Sentences with phrase «higher financial expense»

In other words, instead of promoting peaceful acceptance, religiosity appears to encourage a great many patients to cling to life, even at the cost of greater suffering, not to mention the higher financial expense of their hospital treatments.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

His specialties, he says, include «financial reporting, board reports, mutual fund expenses, short - term investment vehicles, fund fact sheets, mutual fund daily reconciliations, closed - end funds, UCITS, fixed income, high - yield bonds, convertible bonds, [and] equities.»

Many financial advisors with brokerage firms offer fee - based accounts loaded with proprietary mutual funds that have high fees and outsized expenses they charge back to investors.

That's going to afford you a much higher - quality lifestyle, and more flexibility if you run into unplanned expenses or financial emergencies.

Costs are both financial, including listing fees and the expenses associated with mandatory disclosures and other regulatory requirements, and less tangible, such as the perceived burden of quarterly earnings releases, the risk of being targeted by activist investors, and higher visibility that can result in political or competitive pressure.

Keeping my expenses low each month will allow me to have more money to set aside and invest in high quality, dividend growth stocks that I will use to reach financial independence.

The Department of Finance, in the Annual Financial Report, also reported that the annual lapse in direct program expenses was again higher than forecast in the April Budget for 2014 - 15.

The financial aspects of the early retirement journey are well trod at this point: reduce your expenses, save at a high rate, invest in assets that create passive income, blah blah blah.

Mall traffic had fallen 8 % year - over-year, the debt was too high, and interest expenses ate up $ 183 million a year, chief financial officer Scott Huckins lamented in the court papers.

These positive earnings drivers were more than offset by the combined impact of several factors, including increased energy - related provisions for credit losses, a 17 basis point decline in net interest margin, moderate growth of non-interest expenses, the addition of acquisition - related contingent consideration fair value changes reflecting performance within CWB Maxium Financial (CWB Maxium), higher preferred share dividends, and the 20 % increase to CWB's income tax rate in Alberta.

«Unfortunately, a few bad actors are taking advantage of the [VA home loan] program as home lenders have begun targeting veterans and servicemembers to generate profit and fees at their expense, often leading to higher loan amounts and putting families in a worse financial position than they started off,» observed Senator Tillis.

This is because mutual fund companies have many high expenses such as the high salaries of many research analysts, many overhead expenses and the commissions paid to financial advisers.

The different governments lead by Mrs. Thatcher restrain the emission of the monetary mass, raise the rate of interest, reduce in a drastic way the taxes on the highest incomes, abolish the control of the financial flows, strongly raise the rate of unemployment, provoke strikes, put in place an anti-unions legislation and cut the social expenses.

The «cheap» plans just mean that you're going slightly less bankrupt if anything happens to you and now even middle class people who previously had OK plans will also likely go bankrupt with any major medical expenses as all, but the most premium plans have been forced to go the high deductible route with many deductibles so high that they still virtually guarantee financial insolvency.

Along with per - student estimates on out - of - pocket costs (i.e., after financial aid) associated with remedial courses, the researchers conclude that first - year remedial college students and families spent $ 1.5 billion on tuition and living expenses, including $ 380 million in loans, for content and skills they should have learned in high school.

Atlanta Public Schools Chief Financial Officer Lisa Bracken said the school district has higher costs for several reasons: The expense of city living drives up teacher pay; the district has «low population» schools that lack economies of scale but are kept open «due to urban traffic constraints and community needs;» many students need extra services because they have learning problems or disabilities, don't speak English fluently or come from poverty; and the district has a large unfunded pension liability with growing obligations.

«The expenses of running World Book Night U.S., even given the significant financial and time commitment from publishers, writers, booksellers, librarians, printers, distributors, and shippers, are too high to sustain without additional outside funding,» Lennertz wrote.

Assuming they have some kind of platform and can handle the financial risk since they have to foot all the marketing and distribution costs not to mention expenses involved in producing a high quality book.

This combination of increasing my investment contributions, attacking my higher interest student loan debts and trimming my expenses will be the best actions I can take to speed up my journey to financial independence.

Over time, the margins built into an annuity to cover commissions are not necessarily higher than the sales and marketing expense margins built into competing financial vehicles.

