This is where an experienced life insurance broker who is experienced
in high risk sports comes into the picture.
Most travel insurance policies have an exclusion clause that
lists high risk sports and activities that are not covered.
There are several life insurance companies that insure people
for high risk sports, but one of the best - known, most financially secure companies is Prudential.
All extreme,
high risk sports including but not limited to: bodily contact sports; skydiving; hang gliding, bungee jumping, parachuting; mountain climbing or any other high altitude activities, caving, heli - skiing, extreme skiing, or any skiing outside marked trails; 8.
In addition, other factors may limit your ability to get a waiver of premium rider for your life insurance policy, such as, taking part in
high risk sporting activities like skydiving or scuba diving.
Hazardous Sports & Activities Coverage is the coverage for medical expenses which can result from participating
in high risk sports and activities, for example, scuba diving, sky diving, rock climbing or bungee jumping.
Cheerleading is one of
the highest risk sporting events for direct catastrophic injuries that can result in permanent brain injury, paralysis or death, with cheerleading accounting for an astounding 66 percent of all catastrophic injuries in high school female athletes over the past 25 years.
With proper precautions it could be possible for a pregnant woman to continue climbing but with
any high risk sport, is it worth it?
For
these high risk sports, the maximum recommended party is 2:10.
In addition to assessing your overall health, most life insurance companies will also review your risk of death from
a high risk sport or work related accident.
It covers scuba diving but it excludes «all extreme,
high risk sports.»
Life insurance for motorcycle racing is still considered
a high risk sport but there is no problem getting covered.
Many travel insurance policies have exclusions for extreme or
high risk sports.