Sentences with phrase «higher death benefits while»

They give you the advantage of having the higher death benefit while still keeping the plan affordable.

Not exact matches

I also found several places where climbing a wall as high as you can go (a common practice while hunting for secrets) resulted in an «out of bounds» death with no warning, This didn't feel intentional or well - designed, and might be a sign that edge cases of the game (likely to be found as Sonic maniacs explore every corner of it) could have benefited from a bit more playtesting.

The premiums are incredibly high and increase over time (in contrast to «level term» policies, «level benefit» means the death benefit stays the same while rates rise), and coverage ends when you turn 80.

In addition, most insurers will pay a higher death benefit if you passed away while a fare - paying passenger in a «common carrier» accident.

While a large number of insurers offer simplified issue life insurance policies, Sagicor is a great choice as they offer competitive rates and some of the highest death benefits.

Some carriers offer guaranteed universal life insurance options and adjust the amount of the premium higher while making the policy amount lower, so that in addition to offering a guaranteed death benefit, the policy almost immediately begins to generate a larger cash value.

Should you die while the policy is in force, your beneficiaries will receive not only your the initial face value as a death benefit, but also it's common for dividends to buy additional insurance by way of what are called «paid up additions», so the death benefit could actually be higher than the face value at the purchase of the policy.

The premiums are incredibly high and increase over time (in contrast to «level term» policies, «level benefit» means the death benefit stays the same while rates rise), and coverage ends when you turn 80.

While most lump - sum payout plans have a fixed Sum Assured benefit, some may offer higher or lower benefit depending on the time of death.

Now while it may be a temporary coverage, it is also your most affordable option for the highest possible death benefit amount.

An increasing term policy is one whose death benefit increases throughout the term, while the decreasing term policy does the opposite; its benefit starts higher and becomes less as the term progresses.

Due to the flexibility of variable life, however, this type of policy can allow policy holders to obtain a much higher rate of return on invested funds, while at the same time getting the protection of a guaranteed amount of death benefit coverage.

While this means there will be no death benefit left over after the policy expires, it also means the mortgage life insurance premiums will be very low despite the policy having a very high death benefit in the early years.

Mutual of Omaha, an A + rated company founded in 1909, offers competitive underwriting for a range of health conditions, including high limits for accelerated death benefits, allowing those who have been diagnosed with terminal illness to access a portion of their policy's death benefit while still alive.

While it may be expensive, you'll get a higher death benefit and better terms than if you purchased a guaranteed issue life insurance policy.

While other options such as stocks and mutual funds may provide potentially higher growth, these vehicles also expose the investor to potentially more market risk, without the added death benefit protection should the unthinkable occur.

Their term life provides protection for a certain amount of time plus a cash benefit upon death while their permanent life insurance package provides long - term protection but a higher initial premium.

While many people strongly favor the affordability of term life — relatively low premiums for a higher death benefit — others can not stomach the idea of paying premiums every month for 10 or 20 years and then, assuming they are still alive (which is the most likely scenario) having nothing to show for it at the end of the term.

Some of these features include access to the funds if the owner is confined to a nursing home, 10 % to 20 % free withdrawals each year for any reason, increased value as a death benefit, and higher interest earning guarantees while taking a fixed income stream that includes the ability to stop at any time and continue the annuity.

Used to preach, buy term, invest the difference... But a permanent death benefit, cash values, tax free loans, tax free lump sum payment to beneficiary, privacy of beneficiary info, very difficult for others to get at your cash value, ability to fund very high amounts with tax benefits, cheaper while you are younger / healthy, paid up additions, Potential less premium with IUL and index gains potential, or Whole Life and pay more for insurance, but higher dividends...

I got this because it is funded by two small pensions and begins with high initial death benefit while avoiding term insurance expenditure, and is not intended to use for banking, but using the ALIR annual $ 2k cash addition to get the poilicy up to self sufficiency several years early becasue my pensions funding it would stop on my death.

While many types of annuities allow the annuity owner to name a beneficiary (usually a spouse) who will be eligible for either continued payments or death benefits, a straight life annuity forgoes this added benefit in favor of higher guaranteed payments while the annuitant is aWhile many types of annuities allow the annuity owner to name a beneficiary (usually a spouse) who will be eligible for either continued payments or death benefits, a straight life annuity forgoes this added benefit in favor of higher guaranteed payments while the annuitant is awhile the annuitant is alive.

While a worker with a high paying job and lots of kids to support may need a million dollars or more in death benefit coverage, that same worker may need only a fraction of that coverage after the kids have grown up, found jobs and struck out on their own.