There are two reasons for this, says Hayler: first, because the cost of rent and staffing are higher in urban centres, and second, because there's a larger customer base willing to pay vast sums of money to dine out — especially in financial and business districts, were meals are often expensed.

«I strongly recommend this scholarship opportunity to any high school senior, not only for the financial benefit it provides, but also the helpful information about loans, college expenses and how to budget your money correctly.»

They generally are intended to pay final expenses and perhaps provide a financial cushion as the family adjusts to the loss of income, but won't be sufficient to meet such expenses as funding higher education or paying off a mortgage.

If you are dealing with complex financial challenges such as unemployment, high credit card debt and overwhelming expenses a home equity loan may be the best solution for you.

• Have a high impact on financial aid eligibility • Only allow funds to be used for qualified educational expenses • Limit contributions depending on the state

The higher the fixed costs (interest expense) the higher the financial risk.

iShares sports the lowest expense ratio (all funds have an expense ratio of only 0.10 %), while Guggenheim's funds offer a little better liquidity, slightly higher yield (for a number of reasons, as we discuss below) and diversity from a larger number of holdings and by including financial companies in their holdings.

Financial institutions operate like any other business by keeping expenses low while maximizing revenues to have the highest profit margin possible.

A 0 % APR credit card can be a very useful financial tool to pay off high - interest credit card debt, pay off a large purchase over time, or effectively finance a large expense interest - free.

But research on fund fees by Morningstar and others shows that funds with low annual expenses tend to outperform their higher - cost counterparts, which means a greater share of whatever returns the financial markets deliver goes to you.

Conversely, the researchers discovered that retirees who must withdraw money from investments to pay for retirement expenses had the highest financial anxiety.

The High Fees You Don't See Can Hurt You High fees, often hidden from view, are still enriching many advisers and financial services companies at the expense of ordinary people who are struggling to salt away savings.

And while Sarah appears happy with her bank mutual fund investment strategy, she should nonetheless watch for the fees and high management expense ratios she is paying on these financial products.

Higher expenses can also be justified if you receive good financial advice.

Having a wallet full of credit cards with high credit lines can provide a false sense of financial security; you figure you can handle unexpected expenses by whipping out the plastic.

Discover Financial Services, for example, recently said marketing expense for the third quarter is going to be at the highest level since the third period of 2008.

Most folks in the market for a car loan or a short - term personal loan will feel the interest rate increase far more than those on the hunt for their next home, given that financial institutions are likely to pass on the higher expense of short - term borrowing directly to the consumer by increasing the Prime rate.

We have recently dropped our high MER (management expense ratio) mutual funds along with our financial adviser and switched to some lower fee and less volatile mutual funds with our bank.

From here, Pabrai discusses some of the financial details that made these investments value investments: low risk (the few thousand dollars initial investment) and high reward (with their low living expenses and hard - working attitude, Patels could make back their initial downpayment in the first four months!).

The longer it takes for you to wake up to this fact, the more you will give away to the high expense financial services industry, before you wise up.

The usual way to attempt this is for the financial advisor to invest the client's money in actively managed funds with higher management expense ratios, higher investment risk, and as Professor Sharpe points out, a lower expected return compared to a passive portfolio that targets the market return.

These 30 Iowa high school seniors earned top scores in the Iowa Financial Know - How Challenge: Senior Scholarship to receive $ 2,000 scholarships for fall 2018 college expenses.

Some areas of the financial markets are more costly, and so you might see higher absolute expense ratios in certain areas.

There is zero connection between the management of the fund and the extra front end sales loads, back end sales loads, higher management expenses, and 12b - 1 marketing fees that you pay, when you buy through a financial counselor.

Ignore the sales pressure of any financial counselor or investment advisor who pushes stock and bond mutual funds with loads, marketing charges, and higher expenses.

The best gift you can give yourself is financial peace of mind — get in the habit of saving a little here and there and when the unexpected expense or emergency occurs — you won't put yourself into deeper debt by having to use a high interest credit card.

There are two basic approaches to dealing with the financial squeeze of higher expenses and limited income growth: reduce expenses or boost income (or both).

I believe that one of the unfortunate things is, at present, the funds can be placed in: a savings account, GIC's, or mutual funds (and it seems the financial institutions are really pushing managed mutuals which charge even higher expenses).

Filed Under: Investing Tagged With: college expenses, Financial Aid, higher education, kids college, saving for college Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.