher likelihood of delinquency in both boys and girls (Marsee et al.
Higher scores
on psychopathy are related to a
higher likelihood of delinquency in both boys and girls (Marsee et al.
higher likelihood of
delinquency in both boys and girls (Marsee et al. 2005).
However, up till now the vast majority of research
on psychopathic traits and delinquent behavior has focused
on high - risk samples for juvenile
delinquency [7].
The capital source remains virtually frozen, while
delinquencies on existing CMBS loans hit a
high of 5.42 % in February, according to Moody's Investors Service.
In early December, the Mortgage Bankers Association reported that
delinquencies on mortgages for one - to four - unit residential properties rose 47 basis points between the second and third quarters of 2007, to 5.59 percent of all outstanding loans, the
highest rate since 1986.
In short, these lenders will want to see a financially sound condo development with a
high percentage of owner occupancy and low percentage of
delinquency on fees.
Delinquencies on retail loans have risen to 6.5 percent, a percentage point
higher than CMBS as a whole, according to Wells Fargo.
During the 2008 financial crisis, Paul's research indicates that the
delinquency on residential mortgages was as
high as 4 - 5 % nationwide while multifamily loan
delinquencies were 1 % and almost nil if you excluded over exuberant markets (think Las Vegas, Phoenix and Miami) and had experienced operators.
Foreclosure activity and mortgage
delinquencies, while
higher in the Chicago area than the national average, are continuing
on a downward path.