Sentences with phrase «higher insurance premiums because»

If you are paying higher insurance premiums because you are considered a high - risk driver, it may be worth your time.

So, because insurance companies pay out much smaller claims for the minor dings that are often associated with many women's fender benders, men suffer higher insurance premiums because of crash damage that tends to cost a lot more to repair

They pay higher insurance premiums because insurance companies generally raise the premium rates for any policy holder that has collects on a claim.

It offers personal and business insurance products through its network of over 9,000 agents across the U.S. With Safeco's usage - based auto insurance program, Rewind, auto insurance customers who are paying higher insurance premiums because of tickets or accidents on their driving records have a chance to eliminate the higher charges.

While it's true that the smokers pay a higher insurance premium because smoking is an unhealthy habit it doesn't necessarily mean the policy will be unaffordable.

For example, cars with two seats, high - performance engines, and racing tires typically have a higher insurance premium because they fall into the «sports car» category.

There are lots of people that ended up paying high insurance premiums because they relied on one quote alone.

He could choose one that is still brand new but is not too flashy which might be rated with higher insurance premium because it has high theft risk.

The insurance discount for taking defensive driving is also especially beneficial if you have a high insurance premium because of past car accidents or points on your record for speeding tickets.

Not exact matches

Compared to term life insurance, GUL policies have a higher premium because they cover a longer period of time.

And a 20 percent or higher down payment will help you get that, not least because you'll pay no mortgage insurance premiums.

This is usually the more expensive option of the two because FHA mortgages have higher mortgage insurance premiums for borrowers who apply with smaller down payments.

It's more likely that you can avoid mortgage insurance premiums (MIPs) with conventional loans than with government insured loans, largely because conventional loans require higher down payments.

The main disadvantage of doing business with a local shop is that the premiums you'll pay are typically higher (even when you include shipping and insurance costs) because the business owner has overhead costs to recoup.

This means that the cost of home ownership in the immediate affected areas could be higher, as homeowner's insurance premiums may increase because of the catastrophe.

CNMs rarely attend homebirths, partly because the insurance premiums are so high.

If the insurance company won't cover it, it's because they have determined that the risk of a bad outcome is too high for the level of premium they are getting.

«Obamacare has burdened New York families with unaffordable premiums, rendered some insurance plans unusable because of high deductibles, and caused people to lose their doctors,» said Donovan, a Staten Island Republican, in a statement.

Beyond getting more intense care, younger women may also face higher out - of - pocket costs because they're more likely to opt for insurance plans with lower monthly premiums and bigger co-payments or deductibles, said Dr. Alana Biggers, a researcher at the University of Illinois - Chicago College of Medicine who wasn't involved in the study.

This is usually the more expensive option of the two because FHA mortgages have higher mortgage insurance premiums for borrowers who apply with smaller down payments.

Rated policy: An insurance policy issued at a higher premium rate than standard because of undesirable lifestyles or health conditions.

Because of their low credit scores, they pay higher insurance premiums and may be unable to rent an apartment or qualify for a home loan.

Borrowers refinancing into FHA from the subprime market are better off, even with slightly higher mortgage insurance premiums, because FHA insurance gives them access to substantially lower interest rates, and lowers their overall mortgage costs.

I have felt I was being cheated in the pass from a lender, so I decided against it, because of high fees, Interest rate, insurance premium, and closing fees.

Because of this intense competition for the lowest premium, more than 2,000 different auto insurance discounts are offered by North Carolina auto insurers, an uncharacteristically high number.

However, the predicted monthly payment is higher because of the mortgage insurance premium on an FHA loan.

This may seem like a fast, easy way to get life insurance, but because the insurance company has no insight into your health condition, your premium will be much higher for the amount of coverage that you buy.

Traditionally, cash value insurance has higher premiums than term insurance because of the cash value element.

For those of you who are such industry dinosaurs that you remember how to do a FLEX 97 loan with Lender Paid Mortgage Insurance (LPMI), you're in luck because, aside from 95 % conventional with single premium financed mortgage insurance (SPMI), the time has come where this is the best high loan - to - value product for pInsurance (LPMI), you're in luck because, aside from 95 % conventional with single premium financed mortgage insurance (SPMI), the time has come where this is the best high loan - to - value product for pinsurance (SPMI), the time has come where this is the best high loan - to - value product for purchases.

Compared to term life insurance, GUL policies have a higher premium because they cover a longer period of time.

People that opt for permanent life insurance at an early age often find that because premiums are higher than with term life insurance, they skimp and buy less insurance than they really need to replace lost wages, pay off a mortgage or pay for their children's college education if they die.

Being table rated means you'll pay a higher premium because the insurance companies carry more risk by insuring you.

You'll likely pay a higher premium than you would for traditional term life insurance at the same coverage amount, but you'll get coverage more quickly because you won't have to go through so many hoops.

Because whole life has a time frame that can stretch much longer that term life insurance, premiums are often higher.

It is because of this cash value and the lifetime coverage that whole life insurance has higher premiums.

There may be higher life insurance premiums because your employer is no longer subsidising these premiums

But despite the similar interest rates, FHA loans often end up costing borrowers more in the end because they require a smaller down payment and have high insurance premiums, which borrowers must pay as part of the FHA process to protect the lender from a loss in the event of borrower default.

Jeremy Hallett, founder of online insurance marketplace Quotacy, said in an interview that premiums are typically 10 times higher for whole life policies than they are for term life policies with the same death benefit because permanent insurance provides coverage for life with guaranteed level premiums.

Unfortunately higher mortgage insurance premiums have made government insured mortgages less appealing because the monthly mortgage insurance payments have risen twice in the last year.

Premium payments are also fixed for the term of the policy, but because a death benefit payout is expected more often than not, premium rates are often higher than with term life insurance.

Because of this cash value and the lifetime coverage, whole life insurance has higher premiums (up to five to ten times higher) than level term life insurance.

Because they are sourcing the extra money for down payment from the lender they will pay a higher rate (3.69 %) and the mortgage insurance premium will rise to 3.35 %.

ROP premiums are higher than traditional term life premiums because the insurance carrier is paying out whether you live or die.

FHA mortgage rates are often lower than conventional mortgage rates, but because all FHA loans require mortgage insurance premiums (MIP), the overall cost of an FHA loan is sometimes higher.

Many people opt for a guaranteed universal life insurance policy because of the low premiums and high death benefit.

Premiums are often much higher than a term life insurance policy with the same amount of coverage because you're paying for an insurance policy as well as putting money into the cash value portion of the policy.

If you buy permanent insurance that is guaranteed to age 120, your premiums will be much higher, because you are likely to die prior to age 120.

All too often, pet owners faced with costly care have to borrow from relatives, use credit cards with high interest rates or sacrifice their pets because they do not have the funds, when it could be easily prevented with affordable monthly premiums for pet health insurance.

Do you acknowledge that GenXers (and everyone else) will pay a higher risk premium on their insurance policies because of AGW?

«This will have an impact because companies will worry about what their shareholders think, higher insurance premiums and difficulties with tendering for future work, although the newspaper reports would cover the large corporations anyway.