Sentences with phrase «high quality loan»

Key Highlights: • Proficiently managed and maintained high quality loan portfolio of investment grade and non-investment grade accounts through accurate and timely qualitative and quantitative risk analysis to minimize loan losses.

Because I'm risk averse, why not just invest solely on a purely high quality loan portfolio?

The offer is valid for all loans except for the shortest term highest quality loans (the 1 yr.

While these new regulations helped banks rebuild their loan books with more robust, higher quality loans than in the past, they also raised expenses and increased required capital levels, which impacted profitability.

A team of in - house real estate experts at PeerStreet underwrites each loan using proprietary analytics and manual processes to select the highest quality loans.

Not only are its delvings into the National Gallery's treasures genuinely insightful, it also has plenty of high quality loans, from that Jasper Johns Cézanne to Matisse's Self - Portrait (1918) from the Musée d'Orsay.

Produced high quality loans that meet Wells Fargo guidelines.

On average, loan - to - cost amounts have dropped 5 to 10 percent, with leverage on high quality loans typically at 65 percent, notes Franzetti.

Everyone is doing higher quality loans right now, even FHA.

Not exact matches

That came after the company had jumped into mortgage - backed securities, a complex package of debts that often meant higher margins for banks, yet often included poor quality loans.

Introduction to grasping reality with both hands: Private university students who try to take out $ 250,000 in student loans when they're barely out of puberty are patted on the back and given directions to a high - quality local state university.

Bank stocks were being battered by the savings and loan crisis, and Buffett characteristically took advantage of the market turmoil to buy into one of the highest quality banks he could find.

«Increased losses are emanating from weaker collateral pools in the 2013 - 2015 transactions, which have weaker credit quality including lower FICO scores, higher amounts of extended term loans (over 60 months) and higher LTVs [loan to value ratios],» Fitch Ratings analysts wrote Thursday.

While Chinese banks tend to front - load loans early in the year to get higher - quality customers and win market share, the lofty figure was even higher than the most bullish forecast by economists in a Reuters poll.

«We're rotating into very high - quality, mostly senior positions — triple - A rated positions — in structured products, in commercial mortgage - backed securities, collateralized loan obligations, etc..»

«We are beginning to see some deterioration in the credit quality of oil and gas loans to borrowers that used high volumes of debt to finance their growth over the past several years,» Grant Wilson, director of commercial credit for the Office of the Comptroller of the Currency, a banking regulator, told Bloomberg in an interview.

That structure enabled some of these securities to gain high credit ratings even when the average quality of the underlying loans was poor.

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

Although the bond market is also volatile, lower - quality debt securities, including leveraged loans, generally offer higher yields compared with investment - grade securities, but also involve greater risk of default or price changes.

«We are beginning to see some deterioration in the credit quality of oil and gas loans to borrowers that used high volumes of debt to finance their growth over the past several years,» Grant Wilson, director of commercial credit for the OCC, said in an interview.

Ellie Mae's technology solutions enable lenders to originate more loans, reduce origination costs, and shorten the time to close, all while ensuring the highest levels of compliance, quality and efficiency.

As a not - for - profit credit union exclusively catering to the families of qualified veterans and active servicemembers, Navy Federal is able to provide both good value and high - quality loan servicing.

Although credit quality outside of CWB's portfolio of oil and gas loans remained stable, higher provisions for credit losses resulted from losses recorded against oil and gas loans.

-- Income more difficult to provide clients, in a zero rate environment many will suggest high yield corporate bonds and leveraged loans to supplement traditional fixed income but many clients are not willing to sacrifice quality for a higher yield.

Quicken Loans gives customers a transparent application process, better options for user input and high quality customer service when things get complicated.

Quicken's combination of affordable FHA loan rates, convenient online application and high - quality service make it an ideal introduction to the home loan process.

This rule will slow the pace of lending, but the quality of consumer loans would be higher.

These quiet mortgage giants help maintain stability, affordability and liquidity of capital for your lenders to use to make high quality home loans.

with Direct Lending platforms that originate high - quality loans with attractive, risk - adjusted returns.

