Sentences with phrase «higher costs of insurance charges»

Theoretically, if poor investment performance and / or high cost of insurance charges lower the cash value to $ 0, your policy will be terminated.

Not exact matches

Charges add up while the cost of living constantly rises, from higher bank fees and insurance premiums to rising property taxes and commodity and food prices.

Consequently, Berkshire will be able to charge higher premiums than the other monolines by taking a higher percentage of the spread (perhaps as much as 80 % or more) that is saved through the use of insurance, and still provide the issuer with an overall lower cost of borrowing that if they bought insurance from a traditional monoline.

The «protectionist instincts» that I and others have are (1) to protect the independence of the bar (sure to be lost eventually under nonlawyer ownership), (2) to protect the health of the legal marketplace (sure to be badly harmed by the cartelization of ABS (see the 5 % commissions charged by the cartel of real estate agencies who still control the vast majority of the realty market, and especially see the ridiculously high costs of dealing with the American title insurance industry where four companies have upwards of 87 % of the conveyancing and title insurance market after first decimating the real estate bar with predatory pricing and other unfair business practices)-RRB-, and (3) to protect the public from those ravages.

Therefore, the High Court passed undertakings by which traders committed not to «create the false impression that the consumer has already won, will win or will on doing a particular act win, a prize or equivalent benefit, when in fact taking any action recommended by the [trader] in relation to claiming the prize or other equivalent benefit is subject to the consumer paying money or incurring a cost which is either: (a) a substantial proportion of the unit cost to the defendant of the provision to the consumer of the thing described as a prize or other equivalent benefit; or (b) in the case of a charge stated to be for delivery and insurance, used by the defendant to finance in whole or in part its acquisition, handling or other cost of the making available of that thing, other than the actual cost of its delivery to the consumer and insurance (if any) in transit» (account rendered by the CJEU in C - 428 / 11 at para 20, emphasis added).

The insurance company keeps the premium level by charging a premium that, in the early years, is higher than what is needed to pay claims, investing that money, and then using it to supplement the level premium to help pay the cost of life insurance for older people.

It is important to note, however, that because the applicants who purchase no exam life insurance are often considered to be a higher risk to the insurance company due to their age and / or health, the premium that is charged for this coverage is usually higher than the cost of a comparable plan that has medical underwriting.

While health industry as a whole has undergone a massive transformation, most consumers are opting for medical insurance plans with the sole motive to cover the high cost of medical treatment that encompass expenses related to pre and post hospitalization, day care and the ambulance charges.

Premiums should be high enough in order to cover the cost or amount of insurance, expense charges, and the expenses related to the underlying funds.

In an insurance company's eyes, the more of a risk that you pose to them, the higher rates they will charge you in order to insulate themselves against any future financial loss you may cost them.

Because the risk of death is higher, the insurance company charges a higher premium to recoup some of the costs and mitigate the risks to the company.

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This is because term life policies are not intended to stick with you for the rest of your life and insurance companies have to charge high enough premiums to cover the cost of settlements on their policies.