Sentences with phrase «higher capital standards»

Moreover, mortgage insurers have materially increased their claims paying ability due to new higher capital standards mandated under the Private Mortgage Insurer Eligibility Requirements (PMIERs), issued by the GSEs.
Moreover, mortgage insurers have materially increased their claims paying ability under higher capital standards mandated by the Private Mortgage Insurer Eligibility Requirements (PMIERs), issued by the GSEs.
Gupta talked about the enhanced reliability and higher capital standards for MI, and how deeper MI coverage on GSE loans would almost double the amount of loss protection for the GSEs and taxpayers
In the last two years, MIs have materially increased their claims paying ability in both good and bad economic times due to new higher capital standards under the Private Mortgage Insurance Eligibility Requirements (PMIERs).
Mortgage insurers have new higher capital standards under the Private Mortgage Insurer Eligibility Requirements, or PMIERs, which are the set of requirements for mortgage insurers to be approved to insure loans acquired by Fannie Mae and Freddie Mac (the GSEs).
It also should be mentioned that not only banks with the largest capital should be subject to the highest capital standard.

Not exact matches

Furthermore, the Tufts fellow thinks banks that wisely beefed up capital reserves expecting to be held to a higher standard will now «feel tempted» to reduce existing safety nets.
In London, studies have shown that every area of the capital has pollution levels higher than global standards recommend.
These positive outcomes include high productivity and standards of living, business research and development activity, and business formation and venture capital activity.
Charles Schwab, Capital One and Lincoln Financial told Warren that they have «spent time and resources investing in compliance with the new rule and fully expect to be ready to serve their customers under the rule's higher standard» by April 10.
One of Jeff's primary roles at Capital is to ensure that all stocks in client portfolios meet the high standards consistent with our overall equity philosophy.
If you'd rather leverage your capital without the sky - high risk of binary options, standard options may be for you.
The Olympic Residence, in the capital, Ulaanbaatar, will set new standards for high - end residential and retail buildings in the country, says the developer.
The borrowers credit ratings, typically rated «BB» or lower by Standard & Poor's or «Ba» or lower by Moody's make it difficult for them to acquire capital inexpensively, leaving them with little choice but to offer a high return on an investment.
Increased productivity, and ultimately higher living standards, comes from investment in capital, provided by financial intermediaries like private equity firms.
Securing a standard office space in a business district and purchasing vacuum cleaner with attachments, white cloth rags, paper towels, toilet brush, toilet bowl cleaner, brooms, dust pan & brush, dry mop, wet mop & bucket, latex gloves, wet floor signs, extension cord, window cleaner, disinfectant cleaner, bathroom cleaner, furniture polish, soft scrub product for sinks, SOS pads, feather duster, high duster, caddy with handle to keep your supplies in, cleaning chemical supplies, detergents and soaps et al are part of what will consume a large chunk of your start — up capital.
While 12 goals from 17 combined Champions League and La Liga games would represent peak career form for most mere mortal world - class forwards, it was something of a slump for Ronaldo, having set sky - high standards for himself since his # 80million move to the Spanish capital in 2009.
Combined with the unique circumstances of the post-war world, the stage was set for an extended period of broad - based economic growth that could accommodate both increased profit rates for capital and higher real living standards for labour (Anderson, 1992, 310).
The truth is that the women in the capital city have higher standards than the girls in other parts of the country.
Warri dating site tulip Inn Mediapark Hilversum is a high standard modern hotel in the media capital of the.
The states that made the most progress after allowing for other factors — Maryland, Massachusetts, New Jersey, Kentucky, and Georgia, to name the top five — have taken steps, in various ways, to raise academic standards and back them up with rigorous assessments, implement tough but thoughtful accountability systems, and strengthen human capital practices to attract, develop, and retain educators who can deliver on high standards.
In addition, the main thrust of the report's criticism, that the state's ESSA plan is not sufficiently similar to what it would have been had No Child Left Behind remained in effect, assumes the test - based accountability strategy that these reviewers have made their careers pursuing had been effective, which it has not; and therefore, when coupled with the false claim that California has high - quality academic standards and assessments, which it doesn't (California's standards being based on the Common Core, which leaves American students 2 - 3 years behind their peers in East Asia and northern Europe), California's families remain well advised to opt out of state schooling wherever and whenever possible, until the overreach from both the federal and state capitals is brought to an end and local schools that want to pursue genuinely world - class excellence can thrive.
Whatever hard money rehab loans in Arizona you need, Source Capital has a track record of processing loans faster than the competition and to the highest standard of quality.
Because MI selection is currently handled by the lender as part of the primary market process, the IMAGIN program sets a precedent of allowing the GSEs to participate in primary market activities while also putting the taxpayer at greater risk by circumventing the high capital and regulatory standards that MIs are held to today.
With the standard account, although the minimum investment may vary from broker to broker, generally you will need a higher amount of trading capital.
Underscoring the strength of MI, the industry paid more than $ 50 billion in claims since the financial crisis and has implemented new higher robust capital standards.
A current ratio that is higher than industry standards may suggest inefficient use of the resources tied up in working capital of the organization that may instead be put into more profitable uses elsewhere.
Strict licensing standards and high capital requirements result in considerable barriers to entry.
IIROC sets high quality regulatory and investment industry standards, protects investors and strengthens market integrity while maintaining efficient and competitive capital markets.
As banks press for deregulation, the debate over whether high bank capital standards are inhibiting loan growth has taken center stage.
Our parent company, GAIN Capital Holdings, is a publicly traded company meeting the highest standards of corporate governance, financial reporting and disclosure.
Extending the fund industry's losing streak, the court denied Harbor's motion to dismiss excessive fee litigation regarding the subadvised International Fund: «Although it is far from clear that Zehrer [the plaintiff - shareholder] will be able to meet the high standard for liability under § 36 (b), he has alleged sufficient facts specific to the fees paid to Harbor Capital to survive a motion to dismiss.»
