Sentences with phrase «higher insurance policies»

Very generally speaking, more serious accidents, injuries and treatments, and higher lost wages, coupled with higher insurance policies from defendant drivers, equal the highest value cases.

As a general rule, the family with several young children would require a higher insurance policy for both parents than a family with teens, a single individual or a retired couple who have grown children.

Not exact matches

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

He also suggests paying for add - ons to your renters or homeowners insurance policy to make sure possessions such as jewelry, high - end cameras and other treasured items are covered.

Another thing you are paying a higher premium for when you buy a traditional whole life insurance policy is consistency.

Lender - paid mortgage insurance is a slightly misleading term that refers to policies paid for up front or in the form of higher mortgage rates.

They if anything, the insurance policy for the secondary home might be cheaper with a family member living there instead of sitting empty (which is considered more high risk).

We evaluated renters insurance quotes for a sample policy in 95 cities across the state of Pennsylvania in order to determine which cities had the highest and lowest annual renters insurance costs.

We evaluated renters insurance policies for a sample policy that included $ 30,000 in coverage in 305 cities in the state of California in order to determine which cities had the highest and lowest annual renters insurance costs.

Although this clause is not automatically included in most modern life insurance policies, you may have to pay a higher premium if you fall into certain high - risk categories.

Enacted in 2003 as part of legislation providing drug benefits under Medicare, the tax preference is only available if the individual purchases a high - deductible health insurance policy.

In addition, due to the Texas Windstorm Association (which writes wind - only policies) classifying HO - 1, 2 and 5 premiums as HO - 3, the average premium for homeowners insurance is artificially high.

While most homeowners insurance policies cover fire damage, it may be something you discuss with your insurance agent if you're in a high - risk area.

75, the federal government also introduced virtually all of the major policy innovations that make up Canada's system of social programs: Canada - wide Medicare, universal pensions, the modern unemployment insurance system, and cost - sharing with the provinces for higher education and welfare.

Many are unsure whether to choose a low or high deductible on their car insurance policy.

Compared to term life insurance, GUL policies have a higher premium because they cover a longer period of time.

It's important to note that PMI shouldn't be confused with homeowner's insurance, which is a separate insurance policy homebuyers purchase to protect themselves from the high costs of home damages.

So your financial benefit is higher, as the insurance company is investing a part of your policy fund and that is earning interest for you.

It is noteworthy that shares in Medibank Private hit a record high the day after Opposition Leader Bill Shorten attacked the private health insurance industry for allegedly earning excessive profits, holding too much capital and ripping off customers with too many policy exclusions.

Instead, we only sell high quality insurance policies from A-rated insurance companies.

But financial products, esp the high - commission fee - loaded stuff the WFG wants to you flog like variable annuities and Transamerica's «Indexed» Universal Life (FFIUL) insurance policy, you usually sell once to a prospect and that's it.

As Bank of Japan governor Haruhiko Kuroda put it: «With the level of nominal interest rates being high, Japan's economy will have more policy room to mitigate the impact of future economic downturns, or will be equipped with a sort of insurance for sustained economic growth.»

Just make sure that the term policy will definitely cover the entire length of a financial obligation, as you'll have a harder time finding coverage and have to pay higher rates if you still need life insurance at age 80 or 90.

We studied renters insurance rates for a sample policy that included $ 30,000 of coverage in 121 cities in the state of Michigan in order to determine which cities had the highest and best annual renters insurance costs.

While all guaranteed acceptance whole life insurance policies are relatively expensive and limited in terms of coverage options, some have particularly restrictive terms and high quotes.

Low rates make it difficult for insurers to earn high returns due to the fact that they are required to hold a significant amount of safe debt to guarantee they can cover the insurance policies they write.

Private mortgage insurance (PMI) is an insurance policy required by lenders to secure a loan that's considered high risk.

Probably 8 out of 10 would say no for two reason: (1) the rating agencies gave high ratings to their lending activites and (2) the insurance companies (e.g. AIG) were giving them what they thought was a solid insurance policy against default.

