Sentences with phrase «high risk rates»

Here's how: if you kicked your high risk driver spouse out of the house, and he is no longer driving the car he used to drive, there is no need to pay high risk rates on that car when you are a standard or preferred class driver with your auto insurance company.

Given that Michigan has some of the highest average auto insurance rates in the voluntary market to begin with, expect your high risk rates to pinch.

Your points will drop off, but if you do not keep your car insurance active, you are likely to keep paying high risk rates for a very long time.

High Risk Rates are upper confidence limits (about the Calculated Rates).

Analysis: High Risk Rates The High Risk Rates for January 2000 ranged from 3.06 % to 5.75 %.

Gummy's (Peter Ponzo's) Database I have determined Calculated Rates, Safe Withdrawal Rates and High Risk Rates for each portfolio with and without rebalancing.

Old Calculations Here are the Safe, Calculated and High Risk Rates of the last decade with Switching with 2 % TIPS.

1995 20.22 1996 24.76 1997 28.33 1998 32.86 1999 40.58 2000 43.77 2001 36.98 2002 30.28 2003 22.89 2004 27.65 Here are the Safe, Calculated and High Risk Rates of the last decade for SwAT2: Year, Safe Withdrawal Rate, Calculated Rate, High Risk Rate 1995....

The High Risk Rates in 2000 were 5.4 % for HSWR50T2, 2.3 % for HSWR80T2 and 6.0 % with switching with 2 % TIPS.

Here are the Safe, Calculated and High Risk Rates of the last decade with HSWR80T2.

Today's High Risk Rates are 5.9 % for HSWR50T2, 6.1 % for HSWR80T2 and 6.4 % with switching with 2 % TIPS.

Here are the Safe, Calculated and High Risk Rates of the last decade with Switching with 2 % TIPS.

Safe, Calculated and High Risk Rates with 50 % stocks Year Safe Calculated High Risk 1995 3.60 4.61 5.62 1996 3.24 4.25 5.26 < 1997 3.04 4.05 5.06 1998 2.84 3.85 4.86 1999 2.61 3.62 4.63 2000 2.54 3.55 4.56 2001 2.71 3.72 4.73 2002 2.95 3.96 4.97 2003 3.37 4.38 5.39 Nov03 3.17 4.18 5.19 Today 3.06 4.07 5.08 Safe, Calculated and High Risk Rates with 80 % stocks Year Safe Calculated High Risk 1995 3.37 4.95 6.53 1996 2.76 4.34 5.92 1997 2.42 4.00 5.58 1998 2.10 3.68 5.26 1999 1.71 3.29 4.87 2000 1.59 3.17 4.75 2001 1.87 3.45 5.03 2002 2.27 3.85 5.43 2003 2.98 4.56 6.14 Nov03 2.64 4.22 5.80 Today 2.46 4.04 5.62

If we recalculate the rate to only include moms with cephalic presentation, singleton pregnancies, and no prior C section or high risk our rate is is about 25 - 29 percent.

I calculate three rates, which I call the Calculated Rate, the High Risk Rate and the Safe Withdrawal Rate.

We call the upper confidence limit the High Risk Rate.

Highly volatile precious metal ETFs such as the Global X Gold Explorers ETF receive a high risk rating from Morningstar as the fund invests 48 % of its holdings in international gold mining companies.

Today's High Risk Rate, which is on the upper confidence limit, is 5.9 %.

Year, Safe Withdrawal Rate, Calculated Rate, High Risk Rate 1995 4.9 5.59 6.9 1996 4.6 5.30 6.6 1997 4.4 5.13 6.4 1998 4.3 4.97 6.3 1999 4.1 4.78 6.1 2000 4.0 4.72 6.0 2001 4.2 4.86 6.2 2002 4.4 5.05 6.4 2003 4.7 5.40 6.7 2004 4.5 5.16 6.5 Today 4.4 5.12 6.4 Comparisons with HSWR50T2 and HSWR80T2 I was able to locate data for portfolios HSWR50T2 and HSWR80T2.

The High Risk Rate of portfolio HFWR50 is 7.2.

The High Risk Rate of portfolio HSWR50T2 is 9.5.

The High Risk Rate is 6.1 %.

The Safe Withdrawal Rate and High Risk Rate are lower by 0.3 %.

Only when the withdrawal rate exceeds the High Risk Rate do we declare it to be UNSAFE.

Year, Safe Withdrawal Rate, Calculated Rate, High Risk Rate 1995....

Today's High Risk Rate is 6.5 % with 1.8 % TIPS.

