But note too that with a robust stock allocation, even rather
high spending rates (4.5 % +) work more than half of the time for many, many, years.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build
rates of certain aircraft; 6) the effect on aircraft demand and build
rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange
rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount
rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit
ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24)
spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to
higher interest payments should interest
rates increase substantially; 27) the effectiveness of any interest
rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange
rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Both countries» economies are growing but under Trump, the U.S. slashed corporate taxes and passed a US$ 1.3 - trillion
spending bill, which will juice the economy and make
higher interest
rates a given.
Fortune ran numbers to calculate how much extra revenue the U.S. would need to raise, over the next decade, if it lowered the
rate of growth in Social Security by one percentage point, reduced increases in Medicare, Medicaid, and other health care
spending by a proportional amount, and held discretionary
spending below growth in GDP (albeit from the
higher base established by the new laws).
Many consumers use HELOCs to refinance
higher -
rate debt, or simply to help them
spend more.
On the other hand, leaving the interest
rate low encourages the kind of borrowing and
spending that has produced record -
high levels of consumer debt in Canada and pushed housing prices into the stratosphere.
Such an action would substantially increase the deficit, not only because of
higher interest
rates, but also because the weaker recovery that would result from premature monetary tightening would further widen the gap between
spending and revenues.
High rates of unemployment have a budgetary cost to governments, from direct
spending on employment insurance to a rise in health care costs as chronic unemployment diminishes mental and physical health.
Even if your conversion
rate is
high, if the ultimate return from those conversions is low, you could be
spending more for sales leads than you could ever hope to earn from those leads.
Similarly, when salespeople
spend less time chasing bad leads, that will allow you to divert more of your sales department's budget to better, more affluent salespeople, which will then translate into a
higher lead - closure
rate.
Online quizzes are what I call Cognitive Catnip; people engage with them at remarkably
high rates, often
spending several minutes in each quiz, then sharing with colleagues and friends.
For all the talk of abnormal times and changes in underlying economic fundamentals, the Fed is pinning its hopes on a very conventional premise — that the U.S. consumer will keep
spending at recent strong
rates, encouraged by low unemployment and the apparent beginnings of
higher wages.
So,
high - earning households
spend significantly more of their income on Social Security — which is automatically deducted from all earned income for individuals at a
rate of 6.2 % — and payments into retirement plans.
The Liberals made a few big - ticket election campaign
spending promises, but, on the tax side, they also indicated they intend to pad revenues over the next few years with
higher tax
rates for personal and corporate income.
Vanguard says investors should pay more attention to low unemployment
rates than GDP growth at this stage of the cycle for prospects of either
higher spending for capital expenditures or wage pressures.
Assuming the average
spend per visit at these businesses is around $ 20, the average customer lifetime value of a typical small business is only around $ 50, but for the businesses with the lowest monthly churn
rates, it could be 10 times
higher -; or $ 200.
Australia boasts one of world's
highest life - expectancy
rates, with the island - nation's inhabitants
spending more than $ 8 billion a year on health and wellness.
The logistics turned out to be relatively simple: The chain
spent roughly $ 60 per store on signage and opted to fix the exchange
rate at 12 pesos to the dollar — slightly
higher than the going
rate — to cover any market fluctuations and banking fees.
A
higher employee retention
rate also means you'll
spend less time and money on recruiting new employees.
If they're skating on the edge already,
higher rates could force them to seriously curtail their
spending on discretionary items, which could send the economy into a tailspin.
«The process of lowering interest
rates causing
higher levels of debt, debt service and
spending, I think is coming to an end.»
Beijing has been pushing for greater domestic
spending, cracking down on shopping agents known as «daigou» bringing products into China from overseas, and cutting
high tax
rates on imported luxury goods sold in the country.
As part of that bigger deal, he said, Republicans would be open to additional revenue, so long as it was paired with deep
spending cuts and didn't come from
higher tax
rates.
«Apparently, since my products are on the
higher end, and not everyone had $ 300 to
spend on cat furniture, my conversion
rate was low.
«The first part is to find a broker with a
high success
rate, the second is to be willing to
spend the money to go with that broker, and the third is to give that broker every lick of cooperation that you can,» says Blackburn, even if it means scheduling appointments at inconvenient times or reviewing the minute details of your business.
Stephen Poloz says Ottawa's recent
spending on programs, such as enhanced child benefits and infrastructure, have lifted the economy and pushed interest
rates to a level
higher than they would have been without government stimulus.
Albertans love to shop — per capita
spending here is the
highest of all the provinces — but the low unemployment
rate also makes a top - notch retail sales force tough to keep.
Trump's plans to increase fiscal
spending has boosted bond yields — a change that would support
higher revenue for banks currently languishing in a low - interest
rate environment.
