Sentences with phrase «higher credit requirements»

At the same time, higher credit requirements keep increasing the cost of less than perfect credit.
The Banana Republic Card tends to have higher credit requirements than other store cards, preferring applicants with scores in the mid-600s and higher, which is likely unsurprising given the high credit limits reported by many cardholders.
That said, major (branded) dealerships will generally have higher credit requirements for their loans, as will major banks.
These higher credit requirements come primarily in the form of higher down payments.
Such changes in lending practices can be seen in the form of higher credit requirements to open accounts and lower credit limits being offered.
Despite the oodles of perks and benefits available to Chase Sapphire Reserve ℠ cardholders, the card may not be for everyone, particularly those who don't want to pay the large annual fee or who can't meet the high credit requirements.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Under the Credit Card Accountability and Disclosure Act, cardholders actually have the right to refuse to pay a higher annual percentage rate set by the credit card company if they meet certain requireCredit Card Accountability and Disclosure Act, cardholders actually have the right to refuse to pay a higher annual percentage rate set by the credit card company if they meet certain requirecredit card company if they meet certain requirements.
Beyond the requirements that liquidity and regulators impose on us, we will purchase currency - related securities only if they offer the possibility of unusual gain — either because a particular credit is mispriced, as can occur in periodic junk - bond debacles, or because rates rise to a level that offers the possibility of realizing substantial capital gains on high - grade bonds when rates fall.
Unsecured loans won't require collateral and typically come with less stringent credit requirements, but also higher rates.
Many lenders have eased their requirements for auto loans, for example, says Roberts, though lending standards remain far higher than during the 2005 - 06 peak of the credit bubble.
The usual requirements include a minimum credit score of 620, although a higher score will give you better rates.
While APRs start higher than at other lenders, Kabbage has no minimum credit score requirements to apply, so it can be a good source of funding for small business owners with poor to fair credit.
As a result, many of the institutions and instruments have been able to employ higher market, credit and liquidity risks, and do not have capital requirements commensurate with those risks.
Together, these requirements create a triple whammy for some first - time homebuyers who often have smaller down payments, higher debt obligations — such as student loans — and traditionally lower credit scores than more seasoned buyers.
While APRs are on the higher side due to the lower credit score requirements, the company can offer APRs lower than 20 % if the borrower has strong enough credit.
This is much higher than the minimum requirements — Prosper only requires a minimum credit score of 640 and at least $ 1 in stated annual income (other requirements apply).
Some credit unions may also offer higher rates on limited amounts if you meet balance and transaction requirements.
This credit score requirement can vary by lender — some add «overlays» to their FHA loan qualifications and may require a higher score.
OnDeck offers a line of credit with lower APRs than Kabbage, but it has higher requirements for credit score and revenue.
Conventional home loans typically have higher credit - score requirements, by they're not necessarily set in stone.
Although it's true that financial repression has traditionally been practiced using the stick of high mandatory reserve requirements, whereas the Fed has instead been employing carrots in the shape of ON - RRP and IOER interest incentives, the ultimate result — more credit for the government, and less for everyone else — is the same.
Conventional home loans (which are not insured or guaranteed by the government) typically have higher credit score requirements.
A credit score of 640 or higher is required in most cases, with a 680 score requirement for borrowers who make smaller down payments.
The line of credit has similar criteria, except for a higher FICO score requirement of 600 and a time in business requirement of six months.
Their minimum FICO score requirement is 600, and their average APR is 21.1 %, which is on the higher end of consolidation rates, but is still lower than most credit card rates.
Similar to down payments, credit requirements are higher for jumbo loans than for conforming loans.
The main requirement is that you have a credit score of 580 or higher, with the average among Avant's borrowers being a credit score of 650.
Their minimum FICO score requirement is 600, and their average APR is 21.1 %, which is on the higher end of consolidation rates, but still lower than many credit card rates.
High credit card interest rates and minimum payment requirements can keep you in debt for years.
Assembly Higher Education Committee Chairwoman Deborah Glick called the proposal from Cuomo itself a «a somewhat cynical construct» given the credit requirements for the program.
So there I was, applying a carefully concocted credit calculus to determine the positions of family, friends, and colleagues on my Acknowledgments slide, when my thesis committee decided to diverge from its steady diet of belt - high fastball «requirements» and toss me something with a little movement on it.
Although financial education isn't yet a requirement in Michigan, student participation in the credit union program can qualify as the fourth math credit required for high school graduation.
Four years later, he has earned 43 college credits under a dual - enrollment program that lets him simultaneously satisfy the state's requirements for a high school diploma.
As a remedy, it provides «college and workplace readiness benchmarks» designed to help states align their high - school assessments and graduation requirements with the demands of credit - bearing college courses and quality jobs.
For more than 80 years, advocates of high school reform have confronted college - entrance requirements that push them toward a continuing reliance on discipline - based courses, credits, and grades.
The effect associated with higher course requirements, for instance, is equivalent to roughly 60 percent of the average growth in science credits over this period.
For example, a high course requirement increased the number of credits earned in science by almost 0.4 Carnegie units, or 16 percent.
(Students allowed to take (without local district approval) online courses for credit and use them to meet high school graduation requirements in 2 additional states.)
A person is qualified as a principal, when he or she has a higher university degree; the teaching qualifications in the relevant form of education; sufficient work experience in teaching assignments; and completed a qualification in educational administration in accordance with requirements adopted by the Finnish National Board of Education or studies in educational administration with a scope of no less than 25 credits organised by a university, or otherwise obtained sufficient knowledge of educational administration.
This opportunity may be used to complete graduation requirements, as credit recovery or as extended opportunities to allow students to greater individualize their educational needs according to their current educational choice and post high school plans.
This partnership enables students to attend LCTC to fulfill CTE elective requirements in the morning and earn credits via Odysseyware at Osage High School Alternative Program in the afternoon.
Sometimes credits don't transfer because the traditional high school has different graduation requirements than the online school.
Serve students in grades 7 - 12 and Adult Education programs who wish to take courses for high school credit without a seat - time requirement and
High School Promotion and Graduation Requirements (also available in Spanish) This fact sheet lists criteria for promotion from 9th, 10th, and 11th grades, as well as high school graduation requirements (credits and Regents exaHigh School Promotion and Graduation Requirements (also available in Spanish) This fact sheet lists criteria for promotion from 9th, 10th, and 11th grades, as well as high school graduation requirements (credits and RegRequirements (also available in Spanish) This fact sheet lists criteria for promotion from 9th, 10th, and 11th grades, as well as high school graduation requirements (credits and Regents exahigh school graduation requirements (credits and Regrequirements (credits and Regents exams).
The bill also requires a nutrition education component be incorporated into the health education credit requirement to receive a high school diploma.
Earning a high school diploma requires successful completion of specific credit requirements, and in many states, it also includes passing a high school exit exam in English.
High schools have different policies on credit requirements so it's best to contact the school directly with questions.
Among other goals, it would increase high school course and credit requirements, raise student accountability and assessment standards, and include a model curricula for districts.
Online courses help students reach the requirements for graduating high school in the state of Wisconsin — and attain additional college credit.
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