Sentences with phrase «higher degrees of risk for»

Sub prime Lending: A type of lending that relies on risk - based pricing to serve borrowers who can not obtain credit in the prime market, where higher degrees of risk for borrowers carry higher costs for loans.
The higher the degree of risk for the lender usually indicates a higher rate of interest and costs applied to the loan.
We wanted to know if there was a trend in the mortgage lending products used by insolvent debtors and if certain mortgage products were more likely to lead to a higher degree of risk for consumers.
This process can create a high degree of risk for consumers, who are open to abuse by companies interested in only collecting up - front fees while leaving consumers to deal with disgruntled creditors, most of whom are not interested in waiting for years to accept a pennies - on - the - dollar settlement.

Not exact matches

They found that of those participants who had a bachelor's degree or higher that scored high in resilience, 8 percent were at risk for depression compared to 33 percent of college - educated individuals who scored low on the resilience scale.
Generally, investments offering potential for higher returns are accompanied by a higher degree of risk.
These investors require additional upside potential as well as downside protection from the rights of the preferred shares in exchange for the high degree of investment risk.
Alternative investments, such as hedge funds, private equity / private debt and private real estate funds, are speculative and involve a high degree of risk that is suitable only for those investors who have the financial sophistication and expertise to evaluate the merits and risks of an investment in a fund and for which the fund does not represent a complete investment program.
Variable annuities have the best potential for growth, but they also tend to carry a higher degree of risk.
The suggestion, however, that God cares about the world as one cares about one's own body, that is, with a high degree of sympathetic concern, does not imply that all is well or the future assured, for with the body metaphor, God is at risk.
The judge wrote: «There is another justification for the policy of excluding homosexuals from service in the United States Armed Forces... [F] ar and away the highest risk category for those who are HIV - positive, a population who will with a high degree of medical certainty one day contract AIDS, is homosexual men.»
But in societies which have an extremely high degree of acceptance of large daily alcohol consumption, the presence of any small vulnerability, whether psychological or physical, will suffice for exposure to the risk of addiction.
This is especially true for babies with first - degree relatives (parent or sibling) with allergies, who are at very high risk of allergy.
The researchers therefore believe that the cognitive problems can be explained to a high degree by the risk factors that are common to patients with different types of heart complaint, for example diabetes, high blood pressure and high cholesterol.
The authors anticipate that health care providers will use the early - detection biomarkers to test for their presence and levels in blood from pancreatic cancer patients and blood drawn from individuals with a high risk of developing pancreatic cancer, including those who have a first - degree relative with pancreatic cancer, are genetically predisposed to the disease, or who had a sudden onset of diabetes after the age of 50.
While the pattern for Central and Western Europe was one of a consistent increase in flood risk, the study also found that flood risk may actually decrease with warmer temperatures in some countries in Eastern Europe, but those results also show a high degree of uncertainty.
The authors also showed that children who tested positive for high - risk sepsis but survived the infection (21 percent of study patients) had greater degrees of organ failure and longer stays in the intensive care unit.
PCD often pops up when people who are at high risk for celiac disease are screened, such as first degree relatives of Celiacs, Type 1 diabetics, and / or patients with other autoimmune diseases.
The list includes some good news for education reformers, including an examination of how one state is already seeing positive results from its decision to put a high - quality curriculum at the heart of its reform efforts; a look at how the hottest show on Broadway is inspiring a generation of students to explore American history; and a deep dive into the world of higher education with an array of new experiments that are making college degrees more accessible, especially for at - risk students.
In a new research article for Education Next, Oded Gurantz of Stanford University, Michael Hurwitz of the College Board, and Jonathan Smith of Georgia State University find that the program boosts Hispanic enrollment at four - year institutions as well as bachelor's degree completion rates among those who were otherwise at the highest risk for dropping out of college.
The program's impact on college completion is generally positive but statistically insignificant; however, we find sizable increases in bachelor's degree completion among students who otherwise were at the highest risk for dropping out of college.
5 An Extreme Degree of Difficulty: The Educational Demographics of Urban Neighborhood High Schools, Journal of Education for Students Placed at Risk, 2006
The right end of the efficient frontier includes securities that are expected to have a high degree of risk coupled with high potential returns, which is suitable for highly risk - tolerant investors.
Mortgage rates are typically higher for rental properties as lenders view them as carrying a higher degree of risk.
Security futures involve a high degree of risk and are not suitable for all investors.
