Sentences with phrase «higher credit risk»

Some of the issuers deal exclusively with higher credit risks may charge upwards of $ 75 to $ 100 a year in addition to an application fee.

Your revolving utilization is an important consideration in your credit scores for one very simple and important reason: it is statistically predictive of higher credit risk.

The intent was to provide some added safeguards for higher credit risk by backing those loans with more cash reserves.

Who are high credit risk bond funds appropriate for?

High credit risk means higher fees and interest rates, and often includes annual fees.

I believe the situation is reasonable based on the fact that through good economic times and bad, short sales have consistently correlated with high credit risk.

For borrowers who don't put 20 % down — which is not a requirement — and are viewed by lenders as higher credit risk, mortgage insurers reduce or eliminate losses by providing protection to the lender in the event of a foreclosure.

Investments in companies engaged in mergers, reorganizations or liquidations involve special risks as pending deals may not be completed on time or on favorable terms, as well as lower - rated bonds, which entail higher credit risk.

Moody's rates the debt of 19 retailers, or 13.5 % of the retailers it covers, as «speculative, of poor standing and subject to very high credit risk» or worse.

My colleague Frederic Huynh recently posted that mortgage short sales continue to represent high credit risk in our FICO ® Score algorithm.

One area of potential concern: many leading credit card issuers are reporting strongest outstandings growth for their low FICO Score segments, which tend to have significantly higher credit risk profiles.

Former Fed Governor Stein highlighted that Federal Reserve's monetary policy transmission mechanism works through the «recruitment channel,» in such way that investors are «enlisted» to achieve central bank objectives by taking higher credit risks, or to rebalance portfolio by buying longer - term bonds (thus taking on higher duration risk) to seek higher yield when faced with diminished returns from safe assets.

Borrow in Dollars, invest in your favorite higher yielding currency, or in higher credit risk instruments.

FICO ® Scores generally range from 300 to 850, where higher scores demonstrate lower credit risk and lower scores demonstrate higher credit risk (note that industry - specific FICO ® Scores have a slightly broader 250 — 900 range).

A low credit score implies high credit risk to the lending companies and thus you will be unnecessarily subject to unaffordable fees, outrageously high - interest rates and sometimes the credit card companies may even reject your personal loan offers.

With a portfolio composed of investment - grade debt from corporate, sovereign and supranational issuers with three - year maximum maturities, the iShares 1 - 3 Year Credit Bond ETF (NYSEARCA: CSJ) aims to offer a higher distribution yield than comparable all - Treasury funds, but it does have a marginally higher credit risk.

The investment objective is to provide liquidity and optimal returns to the investor by investing primarily in a mix of short term debt and money market instruments which results in a portfolio having marginally higher maturity and moderately higher credit risk as compared to a liquid fund at the same time maintaining a balance between safety and liquidity.

For example, in October 2017, many state funds still held Puerto Rico bonds, which are generally exempt from state income tax but carry high credit risk.9

We also suggest not allocating more than 15 % of any portfolio to high credit risk funds.

BKLN offers a liquid way to earn higher yield with less interest rate risk but significantly higher credit risk.

Concerned about the long - term implications of the labour disputes, Standard & Poor's warned the airline faced a downgrade on its credit rating on March 24; two weeks later, Moody's actually dropped Air Canada from B3 («a high credit risk») to Caa1 («a very high credit risk»).

Their clients tend to be higher credit risks, some of them previously rejected by mainstream institutions.

A lower FICO Score indicates to lenders that you may be a higher credit risk.

A lower score indicates to lenders that you may be a higher credit risk.

«Lower credit risks will get an offer with a lower APR, and higher credit risks will receive an offer with a higher APR..»

High credit risk and history of significant price volatility, especially relative to higher - quality bonds.

High yields reflect the higher credit risk associated with these lower - rated securities and, in some cases, the lower market prices for these instruments.

«Because the market is concerned with the county's ability to repay its debt, when you go and borrow money you're going to be charged more because you are a higher credit risk.

Also, because many Excel buyers were first - time auto buyers and higher credit risks, there were many defaults on Excel loans.

When you carry outstanding credit card debt on your credit reports you represent a higher credit risk than someone whose reports show paid off credit card balances.

As you can easily see, if your reports show that you are revolving balances on your credit cards from month to month, especially high balances when compared with your credit limits, it might make you appear to be a higher credit risk in the eyes of a lender.

You could be perceived as a higher credit risk because you increased your capacity to take on more debt, which might ultimately be hard to repay.

High - yield bonds generally have a higher credit risk, because of their lower credit rating than traditional bonds.

The higher your FICO score, the lower your credit risk and the lower your FICO score, the higher your credit risk.

600 and below - This range is considered a high credit risk.

Poor scores show that the client is a high credit risk and therefore not worthy of a loan.

Borrowers who are not able to make a down payment of 20 percent are viewed by lenders as a higher credit risk.

People who invest in them therefore typically seek higher yields to compensate for their higher credit risk.

Borrowers who are not able to make a substantial down payment — typically 20 percent of the home value — are viewed as a higher credit risk.

The fund may also invest in companies engaged in mergers, reorganizations or liquidations, which involve special risks as pending deals may not be completed on time or on favorable terms, as well as lower - rated bonds, which entail higher credit risk.

Investments in companies engaged in mergers, reorganisations or liquidations involve special risks as pending deals may not be completed on time or on favourable terms, as well as lower - rated bonds, which entail higher credit risk.

The most common FICO score ranges from 300 - 850 with the lower number being viewed as a higher credit risk and the higher number being viewed as less risky to a potential lender or insurer.

The storm was expected to further strain their finances, and make them higher credit risks.

If your credit report reveals a poor history of repayment, they may consider you a high credit risk and not lend you money.

That is another impact of the federal reserve flooding the debt markets with liquidity — the safe investments yield little, forcing those that want yield to take significant risks, whether those risks are lending long, high credit risk, operational risk (common stock and MLP dividends), or subordinated credit risk (preferred stocks).