The Quicksilver Cash Rewards card from Capital One is a strong cash back card for everyday spending, but its standard APR is high and its 9 - month interest - free balance transfer transfer offer is well below average for a balance transfer card.
This elegant hotel offers wonderful interiors and the highest standards of service to ensure guests a pleasant and relaxing stay, whether for work or pleasure, in this beautiful European capital.
After much deliberation, made especially difficult by the high standard of applications, the selection committee chose the three winners of the Abraaj Capital Art Prize 2010.
While MARN does offer professional development workshops to its 200 or so members, it had never attempted to coordinate a three - day immersive workshop like Creative Capital's, which came with a higher price tag than MARN's standard offerings.
The IEA says this «may» increase economic growth, presumably by reducing living standards to fund the higher capital requirements.
Evolving natural capital accounting standards and strategies such as «shadow pricing» can help illuminate areas of high environmental costs within a company's supply chain.
Arzinger follows high standards of legal services and is an reliable partner in view of its great experience in a wide range of industries and legal practices: M&A, corporate law, real estate and construction, antitrust and competition, litigation and arbitration, IPR, tax, banking & finance, PPP, public procurement, labour law, regulatory, private equity / investments, capital markets and IPOs.
The Solvency II proposal aims to meet these new challenges, not by increasing the overall levels of capital requirements — ie how much an insurance firm must put aside to meet any claims that may arise — but rather by ensuring a high standard of risk assessment and efficient capital allocation.
Our parent company, GAIN Capital Holdings, is a publicly traded company meeting the highest standards of corporate governance, financial reporting and disclosure.
Due to its proximity to the state capital, the standard of living is high in this suburban town.
Outstanding leadership and analytic skills, and business acumen for optimizing asset portfolio performance across competitive markets; strategic development for business and capital growth; and adhering to high standards and r...
The Chasm Group, LLC and Chasm Institute, LLC (San Bruno, CA) 1997 — 2008 Business Operations Manager • Managed all daily operational tasks for leading multi-million dollar high - tech market strategy consultancy, while providing executive administration to C - level executives and venture capital partners • Developed and managed the firm's annual budget, proposing and implementing expense cuts, producing monthly reports and financial statements, and coordinating with CPA firm for accurate and timely filings • Oversaw all client relationship management efforts while cultivating new business efforts from concept to implementation, providing high - quality service in sales efforts while utilizing new lead tracking system • Negotiated and managed all contracts, stock grants, and financing arrangements, working closely with outside counsel to draft legal documents and resolve LLC - and proprietary - related issues • Led three office space build - outs and two office relocations, managing all aspects of each process under aggressive timeline and budget expectations • Reduced firm telecom expenses by 22 % by streamlining IT objectives, including migration to VOIP phone system, software / hardware purchases, domain renewals, and outsourced technical support • Directed all phases of staff recruitment while creating and implementing all HR policies and programs, including comprehensive employee benefits plans • Supervised multiple administrative staff members, conducted performance appraisals and wage / salary surveys in comparison to incentive program guidelines, and maintained HR files in accordance with legal mandates • Produced all out - going client invoices in an accurate and timely fashion to increase, cash flow and reduce aging receivables, providing consistent attention to overhead costs and vendor arrangements • Administered all company insurance policies, including E&O, general liability, bonds, partner life and disability, conducting annual benefits reviews and employee / company insurance audits • Obtained necessary certificates for consulting contracts while processing federal, state, and local business reporting requirements to maintain licenses and incorporation status • Directed all marketing efforts and oversaw logistical aspects of national educational workshop series, utilizing sponsorship arrangements to offset production costs • Transformed «brochure» website into a dynamic tool to better illustrate company opportunities through relevant case studies, as well as maintaining all other promotional media, including press kits and video Association of California School Administrators (Burlingame, CA) 1993 — 1997 Issues and Planning Committee Coordinator • Executed all phases of event planning and implementation for a membership - driven organization including 23 state committees, 5 task forces, 6 strategic planning conferences, and a conference of 1,500 attendees • Focused on facility evaluations, bid requests, site visits, contract negotiations, and all pre - and post-conference planning processes • Produced statistical and financial reports, including budget projections and cost monitoring for developmental training efforts • Oversaw all participant - level responsibilities, including inquiries, eligibility, registration, correspondence, and billing statements • Managed all legal professional standards calls for Northern California regions, including the processing of attorney authorizations, the preparation of legal assistance letters, and liens on cause of action • Served as second point of contact for computer inquiries and troubleshooting efforts as well as provided back - up executive administrative support for Executive Director, Committee Chairs, and the State Superintendent of Public Instruction • Held responsibility for software installation and hardware configuration while performing weekly AS / 400 backup and report generation
Andrew Hunter, an economist with Capital Economics, said the combination of the rate structure, the doubling of standard deduction, the higher child tax credit and other provisions would be worth about $ 1,200 for a family of four making the median income of $ 59,000 annually.
«In 2008, loosened lending standards that allowed many to qualify for higher mortgages than they should have been approved for, and inflated valuations, allowed for access to capital via bloated home equity lines.»
In January 2015, the standard was changed to create a new risk - based capital category — High Volatility Commercial Real Estate Exposures (HVCRE) for commercial acquisition, development, and construction (ADC) loans.
Since 2015, the risk - based capital category High Volatility Commercial Real Estate Exposures (HVCRE) for commercial acquisition, development, and construction (ADC) loans has been the standard.
And to do that, you're reinvesting more capital to maintain those units in a high standard.
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