Moreover, with two identical whole life insurance policies, one with and one without a paid - up additional rider, the former would likely have a higher cash value and death benefit, while the latter would achieve a higher guaranteed cash value sooner.

In the event of unfortunate death of the life assured within the policy term while all due premiums are paid, the death benefit payable is higher of Sum Assured plus Top up Sum Assured OR Fund Value as on the date of receipt of intimation of death.

In the event of death of the life assured while the policy is in - force, the Death Benefit payable is higher of Basic Fund Value (till the date of intimation of death) or Basic Sum Assured Plus Top - up Fund Value (till the date of intimation of death) or Top - up Sum Assdeath of the life assured while the policy is in - force, the Death Benefit payable is higher of Basic Fund Value (till the date of intimation of death) or Basic Sum Assured Plus Top - up Fund Value (till the date of intimation of death) or Top - up Sum AssDeath Benefit payable is higher of Basic Fund Value (till the date of intimation of death) or Basic Sum Assured Plus Top - up Fund Value (till the date of intimation of death) or Top - up Sum Assdeath) or Basic Sum Assured Plus Top - up Fund Value (till the date of intimation of death) or Top - up Sum Assdeath) or Top - up Sum Assured.

In the event of death of the life assured while the policy is in - force, the Death Benefit payable is higher of Sum Assured or Fund Value or 105 % of all the premiums death of the life assured while the policy is in - force, the Death Benefit payable is higher of Sum Assured or Fund Value or 105 % of all the premiums Death Benefit payable is higher of Sum Assured or Fund Value or 105 % of all the premiums paid.

In the event of death of the life assured while the policy is in - force, the Death Benefit payable is higher of Sum Assured (less Partial Withdrawals #), Fund Value, or 105 % of the total premiums paid (less Partial Withdrawals #) till the date of ddeath of the life assured while the policy is in - force, the Death Benefit payable is higher of Sum Assured (less Partial Withdrawals #), Fund Value, or 105 % of the total premiums paid (less Partial Withdrawals #) till the date of dDeath Benefit payable is higher of Sum Assured (less Partial Withdrawals #), Fund Value, or 105 % of the total premiums paid (less Partial Withdrawals #) till the date of deathdeath.

In the event of death of the life assured while the policy is in - force, the Death Benefit payable is higher of Basic Fund Value (till the date of intimation of death) or Basic Sum Assdeath of the life assured while the policy is in - force, the Death Benefit payable is higher of Basic Fund Value (till the date of intimation of death) or Basic Sum AssDeath Benefit payable is higher of Basic Fund Value (till the date of intimation of death) or Basic Sum Assdeath) or Basic Sum Assured.

While a large number of insurers offer simplified issue life insurance policies, Sagicor is a great choice as they offer competitive rates and some of the highest death benefits.

While the monthly premiums may be higher, the money paid in to the policy exceeding what is needed for the death benefit is invested by the life insurance company, creating a cash value after a few years.

In the event of death of the life assured while the policy is in - force, the Death Benefit payable is higher of Sum Assured (less Partial Withdrawals #), Fund Value, or 105 % of the total premiums paid till the date of ddeath of the life assured while the policy is in - force, the Death Benefit payable is higher of Sum Assured (less Partial Withdrawals #), Fund Value, or 105 % of the total premiums paid till the date of dDeath Benefit payable is higher of Sum Assured (less Partial Withdrawals #), Fund Value, or 105 % of the total premiums paid till the date of deathdeath.

In the event of death of the life assured while the policy is in - force, the Death Benefit payable is as follows: For one Pay policies, it is higher of Sum Assured including Top - up Sum Assured, Fund Value including Top - up Fund Value, or Minimum Death Bendeath of the life assured while the policy is in - force, the Death Benefit payable is as follows: For one Pay policies, it is higher of Sum Assured including Top - up Sum Assured, Fund Value including Top - up Fund Value, or Minimum Death BenDeath Benefit payable is as follows: For one Pay policies, it is higher of Sum Assured including Top - up Sum Assured, Fund Value including Top - up Fund Value, or Minimum Death BenDeath Benefit.

In the event of death of the life assured while the policy is in - force, the Death Benefit payable is higher of Sum assured (less partial withdrawals, made 12 months prior to death), Policy Fund Value or 105 % of all premiums death of the life assured while the policy is in - force, the Death Benefit payable is higher of Sum assured (less partial withdrawals, made 12 months prior to death), Policy Fund Value or 105 % of all premiums Death Benefit payable is higher of Sum assured (less partial withdrawals, made 12 months prior to death), Policy Fund Value or 105 % of all premiums death), Policy Fund Value or 105 % of all premiums paid.