BondMason has established relationships outside the peer - to - peer lending industry with Direct Lending platforms that originate high - quality loans with attractive, risk - adjusted returns.

By loaning money to a company with lower credit quality, investors face a higher risk of not receiving all of the promised interest and principal payments.

Our team of finance and real estate experts underwrites each loan using advanced algorithms, big data analytics and manual processes to ensure PeerStreet surfaces high - quality investments.

There have been suggestions that the midfielder could be promoted to the Arsenal first - team squad next season and Zelalem seems to be the type of player who would be more suited to playing with high - quality players with the Gunners as opposed to being asked to make an impact out on loan.

There is every reason in the world to not be physically active; reading to our children, providing quality meals, addressing their social needs, researching all medications / foods / education, shopping to have the «best» deals on the highest quality, spending quality play time with our children, limiting screen time, grooming them, keeping house, bonding, learning and executing proper child passenger safety (installing that perfect car seat that took 3 weeks of research and a small loan to purchase), and being sure every minute of their every day is filled with only the best developmentally appropriate activities.

«To sponsor the Ghana Premier league with capital injection of one million dollars each season, to remove Airport Taxes, to remove utility bills paid by university students living on campus, to increase and give Ghanaians high quality infrastructure nationwide, loans from Western World will be abolished, Woyome will pay back our money, continuation of Mahama projects and we will use our oil wealth income to clear all Ghana's debt.»

Even making the payments on a low - interest loan is a heavy burden for many charter schools - a burden that detracts from their ability to offer a high - quality education.

The Charter School Growth Fund invests in CMOs that operate networks of high - quality charter schools, providing grant and loan financing packages that enable these organizations to expand their capacity to serve more low - income and minority students.

Lawmakers believed high - quality teachers unburdened by student - loan debt could now fully focus their efforts on educating the next generation of scientists and engineers to defeat the Soviet menace.

We decided to take a look at student debt among teachers specifically, because we see it as a crossroads of several big trends: chronic concerns over teacher pay amid calls to improve teacher quality; the rising cost of higher ed; the increasing reliance on loans to pay for it; and changing policies from the Trump administration.

Some districts and states have moved toward professionalized pay systems while others are using loan forgiveness programs to attract and retain high - quality teachers, especially in hard - to - staff schools and subjects.

Polling 2,000 teacher - respondents, NPR found shared chronic concerns over: 1) teacher pay amid calls to improve teacher quality; 2) the rising cost of higher education; 3) the increasing reliance on loans to pay for it; and 4) changing policies from the Trump administration.»

Loan forgiveness programs and service scholarships can help to recruit and retain high - quality teachers into the fields and schools where they are most needed.

Debt loads that dissuade talented recruits from entering teaching can be offset with forgivable loans and service scholarships, which research shows can boost recruitment and retention of high - quality teachers in the fields and communities where they are most needed.

We also present qualitative evidence that loan - forgiveness recipients were of higher quality (as measured by value added) than nonrecipients who taught in the same subject but were not certified and thus ineligible.

Whether you are hoping to get behind the wheel of a quality pre-owned Chrysler or you are setting your sights a bit higher for a 2017 Chrysler model, you need to have the backing of loan approval.

And beyond simply providing you with a protected, high - quality used car, we here at Hertz Car Sales Norwalk can offer even an even more full - service experience, as we have our on - site finance department, which will help you find the perfect auto loan, or payment plan for your needs.

We're dedicated to bringing our clients the utmost in high - quality service, from the consultation to the distribution of the loan.

«Iffy» borrowers have to pay a bit more in interest, so you earn a bit more on loans to them; high quality borrowers pay you a bit less but you can be pretty sure that they'll repay their borrowings promptly and fully.

For years, Source Capital has been providing the greater Sonoma County with the highest - quality loan services with a track record to prove it.

USAA is already well - known for its commitment to high quality service in auto loans and checking accounts, and its approach to mortgage lending seems no different.