Sentences with phrase «high quality borrowers»

My view is that we will only get out of this mess as overall debt levels are reduced to around 1.5 x GDP, and ordinary lending to high quality borrowers begins again.

The good news is that the Treasury is an extremely high quality borrower, so you are taking very little risk on your investment.

«Iffy» borrowers have to pay a bit more in interest, so you earn a bit more on loans to them; high quality borrowers pay you a bit less but you can be pretty sure that they'll repay their borrowings promptly and fully.

9) It seems that the US Dollar, with its cheap source of funds for high quality borrowers, is attracting some degree of interest for borrowing in US Dollars in order to invest in other higher yielding currencies.

It will only really happen if the borrower moves from the A-list (of high quality borrowers) to the B - list (riskier borrowers) and red flags for getting on the B - list include: bad credit rating, you're self - employed or have a spotty employment history, you carry a large debt load that's close to the threshold (to understand mortgage ratios, read my blog on the basics of debt ratios and qualifying for mortgages.)

The market's continuing refusal to countenance the long - term reality described above has proven to be a recurring source of profits for those who are willing to buck the crowd and embrace the trend in falling long - term bond yields of the highest quality borrowers.

That's true today, with one modification, because of the credit stress, only the highest quality borrowers get those rates.

That may push up asset prices, and allow the highest quality borrowers to borrow more, but is useless in stimulating the economy, because credit spreads do not respond to the Fed when the economy as a whole is overlevered.

As such, you might be able to get a good interest rate and terms if you are a high quality borrower.

Since the change, I have reduced the number of loans I have funded and shifter to higher quality borrowers.

The veneer that being in the Eurozone means that you are a high quality borrower is shattered.

Yes, the government and high quality borrowers can get funds, but middling borrowers are squeezed, and bad borrowers are shut out.

Instead of applying for a loan through LendingClub, high quality borrowers may look elsewhere if our application process is more onerous.