This kind of investment service level is typically available to investors with much larger portfolios and at much
higher annual fees at traditional investment brokers and advisors.
It may have a smaller sign - up bonus at 25,000 points and
a higher annual fee at $ 195, but it also has several things going for it that the Sapphire does not.
The Platinum Card ® from American Express definitely has
a high annual fee at $ 550, but we fully believe that it has the benefits to match.
The Platinum Delta card from Amex has the best benefits, including a companion fare and significant elite status qualification opportunities, but also has
the highest annual fee at $ 195.
If you don't want to mess with
a high annual fee at all you can go with the stellar Chase Sapphire Preferred ® Card.
Compared to the Plus card, the Premier card has
a higher annual fee at $ 99, a bigger anniversary bonus at 6,000 points and the ability to earn Tier Qualifying Points.
The Reserve card has
the highest annual fee at $ 299 but there is an AMEX card with no annual fee: the American Express Air Miles Credit Card.
However, the Starwood Preferred Guest ® Credit Card from American Express has
a higher annual fee at $ 95.
Not exact matches
Through 2009, the National Park Service plans to phase in
higher rates for
annual park passes and
fees paid per vehicle or person
at about 130 of the 390 parks, monuments and other areas the agency manages.
In 2014, in 28 states plus the District of Columbia, the average
annual cost for an infant in center - based care was
higher than a year's tuition and
fees at a four - year public college.
If you're not a frequent traveler, you don't typically dine out
at restaurants, or you want to avoid a
high annual fee, steering clear of the Chase Sapphire Reserve ℠ might not be a bad idea.
The Chase Freedom ® is an excellent credit card for those who want
high savings while
at the same time avoiding pesky
annual fees.
The
annual fee is
high for a cash back card, but if you spend
at least $ 31 a week
at the supermarket, the cash back will offset it.
We value this bonus
at $ 750, which matches the bonus of cards that charge a much
higher annual fee, such as the Chase Sapphire Reserve ®.
Keep in mind this also adds in the 6,000 point anniversary gift, which easily makes up for the $ 99
annual fee, especially
at the
higher spending levels.
All this
at a significantly
higher annual fee - $ 475.
Given the
high annual fee, the rewards program on its own is nothing to be excited about — there are many cards that offer similar effective rewards and / or cash back rates with an
annual fee of less than $ 100, and some that have no
annual fee at all.
If your spending is
at a
high enough level to make up for the $ 95
annual fee, then you'll want to go with this version.
It has a slightly
higher annual fee ($ 89) but it also comes with an extra 20,000 miles as a sign up bonus so in the end it comes out ahead -
at least for the first 5 - 6 years.
But guarantees cost money, so most seg funds charge
annual fees at least a half a percentage point
higher than comparable mutual funds.
The Venture ® Rewards credit card offers a
higher rewards rate,
at the cost of a $ 95
annual fee (waived the first year).
While it doesn't have any
annual fee, using the card comes
at a very
high opportunity cost, past the $ 40k mark because of other options.
Unsecured credit cards targeted
at those with truly bad credit tend to charge, in addition to
high interest rates,
high annual fees and even
fees just for applying such as processing
fees.
That works out to a sky -
high gas yield of 5.25 % (albeit capped)
at the
highest tier, which is unmatched for no -
annual -
fee credit cards we've seen.
At $ 44, the
annual fee is
higher than most secured cards and its minimum and maximum deposits are fairly standard and $ 300 and $ 2,000.
The
annual membership
fee isn't too
high,
at $ 175, making it ideal for most.
At $ 44 per year this is the third most expensive annual fee of all the secured cards (only SKYPASS Visa ® Secured Card at $ 50 per year and Centennial ® Classic Credit Card at $ 76 per year are highe
At $ 44 per year this is the third most expensive
annual fee of all the secured cards (only SKYPASS Visa ® Secured Card
at $ 50 per year and Centennial ® Classic Credit Card at $ 76 per year are highe
at $ 50 per year and Centennial ® Classic Credit Card
at $ 76 per year are highe
at $ 76 per year are
higher)
The
annual fee is $ 10
higher at $ 95 instead of $ 85 and the card earns
at a
high rate as well, the following graphic does a good job explaining the differences.
The Citi Double Cash card offers one of the best deals you can get for no
annual fee: cash back
at a
high 2 percent rate, with no categories to enroll in and few restrictions; you only have to pay your bill on time to earn the full 2 percent rate.
Of course, if you're aren't ready for the investment of a
high end card like the Chase Sapphire Reserve or the American Express Platinum, check out a card like the Chase Sapphire Preferred that offers solid travel benefits
at the expense of a much lower
annual fee.
The catch is the
fees — there's a
high annual fee and a hefty late payment
fee at $ 38 or 2.99 % of the past due amount, whichever is greater.
