Sentences with phrase «higher insurance expenses»

Don't place your business at a competitive disadvantage with higher insurance expenses than your competition.

Not exact matches

Segment income for Personal Insurance was $ 129 million after - tax, an increase of $ 40 million, due to higher segment income before income taxes, partially offset by higher income tax expense.

While household spending is similar in some areas, low - income Americans spend a significantly larger proportion of their money on housing, while high - income Americans spend a much higher proportion on insurance and retirement expenses.

The accounts, which are available to working people enrolled in high - deductible health insurance plans, can be used to sock away funds pre-tax and use them before or after retirement to pay for covered medical expenses.

Few other rewards credit cards will provide you with rates this high on property insurance expenses.

Of the year - over-year improvement, budgetary revenues were up by $ 11.4 billion, primarily due to higher personal and corporate income tax revenues, while program expenses were up by $ 0.4 billion, as lower other transfer payments and employment insurance benefits were more than offset by higher transfers to provinces / territories, elderly benefits and other direct program expenses.

However, as these higher expenses are financed by employee - employer premium rates, employment insurance premiums are higher than in the March 2011 Budget, especially in 2015 - 16.

Budgetary revenues were up by $ 9.8 billion, primarily due to higher personal and corporate income tax revenues, while program expenses were down by $ 4 billion, due to lower «other transfer payments» and employment insurance benefits, partially offset by higher transfers to provinces and elderly benefits.

In the case of an oil spill cleanup, the costs are likely to be directly incurred by an insurance company, but the premiums paid for that insurance come at the expense of the value of the oil transportation service — the higher the expected clean - up costs from oil spills, the higher insurance premiums will be, and this will mean higher pipeline tolls, which in turn implies lower profits, taxes, and royalties on the products shipped.

This includes unreimbursed medical expenses, health insurance premiums during unemployment, the purchase of a first home, higher education expenses, and others.

Higher employment insurance benefits (up $ 0.7 billion) accounted for most of the $ 1.2 billion increase in program expenses.

Universal life (UL) is permanent life insurance with a high degree of flexibility related to its expense, protection, and cash value elements.

This increase in expenses is mainly attributable to higher insurance and annuity benefits, interest expense, amortization of acquisition costs and general and administrative expenses.

Although Medicare kicks in at age 65, you may need to buy supplemental insurance or, at the very least, budget for higher out - of - pocket health care expenses than you had while you were working.

As for the insurance companies charging more (or denying coverage)... their expenses for a woman with a previous cesarean are higher than for a woman with previous vaginal birth — and it's not just if she births again.

A 2007 article in the Washington Post said that in the United States families tended to pay more out of pocket expenses for maternity insurance that had a high deductible.

The true nature of market forces shows up as smaller charters are muscled out by large networks, whose business models require that they expand enrollment, favor locations with more generous public per - pupil reimbursements, and reduce exposure to expenses associated with working in distressed areas, such as a greater concentration of high - need students and high insurance costs.

With a DUI, a driver faces jail time, the loss of a driver's license, and higher insurance rates, along with dozens of other expenses, including attorney fees, court costs, car towing and repairs, and lost wages due to time off from work.

If your family remains relatively healthy throughout the year (and your out of pocket expenses are low), there is a good chance you'll come out ahead than if you had paid higher monthly premiums for a traditional health insurance plan.

With its high expenses and volatility of investments, George seriously risked losing his entire nest egg with the variable universal life — a flawed life insurance concept, especially in the situation described above.

Lower down payments lead to lower LTVs and higher interest rates and mortgage insurance expenses

Designed to cover the «gap» in coverage left by plans with high deductibles, gap insurance can help you reduce your out - of - pocket expenses.

Few other rewards credit cards will provide you with rates this high on property insurance expenses.

If the cost of the condo (HOA, taxes, insurance, etc) and your living expenses without having to make a mortgage payment is still too high, then the reverse mortgage would not be a good option for you because you would only be delaying a problem later if your costs of living still exceed your income.