In the event of death of the life assured while the policy is in - force, the Death Benefit payable is higher of Sum Assured, Fund Value or Minimum Death Bendeath of the life assured while the policy is in - force, the Death Benefit payable is higher of Sum Assured, Fund Value or Minimum Death BenDeath Benefit payable is higher of Sum Assured, Fund Value or Minimum Death BenDeath Benefit.

While by and large most policies follow these rules, there could be some single - premium, high - ticket policies where the death benefit is not 10 times the premium.

In case of unfortunate death of the life assured while the policy is in - force, the Death Benefit payable is higher of Base Sum Assured less partial withdrawals #, 105 % of the total premiums paid, or Base Fund Vdeath of the life assured while the policy is in - force, the Death Benefit payable is higher of Base Sum Assured less partial withdrawals #, 105 % of the total premiums paid, or Base Fund VDeath Benefit payable is higher of Base Sum Assured less partial withdrawals #, 105 % of the total premiums paid, or Base Fund Value.

Scenario B: Akhilesh dies within the Policy Term In case of demise of Akhilesh while the policy is in force, the nominee will receive the higher of the Guaranteed Death Benefit or Fund Value as on date of intimation of dDeath Benefit or Fund Value as on date of intimation of deathdeath.

In the event of death of the life assured while the policy is in - force, the Death Benefit payable is higher of Base Sum Assured less partial withdrawals #, 105 % of the total premiums paid, or Base Fund Vdeath of the life assured while the policy is in - force, the Death Benefit payable is higher of Base Sum Assured less partial withdrawals #, 105 % of the total premiums paid, or Base Fund VDeath Benefit payable is higher of Base Sum Assured less partial withdrawals #, 105 % of the total premiums paid, or Base Fund Value.

In the event of death of the life assured while the policy is in - force, the Death Benefit payable is Sum Assured or Fund Value whichever is higher, plus higher of Top - up Sum Assured or the Top - up Fund Vdeath of the life assured while the policy is in - force, the Death Benefit payable is Sum Assured or Fund Value whichever is higher, plus higher of Top - up Sum Assured or the Top - up Fund VDeath Benefit payable is Sum Assured or Fund Value whichever is higher, plus higher of Top - up Sum Assured or the Top - up Fund Value.

In the event of death of the life assured while the policy is in - force, the Death Benefit equal to the higher of Sum Assured, including Top - up Sum Assured, Fund Value including the Top - up Fund Value, or Minimum Death Benefit is payable to the nominee / legal death of the life assured while the policy is in - force, the Death Benefit equal to the higher of Sum Assured, including Top - up Sum Assured, Fund Value including the Top - up Fund Value, or Minimum Death Benefit is payable to the nominee / legal Death Benefit equal to the higher of Sum Assured, including Top - up Sum Assured, Fund Value including the Top - up Fund Value, or Minimum Death Benefit is payable to the nominee / legal Death Benefit is payable to the nominee / legal heir.

In the event of death of the life assured while the policy is in - force, the Death Benefit payable is higher of Sum Assured under Base Plan and top - up plus, fund value under Base Plan and top - up is paydeath of the life assured while the policy is in - force, the Death Benefit payable is higher of Sum Assured under Base Plan and top - up plus, fund value under Base Plan and top - up is payDeath Benefit payable is higher of Sum Assured under Base Plan and top - up plus, fund value under Base Plan and top - up is payable.

In the event of death of the life assured while the policy is in - force, the Death Benefit payable is the higher of Sum Assured, including Top - up Sum Assured, Fund Value including the Top - up Fund Value, or Minimum Death Bendeath of the life assured while the policy is in - force, the Death Benefit payable is the higher of Sum Assured, including Top - up Sum Assured, Fund Value including the Top - up Fund Value, or Minimum Death BenDeath Benefit payable is the higher of Sum Assured, including Top - up Sum Assured, Fund Value including the Top - up Fund Value, or Minimum Death BenDeath Benefit.

It provides the highest death benefit for the least amount of money, since you're only carrying while you're most «financially vulnerable».

3) Death Benefit: In case of unfortunate demise of Life Insured while the Policy is In - Force, the Death Benefit payable to the nominee will be highest of a) Fund Value b) Sum Assured (minus withdrawals if any) c) 105 % of premiums paid