Sentences with phrase «higher capital ratios»

Their (un)- recognized bad debts, their risk aversion, their need for higher capital ratios, and their increased regulatory burden have all pushed them inevitably into de-leveraging mode also.

Indeed, we find in fact that there is no statistical evidence of a relationship between higher capital ratios and lower risk of systemic financial crisis.

A high capital ratio is a direct measure of a well - funded loss - absorbing buffer.

Credit unions are very well - capitalized with the highest capital ratio of all depository institutions.

Returning to Australia... The Australian banks are an excellent group of companies that: (i) are domiciled in a country with very high GDP per capita with excellent / extremely consistent economic performance (high GDP growth / last recession in 1991); (ii) have mid-teens ROE, near the top globally among developed economies; (iii) retain some of the highest capital ratios in the world (~ 15 % CET1 ratios, vs. Canadian banks at ~ 11 %); and finally (iv) have very high and reliable dividend yields (between 7 - 9 %, generally).

Not exact matches

American's debt - to - capital ratio is an industry - high 90 %, and it's just beginning to realize cost savings from its merger with US Airways.

Industries such as software, on the other hand, allow for much higher price to cash flow ratios because they have very low capital requirements.

I have ignored reasons that might justify lower discount rates or higher GDP adjustments for China mainly because the purpose of this essay is to explain why the U.S. multiple is so much higher than China's, and of course these reasons exist, but I think whatever the correct ratio should be, there is no question that advanced economies always justify higher multiples than developing economies because they tend to be economically more diversified and politically more stable, and they usually have institutions, including clearer legal and regulatory frameworks, more sophisticated capital allocation processes, less rigid financial systems, and smaller state sectors (which make smooth adjustment, one of the most valuable and undervalued components of long - term growth, more likely).

LONDON (Reuters)- The world's top 30 banks face a higher minimum requirement for their broadest measure of capital, global regulators said on Monday as they flagged a two - tier leverage ratio regime for the first time.

Our investment thesis highlighted consistent after - tax profit (NOPAT) growth, improving return on invested capital (ROIC), a focused effort to expand into higher margin segments, and a low PEBV ratio that implied immediate profit decline.

With R&D expense recognized immediately and capital expenditures being amortized over multiple years, I would argue that today's companies demand higher PE ratios vs the industrial high CapEx companies of 100 years ago.

At the latter date, the average risk - weighted capital ratio was close to 11 per cent, its highest recorded level and well above the 8 per cent minimum.

a) investing their own money alongside you, so your interests are aligned b) a stake in the company they work at i.e. it is a partnership or employee - owned c) a proven ability to outperform an index over the long - term (at least 10 years) d) reasonable charges — preferably no more than a 1 % management fee and no performance fee e) a concentrated, high conviction portfolio i.e. they do not just hug their benchmark f) a low - asset - turnover ratio i.e. they have a long - term investment horizon and rarely sell investments g) a proven ability to preserve capital during the bad times h) a stable team who have worked together for a number of years.

In general mutual funds are more expensive because of higher expense ratios (the ongoing annual costs), load fees (typically 2 to 5 percent of the investment), transaction costs and taxes on short - term capital gains.

But the company is planning around $ 8 billion of acquisitions over the next two years, a sum that, while large, is easily affordable, given DHR's high cash balance and low debt - to - capital ratio.

Additionally, sky - high valuations, which in the U.K. now stand at around six times average earnings and are closer to double that ratio in the capital, have contributed to the malaise.

A Long stock / short future (Ratio 0.5:1) strategy, despite requiring a higher capital investment shows almost «bond like» characteristics with a vol of 3.6 % and a performance (before forward discount) of -1 %.

Banks had plenty of deposits (often more than they could loan out), healthier spreads, strong capital ratios, and returns on equity at the best banks were in the mid to high teens.

Basel III introduced higher requirements for capital adequacy ratios, such as Tier 1 and Tier 2 ratios, and increased leverage ratios.

They have higher turnover, which leads to higher expense ratios and generally higher capital gains taxes.

Capital ratios and liquidity remain strong, and management plans to continue its high dividend payout, assuming there are no regulatory constraints.

The region boasts a superior public education system — low student / teacher ratios of 12:1, high school attendance rates of 95 % (5 % absentee rate) and 88 % of the Capital District graduates go on to college.

