Sentences with phrase «higher debt levels for»

Mortgage lenders today are allowing lower down payments and higher debt levels for borrowers.

Critics of R&R (and there are many — often politically motivated) point out Italy & Japan have survived higher debt levels for years.

Mortgage lenders today are allowing lower down payments and higher debt levels for borrowers.

Mortgage lenders today are allowing lower down payments and higher debt levels for borrowers.

Japan has been a wreck for 20 years, and the country has lived with high debt levels for a long time.

Not exact matches

The banking system has been weak for years as most institutions have failed to deal with the high level of bad debt in the wake of the financial crisis.

Public sector banks are likely to be more hesitant to lend money to these borrowers because chances of a turnaround for companies with high levels of debt seem unlikely, at least in the near term, according to Awtani.

Elevated debt levels from the acquisition, after accounting for the recent C$ 345 million equity issue, contribute to estimated pro forma leverage of about 3.5 x, which is high for the rating.

As a perverse reward for its rapid growth and heavy infrastructure investment, China is starting to face some of the trials of mature economies: a stagnant workforce, a real estate bubble, and high local government debt levels.

Bonds tumbled as upbeat consumer spending data lowered demand for U.S. debt, pushing the two - year note yield to its highest level since 2011.

Beyond these concerns, of course, we still need to fix problems that have been with us for some time during the crisis: unacceptably high unemployment, especially among young people; high levels of debt in many countries; and the need to complete the financial reform agenda.

Debt consolidation can make a lot of sense for people with a high level of debt or paying a lot of biDebt consolidation can make a lot of sense for people with a high level of debt or paying a lot of bidebt or paying a lot of bills.

NEW YORK — Auto loan originations are at the highest level in eight years and auto loan balances, which include leases, have increased for the 13th consecutive quarter, according to the Federal Reserve Bank of New York's Q2 2014 Household Debt and Credit report.

An important issue shaping the future is how these cross-cutting themes are resolved: businesses feel better than they have for some time, but consumers feel weighed down by weak income growth and high debt levels.

Currently at record high levels, BCHP funding will increase debt for many home buyers who take advantage of this program, as it will serve as a second mortgage owed to the British Columbia Housing Management Corporation.

The low level of interest rates means that even though debt levels are higher, the share of household income devoted to paying mortgage interest is lower than it has been for some time.

Risks associated with the Consumer Discretionary sector include, among others, apparel price deflation due to low - cost entries, high inventory levels and pressure from e-commerce players; reduction in traditional advertising dollars; increasing household debt levels that could limit consumer appetite for discretionary purchases; declining consumer acceptance of new product introductions; and geopolitical uncertainty that could impact consumer sentiment.

As for Fed easings, I continue to doubt the effectiveness of easy monetary policy in an environment where problem debt levels are unusually high and capital spending is retrenching.

When growth is most needed, when a country is suffering from excessively high levels of debt, it is hard to find many cases in which the aggressive implementation of reforms led to growth rates fast enough for the debtor to grow its way out of debt.

I would be particularly concerned as higher rates would be rising against a backdrop of an older population with a taste for income and elevated debt levels.

Moreover, in most key economies the space for fiscal stimulus seems to be limited given high debt levels.»

One reason for trying to understand this complex picture is that the level of household debt is relatively high.

«He doesn't want to leave any question about the independence of the Governor of the Bank of Canada, but we have a situation under the Conservative government that has allowed record household debt... and the bank is really caught between a rock and a hard place, because these high debt levels create pressure for higher interest rates, but inflation is very low.

The same goes for banks when they are funded with excessively high debt levels: Small declines in the value of their assets can quickly render them insolvent.

One reason for the surprisingly high debt level is that fewer companies are willing to foot the bill for executive programs.

Year - to - date issuance for global high - yield debt reached the highest level for any full year in September and continues to expand.

First - time home buyers with a relatively high level of student loan debt sometimes have a harder time qualifying for mortgage loans.

This is something first - time home buyers should know in 2018, because it could make mortgage loans easier to obtain — particularly for those borrowers with higher levels of debt.

For example, the spread on debt of the Philippines has remained at relatively high levels compared to other countries in the region (Graph B2).