If you have a High Deductible Health Plan, you can set up a Health Saving Account (HSA), which you can use to pay for medical expenses not covered by your health insurance tax - free.

My concern is that I've noticed that the insurance company is charging me a high amount in management expenses.

There is a high amount of idiosyncratic expense associated with running an insurance company.

Car insurance that costs too much, bank account fees, home - energy wasters or mutual funds with high expense ratios.

High - deductible health insurance policies are a great way to keep healthcare expenses down, but they're not for everyone.

I don't know how, but despite having high expenses (paid off the credit card balance for the Vegas vacation and 6 - months of auto insurance), I was able to afford the parts I needed for my upcoming PC build, cover my dividend income matching money (meeting or exceeding the previous month's dividend income), and still have enough left over to put a little into savings.

This includes if you were to become totally disabled, if you have excess medical bills that are more than 7 1/2 percent of your adjusted gross income, if you're unemployed and need to pay your health insurance premiums, if you owe taxes to the IRS, and if you want to pay higher education expenses for yourself or an immediate family member.

It is common for home insurance companies to exclude pools with slides and diving boards - these generally present a higher risk for injuries and medical expenses.

Lowering your limits means that the maximum amount your insurance company is responsible will be reduced; again, this can lead to higher out - of - pocket expenses when an incident occurs.

With the high costs of medical care many Americans face significant medical bills in addition to their typical monthly expenses, even for some of those with health insurance.

Another use of life insurance to reverse out an annuity, is when all you need for living expenses is a guaranteed after - tax - return that is slightly higher than current government bond yields, and you want to leave an estate after death.

This strategy is highly favorable to utilizing a bank because it allows the individual to recapture all interest and expenses that are being paid to third parties, resulting in ever increasing high cash value life insurance.

You use the car extensively for business (your car insurance rates will be higher) AND only if you can deduct auto expenses IF you itemize your taxes (you are working for someone.)

I don't speak from experience, but once you start a family, you'll probably have higher medical insurance premiums, possibly a mortgage payment and the associated costs (maybe mortgage insurance, appliance repairs, etc.), savings for your childrens» education, and higher expenses in every other category (food, clothing, etc.) too.

If you don't have insurance, the costs are absorbed by the hospital (i.e. passed on to other patients in the form of higher prices to offset this expense).

When it comes to plates and insurance, you should also remember that newer cars come with higher expenses in these categories.

That is because the proceeds from a life insurance policy can be used for paying off large debts, ongoing living expenses by the insured's survivors, and for the high cost of the insured's funeral and other final expenses.

You were very fortunate to receive employee retirement health care coverage, very few employers offer that these days, and the high expense of private insurance is, unfortunately, going to consume a fair bit of our employer contributions to our retirement plans.

This interest - bearing checking account is available for individuals who participate in a high - deductible health insurance plan and allows for tax - free distributions to pay for qualified medical expenses.

They can be a useful tool for high income home buyers who want to avoid the expenses of private mortgage insurance (PMI).

Larger expenses (such as car insurance and books) and seasonal expenses (such as a trip home at the holidays or a higher electricity bill in summer when the air conditioning is on) need to be incorporated into your budget.

If they do go ahead with a reverse mortgage and assuming she only use's the money she receives to pay off the original mortgage (she's very stable on her living expenses and between my father and I the insurance and taxes will be taken care of) would I be looking at a 208,000 loan when this is all said and done or something much higher?»

Final expense insurance: These policies are for seniors with health issues who can't qualify for traditional term life insurance, but need a policy to help cover end - of - life costs and outstanding debts, Premiums are generally high and coverage amounts are limited.

The best way to avoid the problem of high out - of - pocket insurance expenses is to ensure your credit score is as high as it can be.

This account allows for tax - free distributions to pay for qualified medical expenses and is perfect for individuals who participate in a high - deductible health insurance plan.

With final expense life insurance, you are paying higher costs in order to be guaranteed approval and not have your health come into play.