Attracting a significantly higher clientele than other companies in the capital, our highly tuned, focused and organised events are the «real deal» with an even ratio of men to women, friendly and experienced hosts, a fantastic venue and the most important factor; a very high success rate of matches.

Greenblatt's formula is similar to value investing and focuses on investing in what he calls «good companies,» which have low price - to - earnings ratios and achieve high returns on capital.

Heuristics of having a high tangible capital ratio would aid regulation.

In general mutual funds are more expensive because of higher expense ratios (the ongoing annual costs), load fees (typically 2 to 5 percent of the investment), transaction costs and taxes on short - term capital gains.

The data suggest the richer countries can expect s greater than g and r greater than g over long periods that can generate an ever higher capital to income ratio.

A current ratio that is higher than industry standards may suggest inefficient use of the resources tied up in working capital of the organization that may instead be put into more profitable uses elsewhere.

For high - ratio financing, both Canada Mortgage and Housing Corporation and GE Capital, insured mortgages are available to cover the purchase price of a home as well as an amount to pay for immediate major renovations or improvements that the purchaser may wish to make to the property.

Then a higher payout ratio is also not that concerning and even if the earnings drop in one year, they are probably able to increase the dividend by using some of their capital reserves.

Looking ahead, the requirement to achieve a higher core Tier 1 capital ratio could also lead to banks restraining credit.

When we do, we find a leverage ratio (Debt / EBITDA) that's about three times smaller, a debt to capital ratio that's less than half, and a very high interest coverage ratio, which helps to secure GD a very strong investment - grade credit rating.

Insured commercial banks had high capital levels at the time of the crisis — 10 % (DM: but look at the tangible capital ratios)

Any thoughts on why Greenblatt closed his Formula Funds and went to the Gotham Capital format, with its very high fees expense ratio and minimum investment?

Based on the derivative side of its books, Long Term Capital had an astoundingly high debt - to - capitalCapital had an astoundingly high debt - to - capitalcapital ratio.

Most IT related startup companies prefer equity financing through venture capital institutions rather than loan financing due to the high level of risk involved and such companies would tend to have very high interest coverage ratios.

Lower credits hedged with higher ones will tend to pick up a steady excess over the risk - free rate, resulting in very high Sharpe ratio, presumably at the expense of occasional very large losses, such as incurred by Long - Term Capital Management.

Now, if ROA is going up you really do not need the same amount of capital in the business itself, which means that dividend payout ratios can go much higher than people think.

This clearly signals a higher risk even though the CRAR and Tier 1 capital ratios of SBI are not that off from HDFC Bank or Axis Bank.

About the only disadvantage of a high ratio, in our opinion, are the potentially higher capital gains taxes (which don't matter at all in tax - qualified accounts like IRAs).

The active management debate implies that after all the additional management expense ratio costs, mutual fund trading costs, higher capital gains taxes, and extra time are taken into account, investors are supposed to have some crystal ball to sort future winners from losers.

While the no annual fee perk makes the Capital One ® VentureOne ® Rewards Credit Card a great option for those who have time to work on their mile accumulation, those wanting to gain miles fast might want to consider a card with a higher mile - to - dollar ratio.

High investment rates mean that capital labour ratios are also rising.

Columbus Life Insurance Company is just under $ 43 billion in total assets, $ 400 million in net income, and a capital - to - asset ratio of 17.5, extraordinarily high for any life insurance company (nearly 2x the average of the top 10 companies).

The miner must make a capital outlay in advance for his mining equipment (to get an edge over the competition with new kit delivering a higher GHs / kWh ratio), but he doesn't know what the price of bitcoin will be once he starts winning blocks, nor does he know what the difficulty will be, which will be a function of Bitcoin price and the capital investment of his competitors.

For example, if you have a higher DTI ratio, saving up enough to put a bigger down payment can help,» says Bill Banfield, executive vice president of Capital Markets for Quicken Loans.

With this much leverage, your Debt Coverage Ratios can potentially get very thin, and multiplying this across an entire portfolio of properties financed in such a fashion, the risk is very high that a confluence of issues with the economy / rents, large capital repairs, high vacancies, etc., can bring down the house of cards and ruin your credit for a long time.

If the 9 percent ratio of disabled seniors living in assisted living or group housing holds up, we're looking at steadily climbing numbers that will be substantially higher 15 years from now,» Cambridge Realty Capital Companies Chairman Jeffrey A. Davis says.