Sentences with phrase «higher cash value amounts»

This translates into higher cash value amounts than you would otherwise be able to get from a whole life policy.

Not exact matches

For each proxy statement position, this compensation data was ranked from highest to lowest by the combined total amount of annual cash plus the annualized value of long - term incentive awards.
They insist that all collateral be valued at 105 % of the securities loaned, and that «this amount must be in cash and cash equivalents, and can not be invested in riskier securities in effort to generate higher returns.»
For a cash value life insurance policy, premiums are higher at the beginning than they would be for the same amount of term insurance.
Variable universal life insurance is going to give you the least amount of flexibility in how much you can change your premiums, but it will also give you the highest cap on how much growth you can get from the cash value.
Put another way, the success rates of similar amounts of cash or bonds in a mixed portfolio will be about the same, but you will usually have a higher final account value with the bonds.
Double digit under performance, compounding high fees, and market corrections can cause a variable annuity owner to lose a major amount of the annuities cash value.
A great benefit of paying over a limited time is that you invest a greater amount in the cash value portion of the policy early on, meaning you earn higher returns over the length of coverage.
I would calculate the present values of all the respective cash flows, both coupons and par at maturity, and sum them up, and choose whichever had the higher amount.
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Some carriers offer guaranteed universal life insurance options and adjust the amount of the premium higher while making the policy amount lower, so that in addition to offering a guaranteed death benefit, the policy almost immediately begins to generate a larger cash value.
Premium financing is generally reserved for ultra high net worth households due to the approval requirements and amount of cash - value life insurance involved.
Premiums are often much higher than a term life insurance policy with the same amount of coverage because you're paying for an insurance policy as well as putting money into the cash value portion of the policy.
Because replacement cost policies pay out higher amounts than actual cash value policies, they typically cost more in terms of premiums.
When rates were high, this made a lot of sense — you pay lower premiums to get the same amount of cash value or slightly better.However, if the interest rate goes down, your premiums could go up as the life insurance company has to put more money in to maintain the policy's cash - value component.
An unlimited 4 percent rewards rate on restaurant purchases is exceptional — at a value of 1 cent per point, it amounts to the highest amount of cash back on dining purchases for any of the cards we've reviewed, period.
A great card for families and frequent shoppers, the Blue Cash Everyday card offers a generous amount of cash back on everyday purchases; but its high APR cuts into its overall vaCash Everyday card offers a generous amount of cash back on everyday purchases; but its high APR cuts into its overall vacash back on everyday purchases; but its high APR cuts into its overall value.
Instead of a fixed amount of points for one night at a hotel (giving you the chance to find amazing value when you stay in high season at one of the top properties, regardless of the cash price), your points translate into cash vouchers, giving you EUR40 of value per 2,000 points.
When deciding between redeeming points and miles or paying cash for an airline ticket or hotel booking, most folks will multiple this value to the number of miles or points required and if its higher than the amount required for a cash booking, they'll redeeming points or miles.
Variable universal life is much like universal life but instead of the cash value amount being invested in a safe low - interest - bearing account or utilizing an index option, a variable universal life policy is invested in higher risk opportunities like mutual funds or stock funds.
A life settlement is the sale of an existing life insurance policy to an institutional investor at a price higher than the current cash surrender value, but lower than the face amount of the policy.
However, it will only pay out up to the actual cash value of your car, and you will have to pay the deductible, so be sure claim amount is higher than your deductible.
Because replacement cost policies pay out higher amounts than actual cash value policies, they typically cost more in terms of premiums.
Premiums are often much higher than a term life insurance policy with the same amount of coverage because you're paying for an insurance policy as well as putting money into the cash value portion of the policy.
Administrative fees for a whole life insurance policy cash value amount are high compared to other investment options, and you may not have any control over how you're investing.
Premiums and cash values for endowment insurance are higher than for the same amount of whole life insurance.
The amount of premiums in early years of the policy is considerably higher than in Term Life policies, which result in developing cash values.
