If you are filing any claim fearing
high premium rates then it will demand replacement for the losses of every Ohioan except you.
Not exact matches
Brands would
then have to pay a
premium fee for each transaction, and the unparalleled personalization would presumably generate incredibly
high conversion
rates.
Set exorbitantly
high rates, collect
premiums and
then deny enough claims that they make more than 20 % profit.
deCODE scientists
then showed that recombination
rate varies between families and between women; that recombination
rate increases with the age of the mother; and that
higher recombination
rate correlates with fertility, indicating that evolution appears to place a
premium on the generation of human diversity.
The insurance
premiums are normally paid by your bank and
then baked into your monthly mortgage payment, effectively making your total interest
rate higher; and the more you borrow, the more you'll pay as insurance.
With this
higher interest
rate, lenders receive a
premium and can
then cover closings costs resulting from the transaction.
If you received a lot of moving violations (speeding ticket, parking ticket) in the recent past
then you may have a
higher premium rate just because of that.
It is obvious that from a pure mathematical point of view, that paying the
premium for one month and
then passing away would provide the
highest internal
rate of return (IRR) on your
premium dollars.
If, however, the applicant has certain health conditions that are not severe enough to decline the application altogether,
then they will typically be
rated as a Substandard policyholder and will subsequently be charged
higher premium rates.
Since
then, many companies have introduced either a second GUL policy that has a slightly
higher premium, but in return the policy owner has cash surrender values that show a better internal
rate of return on surrender than the additional
premiums could earn in a risk - free investment outside of the policy.
If the car model is old,
then paying very
high premium rates does not make sense.
For instance, if you live in an area that has a
high crime
rate,
then your
premiums would be more because there is a grave risk of your car being stolen.
This, however, will typically be at a much
higher premium rate, given the insured's
then - current older age.
If you set your deductible at a
high rate,
then you will probably be able to get really low monthly
premiums.
If they do qualify for a new term life insurance policy, the new
premium rate is likely to be
higher, due to the insured's
then - current older age.
Since you are in a large city, like Atlanta,
then you will probably pay a
higher premium rate than someone who drives in a more rural area.
Of course, if Barbara still passes away in 10 years — which will bring her the same $ 500,000 death benefit regardless of whether she pays $ 13,500 / year or $ 17,000 / year —
then her
rate of return will be reduced from 11.8 % to «only» 10.1 %, and over 16 years her expected return with the
higher premium contributions would fall from 5.1 % to 3.6 %.
Drivers that need non standard auto insurance can expect to pay a much
higher rate than
then standard auto insurance
premium.
If you have dependents and wish to get a
high level of risk protection at low
premium rates,
then a term plan would be an appropriate product.
If a minimum amount is chosen as a deductible,
then the
premium rates should be competitive enough to the market standards and not increase to the
highest rate at once.
If the driver commits a traffic offense and gets a ticket,
then the
premium rates can go sky
high until the driving record is clean again.
If the driving records of yourself and your family members are not that clean,
then you would have to obtain the car insurance at a
higher premium rate but you and the members in your household should strive during the policy period to improve your driving records.
If the women driver applying for a policy has more traffic violations recorded,
then the
premium rates are bound to be
higher than a male policy holder without traffic violations in the same insurance company.
Also, at the age of 60 if you go to buy a policy,
then the
premium rates charged would be very
high and will be calculated as per your medical conditions and age - related problems.
In popular areas, the interest
rates get bid low or if the
rate is fixed and the county allows a
premium over the amount owed to be bid,
then premiums get
high which reduces your return.