Sentences with phrase «higher capital reserves»

Insurers with higher credit ratings have earned them by maintaining higher capital reserves and more conservative investment portfolios limiting their profitability and thus the income they can offer you.

Both the Bureau and higher capital reserves face the axe as the Treasury and Commerce secretaries favour light touch regulation and greater autonomy to individual consumers.

Canada has high capital reserves and strict regulatory environment.

Not exact matches

A traditional venture - capital firm raises money primarily from institutional investors and high - net - worth individuals, while corporate venture capital uses cash reserves from a parent company to fund new endeavors.

Furthermore, the Tufts fellow thinks banks that wisely beefed up capital reserves expecting to be held to a higher standard will now «feel tempted» to reduce existing safety nets.

China's high reserves were built up because of the combination of large current account surpluses since 1994 and net capital account inflows until around mid-2014.

The group incentive nature of employee stock ownership and profit sharing makes this an effective way to create and reinforce a sense of common purpose, and to encourage higher commitment and productivity.23 It is also the case with ESOPs that the new ownership might not be viewed by the firm in the same way as other added compensation because the ownership is financed through loans to buy new capital as company stock, with Federal tax incentives, and the shares are not paid as normal wages and benefits out of company budget reserved for this purpose.

The city general reserve is at $ 1 billion, far higher than past levels, and there are other savings set aside for the city's capital plan ($ 500 million) and retiree health benefits ($ 4 billion).

I think the reason I wrote it out 10 + years ago was my objection to interest only securities that received high ratings, despite the possibility of a negative book yield if prepayments accelerated, and they were rated AAA, and could be used as reserve assets with minimal capital charges.

Additionally, the sale of insurance products has tended to be a high ROE business, whereas underwriting, given the stiff capital and reserving requirements, tends to be a low ROE business.

In the years since, the bank has increased its Tier 1 capital reserves, maintained the high credit quality of its debt portfolio and grown both shareholder equity and EPS every year.

Then a higher payout ratio is also not that concerning and even if the earnings drop in one year, they are probably able to increase the dividend by using some of their capital reserves.

A banks profitability is typically measured over reserved capital in order to stay solvent, Economic Capital, which is correlated to each customers rating / risk grade / risk class, hence a customer with a very good risk grade can be just a good customer, in terms of profitability, as a high risk customer and vicecapital in order to stay solvent, Economic Capital, which is correlated to each customers rating / risk grade / risk class, hence a customer with a very good risk grade can be just a good customer, in terms of profitability, as a high risk customer and viceCapital, which is correlated to each customers rating / risk grade / risk class, hence a customer with a very good risk grade can be just a good customer, in terms of profitability, as a high risk customer and vice versa.

New York Life receives these high marks due to its commitment to limiting risk, its competitive advantage in the marketplace, and its large capital reserves of over $ 538 billion of assets under management as of the end of 2016.

The reason that these reserves are not being used to grow the economy through capital spending or to create jobs is not that interest rates are too high.

This regulation stabilizes the financial system, but irritates the more aggressive financial types, who could enjoy vastly higher return on capital if they didn't bother to maintain reserves to actually pay claims.

New York Life receives these high marks due to its commitment to limiting risk, its competitive advantage in the marketplace, and its large capital reserves of over $ 538 billion of assets under management as of the end of 2016.

The high volatility commercial real estate (HVCRE) rules introduced in 2015 require banks to hold more capital reserves against construction loans.

Last fall, regulators introduced a High Volatility Acquisition, Development and Construction (HVADC) loan proposal that would reduce the capital reserve requirement, but widen the scope of what loans would be considered high volatilHigh Volatility Acquisition, Development and Construction (HVADC) loan proposal that would reduce the capital reserve requirement, but widen the scope of what loans would be considered high volatilhigh volatility.