Used to preach, buy term, invest the difference... But a permanent death benefit, cash values, tax free loans, tax free lump sum payment to beneficiary, privacy of beneficiary info, very difficult for others to get at your cash value, ability to fund very high amounts with tax benefits, cheaper while you are younger / healthy, paid up additions, Potential less premium with IUL and index gains potential, or Whole Life and pay more for insurance, but higher dividends...
In addition to the potential for higher earnings on cash value balances, policyholders of universal life contracts have flexibility in terms of the level of total death benefit, premium amounts paid and payment frequency.
For those who are seeking both death benefit protection, along with a potentially higher amount of cash value build up over time (in a tax - advantaged manner), the Phoenix Accumulator UL policy may be a good fit.
Variable universal life is much like universal life but instead of the cash value amount being invested in a safe low - interest - bearing account, it is invested in higher risk opportunities like mutual funds or stock funds.
Because of both the death benefit and the cash value component that are offered with permanent forms of no exam life insurance, the premium for these types of policies is usually higher than it is for a comparable amount of no medical exam term life insurance protection.
Cash value is one of the reasons that the amount of premiums for insurance plans are higher than other coverage plans.
Variable universal life insurance is going to give you the least amount of flexibility in how much you can change your premiums, but it will also give you the highest cap on how much growth you can get from the cash value.
This is not the same as cancelling or surrendering the policy through the issuing insurer — and in many cases, the amount of cash that is received by the policy holder can be up to four times higher than what is in the cash value component.
When you combine a high amount at risk with no value to draw from the cash value for insurance costs, the cost of the policy easily become unmanageable for many people.
At the same time, poor fund performance may mean premiums higher than expected and a decline in the cash value or death benefit, though it would not go below a predefined amount.
Premium financing is generally reserved for ultra high net worth households due to the approval requirements and amount of cash - value life insurance involved.
Although the premiums are much higher than term policies, they are fixed for the life of the policy; and as the policy ages, a larger amount of the annual premium is applied to the cash value.
Being able to decide on your investment products makes the potential rate of return in VL the highest, but it is also the riskiest, as death benefit amount and the cash value rise and fall depending on the performance of your chosen investments.
A great benefit of paying over a limited time is that you invest a greater amount in the cash value portion of the policy early on, meaning you earn higher returns over the length of coverage.
If the amount of premiums paid is higher than the cash value of the policy, then you should have no taxes to pay.
Higher of Guaranteed surrender value or Special surrender value will be paid to you as Cash Surrender Value, after deduction of any outstanding amount on the policy (Policy Loan or any amount payable against your policy) and TDS * (if applicavalue or Special surrender value will be paid to you as Cash Surrender Value, after deduction of any outstanding amount on the policy (Policy Loan or any amount payable against your policy) and TDS * (if applicavalue will be paid to you as Cash Surrender Value, after deduction of any outstanding amount on the policy (Policy Loan or any amount payable against your policy) and TDS * (if applicaValue, after deduction of any outstanding amount on the policy (Policy Loan or any amount payable against your policy) and TDS * (if applicable).
In an auto collision insurance policy, the vehicle owner has the option of paying a slightly higher premium and going for the replacement cost coverage option, or he can reduce his premium amount by selecting the actual cash value coverage option.
Many companies allow existing policyowners to exchange their existing low loan rate policies for new adjustable loan rate policies with favorable terms or conditions such as enhanced cash value schedules, higher face amounts, a higher dividend classification, and lower than normal upfront exchange fees.
The face value of the policy can not be lower than the amount purchased, but it can be higher if there is a cash value in the account after you die.
This weekend saw bitcoin cash rise to a value of nearly $ 2,000, an all - time high, though analysts differed on whether this amounts to lasting (or even real) support for the network.
Increased property values also enabled the widespread practice of extracting equity and «liberating cash» from real estate, as owners have refinanced their homes with higher loan amounts at lower interest rates.
The type of higher end rentals I purchase in my market don't produce the amount of equity needed to not have any out of pocket after getting a 75 % loan of the rehabbed value on top of the cash / HELOC rental purchase.
- a percentage calculated by dividing the amount borrowed by the price or appraised value of the home to be purchased; the higher the LTV, the less cash a borrower is required to pay as down payment.
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