With both CPP and OAS, delaying your pensions results in
higher future payments, albeit for fewer years.
They even provided the rough estimate of
my highest future payment.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate,
future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of
future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for
payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to
higher interest
payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or
future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The ratings agency Moody's maintained the US's top - notch «Aaa» credit rating Thursday, saying, «The diversity, dynamism, and competitiveness of the US economy, along with the US dollar's status as the preeminent international reserve currency and very large size and depth of the US Treasury market, offset rising fiscal pressures stemming from aging - related entitlement spending,
higher debt - service
payments, and recent policy actions that will likely reduce
future revenues and increase expenditures.»
Again, refinancing from a fixed to variable loan could end up resulting in
higher payments in the
future.
And as some of the advice in the article mentioned, when an employer asks your permission for a background check, it would probably be a good idea to disclose (not in any specific amounts) that you do have a
high debt load but you also have a perfect
payment history and that you expect to be able to continue this in the
future.
According to Recorded
Future, most Dark Web illicit services have implemented alternative
payment systems besides Bitcoin, as a way to counter recent price fluctuations,
high transaction fees, and the ever - increasing transaction time.
Any
future interest rate increase will result in
higher monthly
payments and therefore less disposable income and less financial satisfaction.»
While they didn't discuss the IMF
payment, they did raise Greece's
future financial viability given its debt load, the
highest in Europe.
It also makes card issuers apply
payments to the
highest interest rate balances first and give customers a 45 - day notice before raising rates on
future charges.
In addition to the
high bids and rental
payments, the Department will receive royalty
payments on any
future production from these leases.
DiNapoli did not initially respond when the Times first reported over the weekend of a tenative agreement between legislative leaders and the governor that would essentially float a loan to the state and municipalities to reduce their pension contributions in exchange for
higher payments in the
future.
The risk stems from a reported deal between Gov. Paterson and legislative leaders to let the state and its municipalities borrow to reduce pension contributions - in exchange for
higher payments in the
future.
Borrowing costs may be
higher because of PA's 5 credit downgrades AND lawmakers who support this borrowing have not shared how they plan to pay for these substantial new debt service
payments in
future budgets.
Someone who is close to «maxing out» several credit cards has a
high credit utilization ratio and may have trouble making
payments in the
future.
Your positive past
payment record, combined with
future declining balances and an ever - increasing length of credit history, could soon cause your scores to return to their current heights and ultimately
higher.
Non-retirement investment accounts are a good way to save for other
future goals like a home mortgage down
payment or to simply get a
higher yield on your savings than the near - zero interest rates most banks pay.
«But it's probably the best time to pay down debt, because lump sums go against the principal and reduce the interest you'd incur on
future payments at
higher rates.»
If your mortgage interest rate is
higher than what's currently on offer, or if you're willing to extend the
payment period further into the
future, you can get a lower monthly mortgage
payment by refinancing.
During this time you won't be required to make a monthly
payment, though interest will accrue, and will ultimately be added to your principle balance, making your
future payments higher.
Not only will monthly
payments be
higher in the
future because of
higher interest rates but the older you start an annuity, the
higher the monthly
payments due to the disbursement of funds left behind by deceased annuitants.
Adjustable rate and interest - only loans provide lower rates and
payments now, but can result in sharply
higher payments in
future years.
The first has to do with recent research that indicates that
high dividend
payments lead to strong
future earnings.
Sharply
higher payments in
future periods can result
If your score isn't as
high as it could be, take a few months to keep making your monthly
payments and paying down your balances so you can qualify in the
future.
But once that ceased to be true, the path of expected benefit
payments was much
higher then before, and steeper going into the
future.
I am in an IBRP with a $ 0 required
payment; but have
high amounts in student loan debt that affect my
future plans to purchase a home.
Some mortgage borrowers like the predictability of monthly
payments because they don't have to worry about their rate increasing in the
future, causing a
higher payment.
One way to answer that question is to see how long that $ 41,918, plus
future investment earnings on it, would last if you withdrew just enough each year so that the withdrawal plus your lower Social Security
payment would match the
higher full - age benefit.
Against the advantage of the lower
payment at the beginning of the loan, you should weigh the risk that an increase in interest rates will lead to
higher monthly
payments in the
future.
Premium (1) The additional
payment allowed by exchange regulation for delivery of
higher - than - required standards or grades of a commodity against a
futures contract.
As with any other investment decisions, deciding to risk a potentially
higher future interest rate in order to get a lower rate (and
payment) today is risky considering the current financial climate.
Specifically, late
payments,
high card balances, and hard inquires can do more damage to your score in the early stages of your credit history than in the
future.
High inflation reduces the
future buying power of interest
payments and the value of the principal.
A fixed rate gives you the most protection from having to make
higher payments in
future years if rates go
higher.
The return is
higher by simply investing but he also mentioned a potential job loss in the
future and he could benefit from lower mortgage
payments if that happened, and as you mentioned risk tolerance also comes into play.
Though the CARD Act of 2009 mostly ended credit card issuers» practice of applying a new,
higher interest rate to an entire account balance, the APR for
future purchases can still jump — even if there's never been a late
payment on the account.
Regardless of the specific reason behind
high credit card balances, one fact is certain: Consumers with
high credit utilization rates are statistically more likely to make
future late
payments or default.
It also makes card issuers apply
payments to the
highest interest rate balances first and give customers a 45 - day notice before raising rates on
future charges.
If you need a
high coverage amount with
payments that fit your budget today - and want flexibility for the
future - try term life.
I am assuming that I will meet my minimum
payments in the
future and that the good ol stock market will return
higher than 5 % so that my investing will be more profitable than repaying my loans for the time being.
Your
future loan
payments could end up being more than you can afford if you let your total loan amount get too
high.
In addition, if cash value accumulation is a
high priority for you, you can increase your regular premium
payments or make additional unscheduled
payments into your policy.5 Paying additional premiums provides you with the opportunity for greater cash value accumulation — which can then be used3 if needed in the
future.
It's a trade - off, you can start with a lower monthly
payment knowing interest rates may increase in the
future, leading to a
higher monthly
payment.
The
high dividends that preferred stock owners enjoy can be compared to
future interest
payments of bonds.
One suggestion in particular would be to add regional price - to - income or price - to - rent adjustments to the minimum down
payment to help prevent
future housing bubbles, and ensure that CMHC is able to serve those regions that most need it while sparing those regions with functioning rental markets or escalating prices the self - defeating aspect of
high - ratio mortgages.
It doesn't matter tht the losses won't allocated for a few years; the tranche will trade at the discounted value of reduced
future payments, at a
high discount rate, if it trades at all.
If you're a conservative investor who might otherwise invest your pension proceeds in conservative investments, you might have a hard time «beating» the option of a monthly pension
payment in the
future and creating a
higher potential monthly income with your investments.
You have to weigh the risk that an increase in interest rates could lead to
higher monthly
payments in the
future against the disadvantages.
Further, under the bill, these smaller banks can make toxic balloon loans and adjustable - rate mortgages without ever confirming that the borrowers can afford the
higher monthly
payments in
future years.