The High Risk Rate corresponds to almost certain failure.

The Safe Withdrawal Rate and Calculated Rate and High Risk Rate can be found from that distribution.

High Risk Rate = 7.8 %.

The calculator would generate with graphs and tables of the Safe Withdrawal Rate, the Most Likely Rate and the High Risk Rate.

As a result, they have a higher risk rating.

y = HSWR80 Calculated Rate (percent) and x = percentage earnings yield = 100 / [P / E10] 1941 - 1950 y = 0.7318 x + 2.3723 1941 - 1960 y = 0.9635 x + 0.3354 1941 - 1970 y = 1.0644 x - 0.5469 1941 - 1980 y = 0.7842 x + 0.9624 y = HSWR80 Calculated Rate (percent) and x = percentage earnings yield = 100 / [P / E10] 1951 - 1960 y = 1.201 x - 1.2943 1951 - 1970 y = 1.1936 x — 1.2958 1951 - 1980 y = 0.649 x + 1.562 y = HSWR80 Calculated Rate (percent) and x = percentage earnings yield = 100 / [P / E10] 1961 - 1970 y = 0.6831 x + 1.1174 1961 - 1980 y = 0.5835 x + 1.5399 Confidence Limits (approximately 90 %, add and subtract these values) Degrees of freedom... Confidence Limits 10... 1.71 % 20... 1.63 % 30... 1.60 % 40... 1.59 % 50... 1.58 % 60... 1.58 % January 2000 Results January 2000 Rates (Safe, Calculated and High Risk) 1941 - 1950 2.33 % 4.04 % 5.75 % 1941 - 1960 0.91 % 2.54 % 4.17 % 1941 - 1970 0.28 % 1.88 % 3.48 % 1941 - 1980 1.16 % 2.75 % 4.34 % More January 2000 Rates (Safe, Calculated and High Risk) 1951 - 1960 (0.26) % 1.45 % 3.16 % 1951 - 1970 (0.20) % 1.43 % 3.06 % 1951 - 1980 1.44 % 3.04 % 4.64 % Even More January 2000 Rates (Safe, Calculated and High Risk) 1961 - 1970 0.97 % 2.68 % 4.39 % 1961 - 1980 1.24 % 2.87 % 4.50 % January 2003 Results January 2003 Rates (Safe, Calculated and High Risk) 1941 - 1950 3.86 % 5.57 % 7.28 % 1941 - 1960 2.91 % 4.54 % 6.17 % 1941 - 1970 2.50 % 4.10 % 5.70 % 1941 - 1980 2.80 % 4.39 % 5.98 % More January 2003 Rates (Safe, Calculated and High Risk) 1951 - 1960 2.24 % 3.95 % 5.66 % 1951 - 1970 2.29 % 3.92 % 5.55 % 1951 - 1980 2.80 % 4.40 % 6.00 % Even More January 2003 Rates (Safe, Calculated and High Risk) 1961 - 1970 2.39 % 4.10 % 5.81 % 1961 - 1980 2.44 % 4.07 % 5.70 % This Week's 2004 Results This Week's 2004 Rates (Safe, Calculated and High Risk) 1941 - 1950 3.29 % 5.00 % 6.71 % 1941 - 1960 2.16 % 3.79 % 5.42 % 1941 - 1970 1.67 % 3.27 % 4.87 % 1941 - 1980 2.19 % 3.78 % 5.37 % More of This Week's 2004 Rates (Safe, Calculated and High Risk) 1951 - 1960 1.31 % 3.02 % 4.73 % 1951 - 1970 1.36 % 2.99 % 4.62 % 1951 - 1980 2.29 % 3.89 % 5.49 % Even More of This Week's 2004 Rates (Safe, Calculated and High Risk) 1961 - 1970 1.86 % 3.57 % 5.28 % 1961 - 1980 2.00 % 3.63 % 5.26 % Safe Withdrawal Rate Comparisons January 2000 1941-1950 2.33 % 1941 - 1960 0.91 % 1941 - 1970 0.28 % 1941 - 1980 1.16 % 1951 - 1960 (0.26) % 1951 - 1970 (0.20) % 1951 - 1980 1.44 % 1961 - 1970 0.97 % 1961 - 1980 1.24 % January 2003 1941-1950 3.86 % 1941 - 1960 2.91 % 1941 - 1970 2.50 % 1941 - 1980 2.80 % 1951 - 1960 2.24 % 1951 - 1970 2.29 % 1951 - 1980 2.80 % 1961 - 1970 2.39 % 1961 - 1980 2.44 % This Week 2004 1941-1950 3.29 % 1941 - 1960 2.16 % 1941 - 1970 1.67 % 1941 - 1980 2.19 % 1951 - 1960 1.31 % 1951 - 1970 1.36 % 1951 - 1980 2.29 % 1961 - 1970 1.86 % 1961 - 1980 2.00 % Calculated Rate Comparisons January 2000 1941-1950 4.04 % 1941 - 1960 2.54 % 1941 - 1970 1.88 % 1941 - 1980 2.75 % 1951 - 1960 1.45 % 1951 - 1970 1.43 % 1951 - 1980 3.04 % 1961 - 1970 2.68 % 1961 - 1980 2.87 % January 2003 1941-1950 5.57 % 1941 - 1960 4.54 % 1941 - 1970 4.10 % 1941 - 1980 4.39 % 1951 - 1960 3.95 % 1951 - 1970 3.92 % 1951 - 1980 4.40 % 1961 - 1970 4.10 % 1961 - 1980 4.07 % This Week 2004 1941-1950 5.00 % 1941 - 1960 3.79 % 1941 - 1970 3.27 % 1941 - 1980 3.87 % 1951 - 1960 3.02 % 1951 - 1970 2.99 % 1951 - 1980 3.89 % 1961 - 1970 3.57 % 1961 - 1980 3.63 % High Risk Rate Comparisons January 2000 1941-1950 5.75 % 1941 - 1960 4.17 % 1941 - 1970 3.48 % 1941 - 1980 4.34 % 1951 - 1960 3.16 % 1951 - 1970 3.06 % 1951 - 1980 4.64 % 1961 - 1970 4.39 % 1961 - 1980 4.50 % January 2003 1941-1950 7.28 % 1941 - 1960 6.17 % 1941 - 1970 5.70 % 1941 - 1980 5.98 % 1951 - 1960 5.66 % 1951 - 1970 5.55 % 1951 - 1980 6.00 % 1961 - 1970 5.81 % 1961 - 1980 5.70 % This Week 2004 1941-1950 6.71 % 1941 - 1960 5.42 % 1941 - 1970 4.87 % 1941 - 1980 5.37 % 1951 - 1960 4.73 % 1951 - 1970 4.62 % 1951 - 1980 5.49 % 1961 - 1970 5.28 % 1961 - 1980 5.26 % Analysis: Calculated Rates There are two effects that cause these predictions to vary.

