Sentences with phrase «higher credit ratings generally»

Issuers with higher credit ratings generally pay less interest than issuers with lower credit ratings as they have a lower risk of defaulting on their loans.

Not exact matches

That doesn't leave Square a lot of wiggle room if the credit card companies decide to raise interchange fees: «Because we generally charge our sellers a flat rate,» higher swipe fees «could make our pricing look less competitive, lead us to change our pricing model, or adversely affect our margins,» the company said in its prospectus.

Interest rates are generally a little higher than what a bank will charge, but it's much less than what you'll have to pay on many credit cards.

If you have fair or poor credit (generally scores between 550 and 699), you may get a higher interest rate if you are approved for the card.

The Lower end of the APR range is generally for those consumers with excellent credit and would get the most competitive interest rates, while the higher end interest rate range would be for consumers on the bottom end of eligible credit scores.

I find that a lower interest rate personal loan is generally the better route to take for those with higher credit card debts.

However, other kinds of debt, like the kind from credit cards, can be some of the most expensive and damaging debt we accrue in life because interest rates are generally extremely high and many people get used to spending on things they can't really afford.

Think of it as a credit card but with higher limits, generally lower rates and less time to pay off your debts.

Compared to business lines of credit, credit limits on business credit cards are also generally lower and interest rates are generally higher (especially on cash advances).

borrowers with higher credit scores generally qualify for lower rates and borrowers with lower credit scores get higher rates.

For private loans, borrowers with higher credit scores generally qualify for lower rates and borrowers with lower credit scores get higher rates.

An AA + rating is generally one step below the highest rating (AAA) assigned to the bonds of an issuer by credit rating agencies.

Your rate is calculated based on a variety of factors, including credit qualifications, loan - to - value, line loan amount and other criteria, but generally may be higher than a conventional loan interest rates.

Generally, the higher your credit score, the lower your interest rate on a personal loan.

Lenders generally look for a credit score at least in the high 600s, but the higher your score, the lower the rate you'll likely get.

Specialty financing products will generally carry higher interest rates than regular term loans and lines of credit.

Credit unions generally offer higher interest rates for savings accounts and lower rates for loans, when compared to most banks.

Generally speaking, a FICO credit score of 620 or higher will put you in a good position to buy a home, while a score of 750 or higher could help you qualify for the lowest interest rates.

Consumers with high credit scores, 760 or above, are considered to be prime loan applicants and can be approved for interest rates as low as 2 or 3 %, while those with lower scores are riskier investments for lenders and generally pay higher interest rates.

High - yield bonds generally have a higher credit risk, because of their lower credit rating than traditional bonds.

These credit cards generally approve applicants regardless of their credit histories, though there are annual fees and usually higher interest rates to pay with secured credit cards.

Generally speaking, a better credit history will result in a lower interest rate on the loan, whereas a credit history with past due payments, previous defaults, and collections will often lead to a higher interest rat, to offset the lender's increased risk in offering credit to a borrower with poor credit.

Once you are discharged from bankruptcy, which can happen as quickly as nine months, you can borrow again, but the bankruptcy information on your credit report generally means that the first time you borrow you may be required to provide a security deposit, or you may be charged a higher rate of interest.

Generally speaking, the lower your credit card utilization rate, the higher your credit score will be.

Generally for higher - risk customers, credit card issuers usually charge a higher interest rate.

Interest rates charged by the Participating Lender are generally higher than a traditional loan for a similar amount issued by a bank or credit institution.

Highly credit safe portfolio (AAA / AA + rated) generally would have higher liquidity (market acceptability is higher) and thus during phases of volatile systematic liquidity, credit safe portfolio's would have lower impact risk.

In fact, you're only adding extra interest charges to an existing obligation, since credit cards generally carry higher interest rates than student or auto loans.

Generally speaking, the interest rates on secured cards are higher than those for traditional credit cards.

The presence of an MVA helps protect the insurance company against early withdrawals from the annuity, and in turn, the MVA allows the insurance company to generally credit a higher interest rate to the annuity contract.

Generally, higher credit scores mean a lower interest rate.

Generally, credit card lenders would never reward people with average credit, only giving them the option of one or two credit cards that had high interest rates.

As a rule of thumb, applicants with better credit receive lower APRs on their personal loans, and loans with shorter payment periods generally get higher interest rates.

Unsecured credit cards are ideal if you have good credit and want to take advantage of lower interest rates, perks, and generally higher credit limits.

Generally, you can expect to pay a higher interest rate for no credit check loans and choose from a repayment period of two weeks to three months.

But it also decreases the total amount of credit, resulting in a higher utilization rate which generally lowers scores, Experian notes.

borrowers with higher credit scores generally qualify for lower rates and borrowers with lower credit scores get higher rates.

Generally speaking, with home loans, people with higher credit scores can tap into lower interest rates.

If you don't envision a lot of instances where you'd need to regularly access a physical bank branch away from home, a smaller community bank, like Dime Community Bank, or a credit union could be a great choice, since they generally come with higher interest rates on accounts and lower rates on loans and lines of credit.

(To see what penalty rates are like by issuer see our credit card interest rate article here) Generally speaking, this can be anywhere from 10 - 15 % higher than your original APR and the rate can apply indefinitely.

For private loans, borrowers with higher credit scores generally qualify for lower rates and borrowers with lower credit scores get higher rates.

Conventional financing typically requires a credit score of 720 or 740 or higher to get the best mortgage rates, while FHA lenders generally approve borrowers at the same interest rate as long as their credit score is higher than 620 or 640.

Think of it as a credit card but with higher limits, generally lower rates and less time to pay off your debts.

The second cost factor is that generally speaking, rewards credit cards charge higher rates than non-rewards cards.

Generally, the annual percentage rate (APR) on secured credit cards is higher than unsecured credit cards.

Generally, the APR will be higher than the quoted interest rate and will show the true cost of the credit.

Generally, a lower credit score could mean a higher interest rate when you borrow.

Given similar credit profiles, a shorter maturity security will generally pay you a lower interest rate, but you'll be taking on less risk than if you invested in a longer dated bond that should pay a higher yield.

This is because credit cards generally have high interest rates.

If nothing else, the interest rates on credit cards and car loans are generally much higher than those on mortgages, so paying them first could be saving the most money.