Having
spent generations idealizing equality and punishing
high - skilled,
high - income earners with punitive tax
rates, it's entirely plausible that Swedish kids and their parents would finally realize education, ability and work ethic are irrelevant to success in adulthood.
These risks include, in no particular order, the following: the trends toward more
high - definition, on - demand and anytime, anywhere video will not continue to develop at its current pace or will expire; the possibility that our products will not generate sales that are commensurate with our expectations or that our cost of revenue or operating expenses may exceed our expectations; the mix of products and services sold in various geographies and the effect it has on gross margins; delays or decreases in capital
spending in the cable, satellite, telco, broadcast and media industries; customer concentration and consolidation; the impact of general economic conditions on our sales and operations; our ability to develop new and enhanced products in a timely manner and market acceptance of our new or existing products; losses of one or more key customers; risks associated with our international operations; exchange
rate fluctuations of the currencies in which we conduct business; risks associated with our CableOS ™ and VOS ™ product solutions; dependence on market acceptance of various types of broadband services, on the adoption of new broadband technologies and on broadband industry trends; inventory management; the lack of timely availability of parts or raw materials necessary to produce our products; the impact of increases in the prices of raw materials and oil; the effect of competition, on both revenue and gross margins; difficulties associated with rapid technological changes in our markets; risks associated with unpredictable sales cycles; our dependence on contract manufacturers and sole or limited source suppliers; and the effect on our business of natural disasters.
RetailNext, another analytics firm, on Sunday said it found overall shopper traffic on Black Friday fell 14 percent, but on average shopper
spending rose 1.9 percent, as conversion
rates were
higher, with shoppers
spending more once in the store.
The fuel price increases will filter through the economy, said McTeague, leading to less discretionary
spending,
higher inflation
rates and fuel premium increases for truck, rail and air transport of goods.
So, the government could actually
spend gazillions of dollars and set its
rates at 0 % permanently (which might cause
high inflation, but you get the message).
As Scotiabank mentioned in a note last week: «
Higher interest
rates are going to make the burden of refinancing the debt considerably heavier, and as more money goes into servicing the debt, it means less money is available to
spend on other things, which could lead to less infrastructure
spending and increased austerity.»
So why are all political parties afraid of borrowing money at historically low interest
rates to pay for needed infrastructure
spending that might actually pay for itself through
higher productivity and
higher income, without any cost to the taxpayer?
Higher income consumers are also expected to rein in
spending after seeing their stock portfolios oscillate, due to the turmoil in the global stock markets following the devaluation of the Chinese yuan and the Federal Reserve's decision to hold off raising interest
rates.
The decision about how to adjust the discount
rate depends on whether investors believe that additional infrastructure
spending will increase the country's potential growth
rate, or instead that it will simply increase economic activity at the expense of
higher debt.
While it's still early to make a call, we'll begin testing shorter cadence cycles to reduce the number of calls a rep has to make to a somewhat unreachable audience (much lower connect
rates), freeing up time and capacity to
spend on
higher value metrics.
So why are all political parties afraid of borrowing money at historically low interest
rates to pay for needed infrastructure
spending that could pay for itself through
higher productivity and earned income, without any cost to the taxpayer?
Greater predictability and
higher win
rates are not only possible but probable when you
spend the time upfront to clearly design and document your sales process.
The
ratings agency Moody's maintained the US's top - notch «Aaa» credit
rating Thursday, saying, «The diversity, dynamism, and competitiveness of the US economy, along with the US dollar's status as the preeminent international reserve currency and very large size and depth of the US Treasury market, offset rising fiscal pressures stemming from aging - related entitlement
spending,
higher debt - service payments, and recent policy actions that will likely reduce future revenues and increase expenditures.»
The interest
rate is the reward for postponing the
spending decision — the
higher the interest
rate, the more
spending decisions will be postponed.
Imagine how much money was
spent on taxes converting over the last few years at
higher rates!
The advance in July was led by a 1.7 percent increase in
spending on non-residential projects which rose to an all - time
high of $ 429.5 billion at a seasonally adjusted annual
rate.
True, but I think not enough investors understand this point as everyone has
spent 3 - 4 years freaking out about
higher rates.
The only variables he admits are structure - free: The federal government can indeed
spend more and reduce interest
rates (especially on mortgages) so that the
higher mortgage debt, student debt, personal debt and corporate debt overhead can be afforded more easily.
Spending a few more years getting your student loans or other debts paid down could mean that you would qualify for a lower interest
rate or a
higher loan amount.
However, if you're planning on
spending MORE than $ 11,800, then the Venture ® will give you a
higher return
rate.
Higher fiscal
spending will likely ramp growth and allow the Fed to normalize key
rates at a faster clip.
If you're looking to be more active in your
spending, using select cards on purchases that offer
higher reward
rates, there are certainly alternatives that earn more cash back.