Have a look at debtclock.ca for the level of federal debt through the forties to the mid-seventies; see the spike in the curve at that point to a high level that has been maintained ever since How do you explain that, Mr. Morneau?

When I bought my home a decade ago, my high credit and low debt levels meant that I still qualified for the best available interest rate at the time, even though I got an FHA loan with a small down payment.

These portfolios primarily invest in U.S. high - income debt securities where at least 65 % or more of bond assets are not rated or are rated by a major agency such as Standard & Poor's or Moody's at the level of BB (considered speculative for taxable bonds) and below.

At the time, there were no official statistics comparing foreign debt levels in developed countries, and in their absence there was a tendency for people to assume the worst — that is, to assume that Australia was the highest on the list.

In addition, the higher debt - to - income limit means that people who already have significant levels of personal debt will find it easier to qualify for a conventional loan than an FHA loan.

One would hardly realize that the problem facing U.S. industrial employment is that wage earners must earn enough to pay for the most expensive housing in the world (the FDIC is trying to limit mortgages to absorb just 32 per cent of the borrower's budget), the most expensive medical care and Social Security in the world (12.4 per cent FICA withholding), high personal debt levels owed to banks and rapacious credit - card companies (about 15 per cent) and a tax shift off property and the higher wealth brackets onto labor income and consumer goods (another 15 per cent or so).

For example, if a home buyer uses an FHA loan that results in only a minimal increase in housing payments, then a higher debt level might be allowed.

In many cases, mortgage lenders are able to approve FHA borrowers with debt ratios above 43 %, if they can document factors that compensate for the higher debt level.

The reason for Australia's third - ranking iron ore miner traditionally being seen more as prey than predator is a function of its once sky - high debt levels, uncertainty about its ore grade, and a belief that at some point Forrest would be tempted to cash out of the company he created.

The meeting will likely focus on the issue of Greece's debt and to conduct negotiations at the highest political level, as Tsipras called for earlier in case the ongoing talks of the country's repayment plan were hindered.

This erosion of credit quality, and the high level of debt built up on corporate management, pose dangers for the future.

Yes, they have blamed Labour for excessive levels of debt and the poor state of the economy, but they have blamed Labour for «waste» and unnecessary spending rather than for high levels of spending on public services (which they support).

HIGH DEBT LEVELS TODAY WILL BURDEN FUTURE GENERATIONS Fellow Ghanaians, the appetite of the NDC government for borrowing is not only a danger to us today but also a heavy burden for our unborn generations.

Not only should we be safeguarding apprenticeships, says Stevenson, but also the Tory Party should be actively going on the offensive against Labour for failing to represent working people and for leaving the country with high levels of debt.

These are people who still do not accept either that the last Government was responsible for the dire economic situation we inherited, or that Labour's spending plans would mean more borrowing, higher taxes and a level of debt that even our children could never hope to see paid off.

Gov. Andrew M. Cuomo said high levels of student loan debt motivated his proposal for free tuition at any public university or community college in New York state for students from families earning less than $ 125,000 a year.

«Achieving these lapse — or savings — targets will be a significant budgetary challenge, especially in light of the high levels of fixed costs for FY 2018, such as debt service payments, pension contributions and other costs.»

As the costs of college in the U.S. continue to rise, the disproportionate level of student loan debt among black young adults is cause for concern, as high student loan debt loads may exacerbate racial disparities in college dropout and completion rates, and may also have broader implications across the life course, including young people's ability to attain other conventional markers of adulthood (such as marriage and becoming a parent).

The low level of personal savings and high level of debt among Americans has raised concerns among national leaders about the need for more financial education, and the U.S. Congress has designated April Financial Literacy Month.

First is the disproportionate concentration of black graduate students in the for - profit sector — a sector which, at the undergraduate level, has been riddled with problems concerning high - debt, low - quality, and sometimes even fraudulent programs.

[2] More recent work that tracks debt outcomes for individual borrowers documents that the main problem is not high levels of debt per student (in fact, defaults are lower among those who borrow more, since this typically indicates higher levels of college attainment), but rather the low earnings of dropout and for - profit students, who have high rates of default even on relatively small debts.