The bill also doesn't threaten anyone with prison who doesn't buy health insurance, and no one pays higher «taxes» if they already have health insurance or purchase a policy, unless they didn't want to purchase the policy and were just expecting to freeload off of others.

A comprehensive insurance policy will ensure that you receive your treatment faster and that you are entitled to a higher standard of care.

High deductible plans tend to cost less monthly which makes them popular, but experts warn that it's important to make sure you choose your health and maternity insurance policy carefully.

One might argue that the Democrats (in both houses) have more to lose, with several of their members who are running for Congress perhaps enjoying the insurance policy that two primaries brings — the option to run for their current seats if a bid for higher office doesn't work out.

Here's Sen. Eric Schneiderman's brief appearance last week on «Countdown With Keith Olbermann» during which he discussed the passage of what's come to be known as «Ian's Law» — a bill that blocks insurance companies from dropping high - claims patients under the auspices of keeping costs lower for the majority of policy holders.

At the confluence of insurance and health care policy at the highest levels, Cahill could play a role on, say, how the reconfiguration of Kingston and Benedictine hospitals, plays out.

«First, significant reduction of deprivation can be attained by implementing new policies related to health insurance coverage, such as through the Affordable Care Act; improving high school completion rates, especially among Hispanics; and constraining housing costs.

In a related commentary, Paul B. Ginsburg, Ph.D., University of Southern California, Los Angeles, writes: «There is broad consensus among physicians, hospital and health insurance leaders, and policy makers to reform payment to health care providers so as to reduce the role of fee for service, which encourages high volume, and instead to use systems that reward better patient outcomes, such as bundled payments for a population or for an episode of care.»

Just because you can image a scenario that's high - cost isn't a reason to take out an arbitrarily large insurance policy,» said David Kreutzer, one of the Heritage report authors.

Middle - class Americans, in particular, struggle with the high costs of dementia long - term care because they can't afford long - term care insurance policies and often don't qualify for government help under Medicaid, RAND researchers say.

As they provide farmers with protection against short - term flooding and serve as a type of «insurance policy,» farmers can feel reassured and invest in agricultural inputs such as fertilizer, leading to higher rice yields.

A high quality prenatal is an «insurance policy» or sorts to guard against deficiencies but should accompany a high nutrient diet!

Most importantly though a high quality whole foods multi is a great «insurance policy» that all of our necessary vitamin and mineral cofactors are always topped off for optimal biochemical functioning.

B6 and folate levels can be adequate in non-junk food vegan diets that emphasize grains and vegetables though the ability to convert B6 to the active form of pyridoxal -5-phosphate — found readymade primarily in animal products — may be compromised, While taking this trio of B vitamins as a heart disease «insurance policy» remains important, the Nutrition article suggested high - quality protein — animal protein — rich in the sulfur containing amino acids methionine and cysteine is also needed.

NEW ORLEANS — Restrictive health - insurance policies and the high debt incurred by medical students will adversely affect the way health care is provided to children, a panel discussing the future of pediatrics said here last week.

Electronic School: Security Goes High - Tech Technology offers solutions to security dilemmas, building safety, data security and Policy and Practice: Georgia School Boards Association has offered its districts a group cyber insurance plan since 2013 at a cost of about $ 1 per student... read more.

«Product - liability policy limits are much higher than typical auto - policy limits,» explains Hilary Rowen, a San Francisco attorney who specializes in insurance issues.

The manufacturers themselves also sometimes intentionally underrated engines for a variety of motives, notably avoiding provoking the insurance companies and federal regulators into enacting undesirable policies, but also sometimes to prevent lower priced models from stacking up too well on paper against their own more profitable high - end products.

Analysts broke down benefits by the gender and age of the rated driver on the insurance policy and examined rear crashes that resulted in more - severe injury claims (higher than $ 2,000).

Surgeons go through years of study, years of residency, licensing, maintain high dollar liability insurance policies, and perform countless hand - ons procedures to do what they do.

Similar to an auto insurance policy, a person loaded with risk will pay a higher premium.

We collected renters insurance rates for a sample policy that included $ 30,000 in coverage for 227 cities in the state of Illinois in order to determine which cities had the highest and best annual renters insurance quotes.