The AAdvantage Aviator Silver World Elite MasterCard offers bigger savings and better perks
at the cost of a
higher annual fee.
Blue Cash Preferred features
higher reward levels (6 %
at supermarkets, 3 %
at gas stations and drug stores, 1 % on other purchases), but carries a $ 75
annual fee.
The Sapphire Reserve has a lot of benefits to love, so it is pretty easy to justify the
high annual fee if you plan to travel
at least a little bit.
The Freedom Prepaid MasterCard - www.freedom-card.co.uk - No Up - front Purchase
fees - 100 % Acceptance Guaranteed - No Credit Checks - No ID Required - Instant Approval BlueSky Prepaid Credit Card (Standard Limit Card)- www.blueskyprepaid.com - NO ID required, guaranteed acceptance - # 1,650 maximum
annual load limit - NO bank account required, NO credit checks required BlueSky Prepaid Credit Card (
Higher Limit Card)- www.blueskyprepaid.com - ID required: Valid international passport or UK driver's License - # 3,000 maximum load limit - NO bank account required, NO credit checks required CashPlus Gold Prepaid MasterCard - www.mycashplus.co.uk - No credit checks - No links to your bank account - No contracts or interest - Guaranteed approval if you 18 or older and live in the United Kingdom Kalixa Prepaid MasterCard - www.kalixa.com - Maximum 24 hr ATM Withdrawal $ 300, Maximum Daily Load $ 3000, Maximum Weekly Load $ 3000, Maximum Card Value $ 9000 - No credit check and you don't need a bank account - To register with Kalixa you will need to provide them with your name, valid email address, your home address, your birth date Virgin Prepaid Visa Card - www.uk.virginmoney.com - No bank account needed, and no credit checks - Comes with PIN protection and fraud protection ClearCash Prepaid MasterCard - www.clearcash.co.uk - You can load a maximum of # 500 per day with no charge
at the Post Office - You can load a maximum of 2 transactions and # 500 per day
at a PayPoint outlet - Cash cheques and have them loaded on to your ClearCash prepaid card - Minimum amount of initial load # 10, Maximum amount of initial load # 5000, Maximum card balance # 5000 - Cardholders must be over 18 years
Most cards nowadays don't have an
annual fee unless they offer big rewards or are designed for people with less - than - good credit, but make sure to make
at least the minimum monthly payment on time, or you may be slapped with a late
fee and a
higher interest rate — and you might even see your credit score suffer.
At $ 49, this card has the
highest annual fee on our list but it may be one of the easiest to qualify for, especially if you have poor, bad, limited credit or no credit history.
For example, if
at the same time you're ramping up your savings rate you're able to reduce your
annual investment costs from 1 % of assets a year to 0.5 %, the combination of more savings, lower investing
fees and
higher return could boost the eventual value of your nest egg
at retirement to roughly $ 1.35 million and your
annual retirement income to $ 54,000, almost 13 % more than the what you would have by increasing your savings rate alone.
Although its
annual fee is rather
high at S$ 588.6, the rewards you can earn on a large expense like wedding plus the extra 35,000 welcome bonus miles when you get the card are more then plentiful enough to compensate.
When choosing a card with such a
high annual fee, you should expect
at least some of the following features:
Historically, however, MPT - based advice has been available only through
high - end financial advisors who typically require minimum account sizes of $ 1 million and who charge
annual fees of
at least 1 % of assets under management.
It has no
annual fee, but a variable APR that is currently very
high at 23.49 percent on both purchases and balance transfers, meaning that customers will pay through the nose if they are late on their payments.
Sears launched the Discover card in 1986, distinguishing it from the pack by charging no
annual fees and offering
higher credit limits than other cards
at the time.
At this point, some of you may be trying to determine whether or not the card is really worth it, likely due to the
high annual fee.
The big money happens years later when the account grows, then when the
higher annual B & C - share 12b - 1
fees are applied as a percentage of the total account balance, which are much bigger, it eats away
at your money more and more as time goes by.
Bottom Line: The JetBlue Plus Card is worth ~ $ 100 to $ 345 more than The JetBlue Card, which means that
at higher spending levels you will more than make up for the
annual fee.
Fees: Base management
fee set
at 1 % of EPRA NAV per annum (0.5 %'til 50 % of NAV is invested), plus a performance
fee which is 20 % of the excess shareholder return over a 10 %
annual return hurdle (with a
high watermark provision).
And for clients with
at least $ 25,000, Schwab offers tailored portfolios of ETFs, with an
annual advisory
fee of 0.28 % (capped
at $ 900 per quarter for
high - value accounts).
The
annual fee is
high at $ 150, but if you value the lounge passes, this easily pays for itself.
The Citi Double Cash card offers one of the best deals you can get for no
annual fee: cash back
at a
high 2 percent rate, with no categories to enroll in and few restrictions; you only have to pay your bill on time to earn the full 2 percent rate.