When P / E10 = 16, switching has a 30 - year Calculated Rate of 6.02 % and a High Risk Rate of 7.3 %.

The odds are (roughly) 95 % that a portfolio will fail at the High Risk Rate.

My Investigation What I have looked into is how the various estimates (the Safe Withdrawal Rate, the Calculated Rate and the High Risk Rate) change as a function of how many years of data are included.

Such breeders could be unsuccessful and carry a higher risk rate for stillbirths and low puppy counts.

Road Hazards — Motorcyclist has higher risk rate when it comes to road hazards.

If a person has a hazardous job that places them in a high risk rate class.

Critics of no - fault argue that dangerous drivers not paying for the damage they cause encourages excessive risky behavior, with only raised premiums and a higher risk rating as the potential consequence, and no jury awards or legal settlements.

A DUI conviction could stay on your insurance record for a few years, so you can expect to pay the high risk rate for an extended period of time.

When it comes to crime, Mount Prospect is hardly a high risk area, but since property crime in Cook County is higher than the state average, some parts of the area may carry a higher risk rating, which can push up Mount Prospect insurance rates for homeowners and drivers.

Company A might not like diabetics and give them a higher risk rating because of that.

When you've got a lot of Bethel Park traffic citations, you have got a higher risk rating in the insurer's eyes.

Not exact matches

YELLOWKNIFE, Northwest Territories, May 1 (Reuters)- Bank of Canada Governor Stephen Poloz said on Tuesday there is good reason to believe the central bank can manage the risks of Canada's high household debt, even as he signaled that interest rate hikes will continue, increasing the cost of that debt.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

YELLOWKNIFE, Northwest Territories, May 1 - Bank of Canada Governor Stephen Poloz said on Tuesday there is good reason to believe the central bank can manage the risks of Canada's high household debt, even as he signaled that interest rate hikes will continue, increasing the cost of that debt.

If interest rates rise and push that risk - free rate of return higher, then those dividend stocks and high - yield bonds are vulnerable.

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

The risk of higher tax rates should not be underestimated.

To cover some of the risk, lenders charge higher interest rates for longer term loans.