Sentences with phrase «higher guaranteed interest rates»

MYGAs are issued by insurance companies instead of banks and typically offer higher guaranteed interest rates, as well as the ability to be converted into a lifelong stream of income.

Not exact matches

Downside (s): Fees and interest rates can be high, and the owner is required to provide a personal guarantee.

If the initial guaranteed rate on an adjustable - rate VA mortgage expires and your interest rate resets higher, your monthly payment will follow.

In return for that time guarantee, the bank pays you a higher rate of interest than a typical savings account.

Voya is looking to reduce exposures to generous guaranteed minimum income benefit (GMIB) riders sold to individual customers through early 2010 during an era of higher interest rates.

At the above poster, it definitely makes sense to pay off certain debts before investing especially if they are at high interest rates because it's a guaranteed return.

Certain of those guarantees were designed for sale in times when interest rates were higher.

Loans for small businesses can come with many downsides: higher interest rates, a higher collateral requirement, and possibly a personal guarantee on the loan.

This model sets itself apart with A wide variety of options, compact size and maneuverability, practicality and comfort, long list of appearance packages and trims, athletic driving feel, fuel efficiency, and high - tech options Guaranteed financing for everyone, interest rates starting as low as 2.9.

Interesting features of this model are available high - end features, Lots of standard amenities, efficient turbocharged engine, roomy for a compact, and good smartphone integration Guaranteed financing for everyone, interest rates starting as low as 2.9.

Strengths of this model include Lots of standard amenities, roomy for a compact, efficient turbocharged engine, good smartphone integration, available high - end features Guaranteed financing for everyone, interest rates starting as low as 2.9.

Keep in mind that if you have high - interest debt (anything over 5 % or 6 %) you should pay off that first since you will get a guaranteed return of that said rate.

Indexed annuities are designed specifically to create the possibility of higher interest earnings than traditional fixed rate products and to protect premium (sometimes called principal) from loss due to market downturns, all the while creating a reliable, guaranteed lifetime income.

The other driver of higher mortgage costs is the rising cost of providing interest - rate guarantees for people who are smart enough to lock in a rate as soon as they start looking for a home.

Indexed universal life policies provide a guaranteed cash accumulation interest rate, and may return a higher amount if the indexed investments perform above predetermined levels.

With this account you can earn a competitive, guaranteed high interest rate tax - free and you have access to your money anytime.

Thinking that you have a deferred guaranteed annual income stream is decieving as the issuer can call the bonds and will discount the bond at a much higher rate than the coupon interest rate.

At the above poster, it definitely makes sense to pay off certain debts before investing especially if they are at high interest rates because it's a guaranteed return.

But instead of being daunted by the high interest rates, I think of paying off debt as a guaranteed investment — both literally and for my financial future.

Given that fast business loans carry higher interest rates and fixed monthly installments, unless your current and future income guarantee that you will be able to repay the loan, you will probably do better with a business line of credit that offers more flexibility when it comes to the repayment plan.

So why bother getting a bankruptcy bad credit mortgage loan if interest rates are guaranteed to be high?

You'll benefit when the investments perform well; you earn a higher return on the investments, and can be protected if the policy has a guaranteed rate of interest when economic times are slower.

Rest assured that we will help you find a Guaranteed Investment Certificate that's secure, has the least risk and carries high interest rates.

billyw (# 30): you are correct that you should retain your mortgage if you could get a guaranteed higher rate of return compared to your mortgage interest rate.

There are fewer guarantees, interest rates are lower (and inflation higher) and the tax benefits are not that great anymore.

Higher interest rates that are guaranteed over a longer term — for example, five years — can actually save money over lower interest rates that are guaranteed for only a short term — for example, one year.

Low scores will guarantee more upfront security deposits and higher interest rates on personal loans and mortgages.

Like a typical CD, they enable you to earn a relatively high interest rate that is guaranteed to not be reduced for the duration of the deposit term, which is 11 months in the case of these products.

The new rate may be higher or lower than the interest rate of the initial rate guarantee period.

With this account you can earn a competitive, guaranteed high interest rate tax - free and you have access to your money any time.

Although it is up to you to decide what is the best thing to do, the pros of prepayment outweigh the cons as you will end up being debt free faster and there are no other risk free financial instruments that offer guaranteed returns that are higher than the rate of interest you will pay on your home loan.

What is the benefit of the Interest Plus + annuity over other guaranteed fixed rate annuities?The Interest Plus + annuity is designed for the consumer who desires a higher - than - average rate of return, but with the ability to access funds for any reason or amount — without incurring an excessive surrender charge.

Lenders will ding you with higher interest rates and severe penalties if you default, and usually require a personal guarantee for the loan.

For corporations the story is similar except that companies typically pay a higher interest rate than the highest rated governments because companies can not offer the same guarantee of repayment.

For the remaining years of an extended guaranteed period, the interest rate credited will remain fixed and may be higher or lower than that credited to contracts where an extended guaranteed period was not selected.

The index - tracking investment has higher potential returns but a lower guaranteed interest rate.

Part of the attraction of CDs is that they allow you to sign up for a guaranteed interest rate over the life of your deposit, and the longer the term you choose, the higher the interest rate you get.

The era for high rates on subprime loans has passed, as FHA guarantees competitive interest rates with no excessive penalties for refinancing or paying off early.

Many people choose to eschew high interest rate cards with widely - publicized perks because they neither need nor use these benefits, and prefer to save money in the long run the guaranteed way — by paying less in interest with each payment.

Fixed annuities may have a higher initial interest rate, which is guaranteed for a limited time period only.

High early cash values are based on the assumptions of current interest crediting rates and current charges which are not guaranteed, and are subject to change by the insurer, and assume the policy is optimally funded.

Loans for small businesses can come with many downsides: higher interest rates, a higher collateral requirement, and possibly a personal guarantee on the loan.

The principal of a GIC is guaranteed — as well as the promised interest payments — and the GIC rates are generally higher than a high - interest savings account.

Depending upon the investment structure, you can either lock in a conservative guaranteed rate of interest or opt for potential higher indexed based or even market based variable returns.

Fixed indexed annuities can offset those shortcomings: In addition to earnings that grow on a tax - deferred basis, they guarantee a set interest rate and provide exposure to stock market returns, which tend to be higher than bond market returns, according to Ibbotson's white paper.

Their primary use is to hold cash until it is needed for another purpose, and they typically pay fairly low rates of interest, although their yields are usually slightly higher than other types of guaranteed savings accounts.

It is virtually guaranteed that you will receive a higher interest rate on any loan you take when financing a used vehicle.

Your interest rate could be fixed or variable and is typically higher than with federally guaranteed education loans but lower than with other debts like credit card debt.

Because they can guarantee your money will be there, they reward you by giving you a higher interest rate.

These usually carry much higher interest rates because the lending company doesn't have any guarantee that you'll repay the entire loan, especially if you have bad credit.