Short selling is more complex than simply owning securities, involves a high degree of risk, is highly speculative, and is not suitable for all investors.
Options trading involves a high degree of risk, is highly speculative, and is not suitable for all investors.
Leverage involves a high degree of risk, is highly speculative, and is not suitable for all investors.
High yield, lower rated bonds involve a greater degree of risk than investment grade bonds in return for higher yield potential.
Trading forex on margin carries a high level of risk, and may not be suitable for all type of investors, the high degree of leverage can work against you as well as for you.
For shorter duration bonds with high levels of credit risk, interest rates will not impact the value of these securities to the same degree as longer duration bonds with low levels of credit risk.
It takes more than 20 or 30 years of data for us to build up a high degree of confidence in our ability to spot the critical risks.
By pursuing these premiums we can increase the expected return of the portfolio for our investors, but this does not come without accepting a higher degree of risk.
Offers long - term growth potential for investors willing to accept a medium to high degree of risk by investing mostly in publicly traded stocks.
Important Note: Options transactions are complex and involve a high degree of risk, are intended for sophisticated investors and are not suitable for all investors.
Investments offering the potential for higher rates of return involve a higher degree of risk.
Important Note: Futures and options transactions are intended for sophisticated investors and are complex, carry a high degree of risk, and are not suitable for all investors.
Investments offering the potential for higher rates of return also involve a higher degree of risk of loss.
Investments offering the potential for higher rates of return also involve a higher degree of risk.
However, thanks to eight years of record low interest rates many of the best high dividend stocks (including utilities) are trading at unappealing valuations that can make for a higher degree of risk than many investors realize.
Job Description: • Represents the Kansas City Pet Project in a professional, polite and enthusiastic manner • Assists the veterinarians on a daily basis with preparing surgery patients, health assessments, and treatments of animals • Assist in medical rounds with Shelter Veterinarians or identifying animals that need to be seen by a Shelter Veterinarian • Administer medications to both cats and dogs in accordance with veterinarian's prescribed doses and ensure all treatment protocols prescribed for sick / injured animals are performed timely, safely, and humanely • Responsible for following best practices for sanitation protocols in all veterinary clinic and isolation areas to reduce / eliminate disease transmission • Input all medical notes, health assessments, vaccinations, surgeries, treatments, etc., into PetPoint • Provides support for other departments, such as Intake, Foster, Placement & Transport, or Adoptions by assisting as needed for vaccinations, deworming, blood draws, etc. • Prepares and sanitizes surgical instruments / packs each day to ensure packs are ready for use the following day • Assists with discharging animals to the public post-surgery or following up with sick pet appointments, explaining any medical issues, medications, after care instructions, etc. • Ensures adequate medical supplies and medications are available and reports any shortages to Vet Clinic Manager • Enforces and maintain KCPP safety and cleanliness, and all health and security rules and procedures • Follows disease prevention procedures and completes cleaning of veterinary clinic areas daily and ongoing throughout the day to decrease biological risks to humans and other animals • Care, feed, and safely handle animals to avoid injury to persons / animals • Properly store and maintain inventory of medical supplies, including Schedule II narcotics • Performs laboratory analysis techniques to assist Shelter Veterinarians • Reads, understand, interpret, and apply department policies and procedures • Prepares reports and other written materials in a logical, concise, and accurate manner • Functions calmly in situations that require a high degree of sensitivity, tact, and diplomacy • Communicates effectively with a variety of individuals representing diverse cultures and backgrounds and function calmly in all situations which require a high degree of sensitivity, tact and diplomacy • Treats employees, representatives of outside agencies, volunteers, and members of the public with courtesy and respect • Provides prompt, efficient and responsive service for all phone calls forwarded to the Vet Clinic.
The A1FI scenario [for up to 6.4 degrees of warming by century's end] was used in the UKCIP02 and UKCP09 climate projections, and a number of high profile UK conferences focussed on the higher - end risks of climate change, eg.
In arguing that the United States or other high - emitting nations need not reduce their ghg emissions to their fair share of safe global emissions based on cost, how have you considered, if at all, that all nations have agreed in international climate negotiations to take steps to limit warming to 2 degree C because warming greater than this amount will not only create harsh impacts for tens of millions of people but runs the risk of creating rapid non-linear warming that will outstrip the ability of people and nations to adapt?
