Sentences with phrase «higher deductible»

Typically, the higher the deductible, the lower the cost of the policy.

If you want to know whether a higher deductible would save you money, they can quickly model that for you.

The higher the deductible is on your health insurance plan then the lower your monthly premium payments will be.

Often, the impact on premium of a higher deductible is so low that it's just not worth it to take the higher deductible.

A higher deductible makes very little difference in the premium because it has only a minimal statistical impact on the frequency of claims.

In other words, weigh any lower out - of - pocket premium rate against any higher deductible your new bundled policy has you paying.

On top of that, you can use the money from the HSA to cover your deductible, so if you save up enough before you have a major expense, it is possible to cover your higher deductible with relative ease.

One of the easiest ways you can lower your monthly homeowners insurance premiums is by choosing a higher deductible.

To save even more money buy higher deductible car insurance.

it is basically company paid premium with a higher deductible vs. company paid deductible but employee shared premium.

If you can write a check for $ 1,000 or even $ 2,500 without a second thought, you're a good candidate to save a few bucks with a higher deductible.

A «worst - case scenario» is typically going to occur only for a small number of people, and HDHPs generally provide generous coverage above the higher deductible, including an out - of - pocket maximum for protection.

The majority of people who are thinking of having a higher deductible on their renters policy to save money are doing it because they want to reduce the price of renters insurance to make the bill easier to pay.

The higher the deductible on an insurance contract, the lower the monthly or annual premium on a homeowner's insurance policy.

It might behoove you to save money by having a higher deductible on your renters insurance if you know that you'll actually save the money that you're saving.

You absolutely must be able to afford the higher deductible without a second thought.

While it's not technically a discount, Mercury's policyholders can also lower their insurance rates by selecting a higher deductible.

The higher the deductible, the more a policyholder must pay out - of - pocket before coverage kicks in.

As with homeowner's insurance, the higher the deductible on your automobile insurance policy, the lower the premium will be.

The trade - off is that higher deductible plans come with lower monthly premiums.

But no matter what type of insurance you purchase, the higher the deductible, the lower your premium will be.

A higher deductible will yield lower quotes, but be sure the deductible you choose is one that you could comfortably afford to pay should you need to file a claim.

The higher your deductible, the lower your premiums will be, in general.

Are you okay with having to pay a little more out of pocket when something goes wrong (AKA a higher deductible) if it means your monthly payment, or premium, is lower?

First figure out what you need, and then work backwards from there to locate discounts for things like being a good student and choosing a higher deductible.

Or opt for a higher deductible and exemptions for certain kinds of coverage.

This is an ideal way to save on your premium for those who can afford the higher deductible.

Take a defensive driver course and opt for a higher deductible to get lower rates.

It's not just insurance companies who can lower your premiums; if you want to lower what you pay each month or each year, you can request a higher deductible or even, in some cases, a lesser amount of coverage.

It is important to note that the higher your deductible is, the less you are going to pay.

Choosing a higher deductible reduces the amount of money your insurance company pays in the event of a claim, so if you're willing to pay a higher deductible, insurance providers are willing to lower your premium.

Choosing a higher deductible will also discourage you from filing small claims, potentially making you eligible for a discount if you remain claims - free for a long period.

Considering that HDHPs are often have much smaller premiums than otherplans (which may more than offset the higher deductible), I disagree with the blanket statement that HDHPs are unsuitable for low - income individuals.

Another money - saving factor you may consider is raising your deductible, which can lower your premium but make sure that in the event you need to use your insurance policy that your budget will accommodate a higher deductible.

You can minimize your risk by getting collision insurance with a higher deductible.

Generally, the higher your deductible, the lower your insurance premium will be.

Some people choose a higher deductible to save a few dollars on their premium, but this is usually not a good choice.

No matter where you live, the easiest way to lower your homeowners insurance rate is to choose a policy with a higher deductible.

One of the quickest ways to reduce your auto insurance premiums is to opt for a higher deductible.

First, consider opting for a higher deductible for your auto, health, or homeowners policy.

Typical deductibles for collision insurance range from $ 0 to $ 1,000; the higher your deductible, the lower your premium.

A policy with a higher deductible may be less expensive to purchase, but the National Association of Insurance Commissioners points out that a higher deductible may have a more significant impact on you when it comes time to file a claim.

A higher deductible amount will mean a lower annual premium.

The higher the deductible you set for yourself, the lower the car insurance rate you will pay.

To save on Escondido insurance, consider installing an improved security system on your property, opting for a higher deductible, paying out of pocket for minor problems, such as a broken window or small plumbing problem, and insuring your car and auto on the same policy.

You will have a lower rate if choose a higher deductible, and vice versa.

You can also reduce your premium by taking on a higher deductible.

A higher deductible means a little more risk, and can result in a slightly lower premium, for example.

The higher your deductible, the more of the repair or claim cost you'll have to take on.

A higher deductible means a lower rate (and vice versa).