Sentences with phrase «higher dollar life insurance»

Buying higher dollar life insurance amounts as we have stated is not nearly as simple as lower dollar amounts.

Not exact matches

It's interesting to note that our nation's banks own billions of dollars of guaranteed, high - cash - value permanent life insurance — about $ 135 billion of it, according to the latest available statistics.

First, premiums are substantially higher than what a person would pay for a term life insurance policy for the same dollar amount, if it were to be issued.

High - income earners will probably be looking for life insurance policies with a high death benefit — a million dollars or mHigh - income earners will probably be looking for life insurance policies with a high death benefit — a million dollars or mhigh death benefit — a million dollars or more.

A no medical exam life insurance policy will have more options for higher dollar coverage (one of the best options for Type 2 diabetics); however, a guaranteed issue policy may limit you to $ 10k in coverage.

Because the insurance company does not know the level of risk they are taking on for each individual they insure with this type of policy, premiums tend to be higher per dollar of coverage than those of traditional types of life insurance.

High - income earners will probably be looking for life insurance policies with a high death benefit — a million dollars or mHigh - income earners will probably be looking for life insurance policies with a high death benefit — a million dollars or mhigh death benefit — a million dollars or more.

Why keep paying for life insurance, especially at such a high price, when you can instead get term life insurance for a fraction of the cost, invest the difference, and have several hundred dollars in savings by the time the term is up?

Today you can purchase a high quality life insurance policy for pennies on the dollar.

Meaning, even if you paid all of your premiums Because of the high face value of a million dollar life insurance policy, insurers may require you to have lab work done and may even require an ECG.

Private placement life insurance (PPLI) is a niche solution designed for wealthy individuals in high tax brackets who have a few million dollars available to commit.

Actually with today's cost of living and high living expenses, a million dollar life insurance policy is not an unusual or rare purchase by no means.

I am going to go over one million dollar term life insurance polices and even higher face amounts.

Not to toot my own horn here, but we have saved our clients thousands of dollars on life insurance in the past, our services are FREE, and there are no high pressure sales tactics.

There are a number of strategies that can help you get a lower auto insurance quote.For one, you can shop around.While most companies use similar methods to determine premiums, there is a lot of competition for your business in the industry.Premiums for the same coverage can vary by hundreds of dollars from one company to another.You can also ask for discounts.Many insurance companies will reduce your auto insurance premium if you purchase another form of insurance such as homeowners insurance or life insurance from them.Likewise, if you have anti-theft devices or additional safety features on your vehicle you may also qualify for a discount.If you need to lower you premium further, consider getting a higher deductible.Paying your premium in fewer installments can also save you money.

Because medical condition is not a factor, the premium rate per thousand dollars of coverage will be higher than it is for ordinary life insurance.

It's always worth exploring a traditional term policy since you may be able to obtain a higher death benefit and more affordable premiums per dollar of coverage, compared to other types of life insurance listed below.

Life insurance agents will talk to your about the huge cash advantage and, no really, the prestige of owning high dollar permanent life insuraLife insurance agents will talk to your about the huge cash advantage and, no really, the prestige of owning high dollar permanent life insuralife insurance.

Since 1969, we have saved our clients hundreds of thousands of dollars by re-shopping their life insurance after an initial «higher than expected» approval.

-LSB-...] Million Dollar Journey wrote an interesting post today onHere's a quick excerpt I field a high number of calls asking about whether people should buy term insurance, universal life or whole life, and in some cases they will have heard of, and ask about return of premium term insurance.

The options for Life Insurance, at this age tend to begin shrinking, you are not going to get term lengths of thirty years and you will most likely not get the higher dollar amounts of coverage.

The Chasm Group, LLC and Chasm Institute, LLC (San Bruno, CA) 1997 — 2008 Business Operations Manager • Managed all daily operational tasks for leading multi-million dollar high - tech market strategy consultancy, while providing executive administration to C - level executives and venture capital partners • Developed and managed the firm's annual budget, proposing and implementing expense cuts, producing monthly reports and financial statements, and coordinating with CPA firm for accurate and timely filings • Oversaw all client relationship management efforts while cultivating new business efforts from concept to implementation, providing high - quality service in sales efforts while utilizing new lead tracking system • Negotiated and managed all contracts, stock grants, and financing arrangements, working closely with outside counsel to draft legal documents and resolve LLC - and proprietary - related issues • Led three office space build - outs and two office relocations, managing all aspects of each process under aggressive timeline and budget expectations • Reduced firm telecom expenses by 22 % by streamlining IT objectives, including migration to VOIP phone system, software / hardware purchases, domain renewals, and outsourced technical support • Directed all phases of staff recruitment while creating and implementing all HR policies and programs, including comprehensive employee benefits plans • Supervised multiple administrative staff members, conducted performance appraisals and wage / salary surveys in comparison to incentive program guidelines, and maintained HR files in accordance with legal mandates • Produced all out - going client invoices in an accurate and timely fashion to increase, cash flow and reduce aging receivables, providing consistent attention to overhead costs and vendor arrangements • Administered all company insurance policies, including E&O, general liability, bonds, partner life and disability, conducting annual benefits reviews and employee / company insurance audits • Obtained necessary certificates for consulting contracts while processing federal, state, and local business reporting requirements to maintain licenses and incorporation status • Directed all marketing efforts and oversaw logistical aspects of national educational workshop series, utilizing sponsorship arrangements to offset production costs • Transformed «brochure» website into a dynamic tool to better illustrate company opportunities through relevant case studies, as well as maintaining all other promotional media, including press kits and video Association of California School Administrators (Burlingame, CA) 1993 — 1997 Issues and Planning Committee Coordinator • Executed all phases of event planning and implementation for a membership - driven organization including 23 state committees, 5 task forces, 6 strategic planning conferences, and a conference of 1,500 attendees • Focused on facility evaluations, bid requests, site visits, contract negotiations, and all pre - and post-conference planning processes • Produced statistical and financial reports, including budget projections and cost monitoring for developmental training efforts • Oversaw all participant - level responsibilities, including inquiries, eligibility, registration, correspondence, and billing statements • Managed all legal professional standards calls for Northern California regions, including the processing of attorney authorizations, the preparation of legal assistance letters, and liens on cause of action • Served as second point of contact for computer inquiries and troubleshooting efforts as well as provided back - up executive administrative support for Executive Director, Committee Chairs, and the State Superintendent of Public Instruction • Held responsibility for software installation and hardware configuration while performing weekly AS / 400 backup and report generation