During extreme heat events, nighttime temperatures in the region's big cities are generally several degrees higher28 than surrounding regions, leading to increased heat - related death among those less able to recover from the heat of the day.36 Since the hottest days in the Northeast are often associated with high concentrations of ground - level ozone and other pollutants, 37 the combination of heat stress and poor air quality can pose a major health risk to vulnerable groups: young children, the elderly, and those with pre-existing health conditions including asthma.29 Vulnerability is further increased as key infrastructure, including electricity for potentially life - saving air conditioning, is more likely to fail precisely when it is most needed — when demand exceeds available supply.
If lawyer misconduct only surfaces if and when the clients complain to the Law Society, or when there is otherwise prima facie proof of facilitated crime or fraud, then there is a high degree of protection of client misconduct facilitated by lawyers and a much reduced risk of lawyers being called to account for wrongful facilitation.
In these challenging times, retailers need advisers with a high degree of sector - specific knowledge to help turn threats into opportunities, reduce risks and ensure they can evolve strategies for success.
We also are not persuaded that the risk to privacy for these activities warrants a higher degree of protection than do other payment, health care operations or treatment activities for which specific authorization was not suggested by commenters.
This is especially important with regard to the intergenerational transmission of risk.103 Some authors specifically called for the need to integrate psychological support in a lifestyle intervention.104 Typical characteristics of complex interventions are that they contain several interacting components, their high number of outcomes and that a high degree of flexibility or tailoring of the intervention is permitted.105 Furthermore, complex interventions work best if tailored to local circumstances rather than completely standardised.105
For example, some have found significant differences between children with divorced and continuously married parents even after controlling for personality traits such as depression and antisocial behavior in parents.59 Others have found higher rates of problems among children with single parents, using statistical methods that adjust for unmeasured variables that, in principle, should include parents» personality traits as well as many genetic influences.60 And a few studies have found that the link between parental divorce and children's problems is similar for adopted and biological children — a finding that can not be explained by genetic transmission.61 Another study, based on a large sample of twins, found that growing up in a single - parent family predicted depression in adulthood even with genetic resemblance controlled statistically.62 Although some degree of selection still may be operating, the weight of the evidence strongly suggests that growing up without two biological parents in the home increases children's risk of a variety of cognitive, emotional, and social probleFor example, some have found significant differences between children with divorced and continuously married parents even after controlling for personality traits such as depression and antisocial behavior in parents.59 Others have found higher rates of problems among children with single parents, using statistical methods that adjust for unmeasured variables that, in principle, should include parents» personality traits as well as many genetic influences.60 And a few studies have found that the link between parental divorce and children's problems is similar for adopted and biological children — a finding that can not be explained by genetic transmission.61 Another study, based on a large sample of twins, found that growing up in a single - parent family predicted depression in adulthood even with genetic resemblance controlled statistically.62 Although some degree of selection still may be operating, the weight of the evidence strongly suggests that growing up without two biological parents in the home increases children's risk of a variety of cognitive, emotional, and social problefor personality traits such as depression and antisocial behavior in parents.59 Others have found higher rates of problems among children with single parents, using statistical methods that adjust for unmeasured variables that, in principle, should include parents» personality traits as well as many genetic influences.60 And a few studies have found that the link between parental divorce and children's problems is similar for adopted and biological children — a finding that can not be explained by genetic transmission.61 Another study, based on a large sample of twins, found that growing up in a single - parent family predicted depression in adulthood even with genetic resemblance controlled statistically.62 Although some degree of selection still may be operating, the weight of the evidence strongly suggests that growing up without two biological parents in the home increases children's risk of a variety of cognitive, emotional, and social problefor unmeasured variables that, in principle, should include parents» personality traits as well as many genetic influences.60 And a few studies have found that the link between parental divorce and children's problems is similar for adopted and biological children — a finding that can not be explained by genetic transmission.61 Another study, based on a large sample of twins, found that growing up in a single - parent family predicted depression in adulthood even with genetic resemblance controlled statistically.62 Although some degree of selection still may be operating, the weight of the evidence strongly suggests that growing up without two biological parents in the home increases children's risk of a variety of cognitive, emotional, and social problefor adopted and biological children — a finding that can not be explained by genetic transmission.61 Another study, based on a large sample of twins, found that growing up in a single - parent family predicted depression in adulthood even with genetic resemblance controlled statistically.62 Although some degree of selection still may be operating, the weight of the evidence strongly suggests that growing up without two biological parents in the home increases children's risk of a variety of cognitive, emotional, and social problems.
According to Damon's research, extremely purposeful students exhibit high degrees of persistence, resourcefulness, resilience, and capacity for healthy risk - taking.
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